Small Business Insurance Surprise AZ

This page provides relevant content and local businesses that can help with your search for information on Small Business Insurance. You will find informative articles about Small Business Insurance, including "Insurance For Your Small Business". Below you will also find local businesses that may provide the products or services you are looking for. Please scroll down to find the local resources in Surprise, AZ that can help answer your questions about Small Business Insurance.

Ideal Insurance Agency
(623) 933-8263
14239 W. Bell Road
Surprise, AZ
Ideal Insurance
(623) 933-8263
14239 W Bell Rd Ste 209
Surprise, AZ
Allstate Insurance Companies
(623) 584-1735
13732 W Bell Rd
Surprise, AZ
American Family Insurance
(623) 362-4099
16920 W Bell Rd Ste 102
Surprise, AZ
Ideal Financial Solutions
(623) 933-8263
10101 W. Bell Rd. #102
Sun City, AZ
Stan Roork Insurance Services
(623) 444-8828
15027 W Bell Rd
Surprise, AZ
Kohl William Insurance Agency Inc
(623) 546-1124
18789 N Reems Rd Ste 200
Surprise, AZ
Draves Wade J Insurance Agency
(623) 535-7007
14985 W Bell Rd Ste 150
Surprise, AZ
Johnson Bill Insurance
(623) 583-8836
12689 W Bell Rd
Surprise, AZ
(623) 362-0004
20783 N. 83rd Avenue
Peoria, AZ

Insurance For Your Small Business

One of the biggest mistakes small business owners often make is not insuring their business, not getting the proper insurance, or under-insuring their business. Work with both your accountant and your insurance agent to ensure that you make the right choices. Business insurance falls into two categories: Insurance that protects your business, and insurance that protects you and your employees. You will need to take a look at both categories to ensure that you have covered all the bases.

The first type of policy to look at for your business is a Standard Business Owners Policy (BOP). This type of policy encompasses several different types of coverage, and offers the best overall protection for your business. A standard business owner’s policy typically covers property damage, liability, and loss of income due to business interruption. Have your accountant go over the BOP that your insurance agent offers to make sure that it has the coverage that you need.

Business Owners Policies do not cover all of your small business insurance needs - the next type of insurance to look at is automobile insurance. This insurance should cover any vehicles used in the course of your business, such as delivery vehicles and company cars. Automobile Liability insurance is required in most states, for both personal and business vehicles.

A standard business owners policy may include coverage for your equipment, however, if it does not, you will probably want to get a policy that will cover the equipment. For equipment that doesn't fit into other types of coverage, you can purchase a specialized equipment coverage policy. Present a list of the equipment you need coverage for to your insurance agent to find out what equipment can be covered by the different policies available.

For yourself, you will need health insurance, disability insurance, and life insurance. You can also try to find a group insurance package that will enable you to offer thes...

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