Small Business Insurance Memphis TN

This page provides relevant content and local businesses that can help with your search for information on Small Business Insurance. You will find informative articles about Small Business Insurance, including "Insurance For Your Small Business". Below you will also find local businesses that may provide the products or services you are looking for. Please scroll down to find the local resources in Memphis, TN that can help answer your questions about Small Business Insurance.

USA Benefits Group
(901) 343-0961
101 Court Avenue
Memphis, TN
Alternate Phone Number
901-343-0961
Services
Annuities,HIV/AID's, Term, Final Expenses

Barzizza Insurance & Financial Solutions
(901) 299-3268
5865 Ridgeway Center Parkway Ste. 300
Memphis, TN
 
Clarksville Insurance Agency
(931) 431-4551
2859 Ft Campbell Blvd
Clarksville, TN
 
Franklin Insurance And Financial Group
(615) 599-0031
1014 Fulton Greer Rd
Franklin, TN
 
Allstate Insurance Companies
(615) 449-2525
125 N Castle Heights Ave Ste A
Lebanon, TN
 
Barzizza Insurance & Financial Insurance
(901) 299-3268
5865 Ridgeway Center Parkway
Memphis, TN
 
Middle TN Insurance & Financial Services
(615) 494-1212
212 Heritage Park Dr Ste 102
Murfreesboro, TN
 
Connie Inman Insurance Agency
(931) 528-5040
229 E Broad St
Cookeville, TN
 
Business Personnel Solutions
(423) 282-0617
208 Sunset Dr
Johnson City, TN
 
Harris Insurance Agency Inc
(865) 690-5588
10413 Hickory Pathway
Knoxville, TN
 

Insurance For Your Small Business

One of the biggest mistakes small business owners often make is not insuring their business, not getting the proper insurance, or under-insuring their business. Work with both your accountant and your insurance agent to ensure that you make the right choices. Business insurance falls into two categories: Insurance that protects your business, and insurance that protects you and your employees. You will need to take a look at both categories to ensure that you have covered all the bases.



The first type of policy to look at for your business is a Standard Business Owners Policy (BOP). This type of policy encompasses several different types of coverage, and offers the best overall protection for your business. A standard business owner’s policy typically covers property damage, liability, and loss of income due to business interruption. Have your accountant go over the BOP that your insurance agent offers to make sure that it has the coverage that you need.

Business Owners Policies do not cover all of your small business insurance needs - the next type of insurance to look at is automobile insurance. This insurance should cover any vehicles used in the course of your business, such as delivery vehicles and company cars. Automobile Liability insurance is required in most states, for both personal and business vehicles.

A standard business owners policy may include coverage for your equipment, however, if it does not, you will probably want to get a policy that will cover the equipment. For equipment that doesn't fit into other types of coverage, you can purchase a specialized equipment coverage policy. Present a list of the equipment you need coverage for to your insurance agent to find out what equipment can be covered by the different policies available.

For yourself, you will need health insurance, disability insurance, and life insurance. You can also try to find a group insurance package that will enable you to offer thes...

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