Small Business Insurance Lewisville TX
Le Beau Visage Medical Spa
3685 Preston Road Ste 129
National Association for the Self Employed
P.O. Box 612067
E F Insurance Agency
5068 W Plano Pkwy Ste 300
2701 Dallas Pkwy Ste 575
Texans Insurance Group
5050 Quorum Dr
6306 Windcrest Dr
5420 W Plano Pkwy
Schachter Harris, LLP
220 Canal Centre 400 East Las Colinas Boulevard
Boley Featherston Insurance
1101 Ohio Drive Suite 116
Manns Earl Insurance
3020 Legacy Dr
Insurance For Your Small Business
One of the biggest mistakes small business owners often make is not insuring their business, not getting the proper insurance, or under-insuring their business. Work with both your accountant and your insurance agent to ensure that you make the right choices. Business insurance falls into two categories: Insurance that protects your business, and insurance that protects you and your employees. You will need to take a look at both categories to ensure that you have covered all the bases.
The first type of policy to look at for your business is a Standard Business Owners Policy (BOP). This type of policy encompasses several different types of coverage, and offers the best overall protection for your business. A standard business owner’s policy typically covers property damage, liability, and loss of income due to business interruption. Have your accountant go over the BOP that your insurance agent offers to make sure that it has the coverage that you need.
Business Owners Policies do not cover all of your small business insurance needs - the next type of insurance to look at is automobile insurance. This insurance should cover any vehicles used in the course of your business, such as delivery vehicles and company cars. Automobile Liability insurance is required in most states, for both personal and business vehicles.
A standard business owners policy may include coverage for your equipment, however, if it does not, you will probably want to get a policy that will cover the equipment. For equipment that doesn't fit into other types of coverage, you can purchase a specialized equipment coverage policy. Present a list of the equipment you need coverage for to your insurance agent to find out what equipment can be covered by the different policies available.
For yourself, you will need health insurance, disability insurance, and life insurance. You can also try to find a group insurance package that will enable you to offer thes...
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