Small Business Insurance Prescott Valley AZ

This page provides relevant content and local businesses that can help with your search for information on Small Business Insurance. You will find informative articles about Small Business Insurance, including "Insurance For Your Small Business". Below you will also find local businesses that may provide the products or services you are looking for. Please scroll down to find the local resources in Prescott Valley, AZ that can help answer your questions about Small Business Insurance.

Wirick Insurance
(928) 777-0767
1981 Commerce Center Cir Ste A
Prescott, AZ
 
Farm Bureau Insurance Claims
(928) 778-9350
3005 N State Route 89
Prescott, AZ
 
Business Insurance Center
(928) 776-0400
634 Schemmer Dr Ste 102
Prescott, AZ
 
Mahoney Risk Insurance
(928) 445-1900
3636 Crossings Dr
Prescott, AZ
 
Kunow Insurance Agency (Farmers Insurance)
(928) 778-4640
3767 Karicio Ln
Prescott, AZ
 
Burks Dennis
(928) 776-8100
377 N Montezuma St Ste 106
Prescott, AZ
 
Allstate Insurance Companies
(928) 776-0976
923 E Gurley St Ste 203
Prescott, AZ
 
Gab Business Services Inc
(928) 445-0891
1803 Pony Soldier Rd
Prescott, AZ
 
State Farm Insurance Companies
(928) 778-0560
1027 Fair St
Prescott, AZ
 
Brown & Brown Of Prescott
(928) 445-3540
1579 W Gurley St Ste A
Prescott, AZ
 

Insurance For Your Small Business

One of the biggest mistakes small business owners often make is not insuring their business, not getting the proper insurance, or under-insuring their business. Work with both your accountant and your insurance agent to ensure that you make the right choices. Business insurance falls into two categories: Insurance that protects your business, and insurance that protects you and your employees. You will need to take a look at both categories to ensure that you have covered all the bases.



The first type of policy to look at for your business is a Standard Business Owners Policy (BOP). This type of policy encompasses several different types of coverage, and offers the best overall protection for your business. A standard business owner’s policy typically covers property damage, liability, and loss of income due to business interruption. Have your accountant go over the BOP that your insurance agent offers to make sure that it has the coverage that you need.

Business Owners Policies do not cover all of your small business insurance needs - the next type of insurance to look at is automobile insurance. This insurance should cover any vehicles used in the course of your business, such as delivery vehicles and company cars. Automobile Liability insurance is required in most states, for both personal and business vehicles.

A standard business owners policy may include coverage for your equipment, however, if it does not, you will probably want to get a policy that will cover the equipment. For equipment that doesn't fit into other types of coverage, you can purchase a specialized equipment coverage policy. Present a list of the equipment you need coverage for to your insurance agent to find out what equipment can be covered by the different policies available.

For yourself, you will need health insurance, disability insurance, and life insurance. You can also try to find a group insurance package that will enable you to offer thes...

Click here to read the rest of this article from GlobalBx