Small Business Insurance Rapid City SD

This page provides relevant content and local businesses that can help with your search for information on Small Business Insurance. You will find informative articles about Small Business Insurance, including "Insurance For Your Small Business". Below you will also find local businesses that may provide the products or services you are looking for. Please scroll down to find the local resources in Rapid City, SD that can help answer your questions about Small Business Insurance.

American Family Insurance
(605) 342-5448
2400 W Main St Ste J
Rapid City, SD
American Income Life
(605) 341-2070
1602 Mountain View Rd Ste 102
Rapid City, SD
Banks Johnson Kappelman & Becker Attorneys
(605) 341-2400
731 Saint Joseph St
Rapid City, SD
Lewis Kirkeby & Hall Insurance Inc
(605) 348-1750
124 E St Joseph St
Rapid City, SD
Modern Woodmen Of America
(605) 341-6115
628 6th St
Rapid City, SD
Farm Bureau Financial Services
(605) 341-7600
2433 W Chicago St Ste B
Rapid City, SD
Allstate Insurance Companies
(605) 388-3000
2040 W Main St Ste 203
Rapid City, SD
Bangs McCullen Butler Foye & Simmons LLP
(605) 343-1040
333 West Blvd
Rapid City, SD
Banks Barton R
(605) 341-2400
731 Saint Joseph St
Rapid City, SD
Dakota Financial Services Inc
(605) 229-5200
2324 8th Ave Ne
Aberdeen, SD

Insurance For Your Small Business

One of the biggest mistakes small business owners often make is not insuring their business, not getting the proper insurance, or under-insuring their business. Work with both your accountant and your insurance agent to ensure that you make the right choices. Business insurance falls into two categories: Insurance that protects your business, and insurance that protects you and your employees. You will need to take a look at both categories to ensure that you have covered all the bases.

The first type of policy to look at for your business is a Standard Business Owners Policy (BOP). This type of policy encompasses several different types of coverage, and offers the best overall protection for your business. A standard business owner’s policy typically covers property damage, liability, and loss of income due to business interruption. Have your accountant go over the BOP that your insurance agent offers to make sure that it has the coverage that you need.

Business Owners Policies do not cover all of your small business insurance needs - the next type of insurance to look at is automobile insurance. This insurance should cover any vehicles used in the course of your business, such as delivery vehicles and company cars. Automobile Liability insurance is required in most states, for both personal and business vehicles.

A standard business owners policy may include coverage for your equipment, however, if it does not, you will probably want to get a policy that will cover the equipment. For equipment that doesn't fit into other types of coverage, you can purchase a specialized equipment coverage policy. Present a list of the equipment you need coverage for to your insurance agent to find out what equipment can be covered by the different policies available.

For yourself, you will need health insurance, disability insurance, and life insurance. You can also try to find a group insurance package that will enable you to offer thes...

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