Small Business Insurance Las Cruces NM

This page provides relevant content and local businesses that can help with your search for information on Small Business Insurance. You will find informative articles about Small Business Insurance, including "Insurance For Your Small Business". Below you will also find local businesses that may provide the products or services you are looking for. Please scroll down to find the local resources in Las Cruces, NM that can help answer your questions about Small Business Insurance.

Bernal Insurance Group
(575) 525-2886
1591 E Lohman Ave Ste 2
Las Cruces, NM
 
Farm Bureau Insurance
(575) 524-8632
600 S Valley Dr
Las Cruces, NM
 
Southwestern Life ins Company
(575) 393-4577
110 W Clinton St
Hobbs, NM
 
Whitten David Insurance
(575) 392-1772
124 W Bender Blvd
Hobbs, NM
 
Allstate Financial
(505) 296-2752
8205 Spain Rd Ne
Albuquerque, NM
 
Mesilla Valley Insurance Group Inc
(575) 527-8800
545 S Melendres St Ste C
Las Cruces, NM
 
Mahres & Mahres Insurance Agency
(575) 525-1191
841 S Main St
Las Cruces, NM
 
Owings Dewey Fine Art
(505) 982-6244
76 E San Francisco St
Santa Fe, NM
 
Johnson Jennifer - State Farm Insurance
(575) 622-3276
102 E Linda Vista Blvd
Roswell, NM
 
Jones Jeremy R.
(505) 982-4676
200 W Marcy St
Santa Fe, NM
 

Insurance For Your Small Business

One of the biggest mistakes small business owners often make is not insuring their business, not getting the proper insurance, or under-insuring their business. Work with both your accountant and your insurance agent to ensure that you make the right choices. Business insurance falls into two categories: Insurance that protects your business, and insurance that protects you and your employees. You will need to take a look at both categories to ensure that you have covered all the bases.



The first type of policy to look at for your business is a Standard Business Owners Policy (BOP). This type of policy encompasses several different types of coverage, and offers the best overall protection for your business. A standard business owner’s policy typically covers property damage, liability, and loss of income due to business interruption. Have your accountant go over the BOP that your insurance agent offers to make sure that it has the coverage that you need.

Business Owners Policies do not cover all of your small business insurance needs - the next type of insurance to look at is automobile insurance. This insurance should cover any vehicles used in the course of your business, such as delivery vehicles and company cars. Automobile Liability insurance is required in most states, for both personal and business vehicles.

A standard business owners policy may include coverage for your equipment, however, if it does not, you will probably want to get a policy that will cover the equipment. For equipment that doesn't fit into other types of coverage, you can purchase a specialized equipment coverage policy. Present a list of the equipment you need coverage for to your insurance agent to find out what equipment can be covered by the different policies available.

For yourself, you will need health insurance, disability insurance, and life insurance. You can also try to find a group insurance package that will enable you to offer thes...

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