Small Business Insurance Lakeville MN

This page provides relevant content and local businesses that can help with your search for information on Small Business Insurance. You will find informative articles about Small Business Insurance, including "Insurance For Your Small Business". Below you will also find local businesses that may provide the products or services you are looking for. Please scroll down to find the local resources in Lakeville, MN that can help answer your questions about Small Business Insurance.

American Income Life Insurance Co
(715) 833-0055
5001 W 80
Bloomington, IL
 
Insurance Overload Systems
(952) 830-0141
3300 Edinborough Way Ste 205
Bloomington, IL
 
C O Brown Insurance Agency
(507) 387-5460
1720 Adams St Ste 200
Mankato, MN
 
Smith Ted W Insurance Services Inc
(507) 252-4640
40 16th St Se Ste G
Rochester, MN
 
Downs Insurance & Investment Services
(218) 333-3555
1425 Paul Bunyan Dr Nw Ste 4
Bemidji, MN
 
Business Insurance Brokers Inc
(952) 996-8818
8200 Highwood Dr
Bloomington, IL
 
RJ Ahmann
(952) 947-9700
7555 Market Place Drive
Eden Prairie, MN
Alternate Phone Number
952-947-9700

Fenstra, Harry Insurance
(320) 235-1022
2800 1st St S Ste 100
Willmar, MN
 
Farmers Union Insurance
(218) 751-7761
1414 Bemidji Ave N
Bemidji, MN
 
Insure Forward
(218) 751-2330
809 Paul Bunyan Dr S
Bemidji, MN
 

Insurance For Your Small Business

One of the biggest mistakes small business owners often make is not insuring their business, not getting the proper insurance, or under-insuring their business. Work with both your accountant and your insurance agent to ensure that you make the right choices. Business insurance falls into two categories: Insurance that protects your business, and insurance that protects you and your employees. You will need to take a look at both categories to ensure that you have covered all the bases.



The first type of policy to look at for your business is a Standard Business Owners Policy (BOP). This type of policy encompasses several different types of coverage, and offers the best overall protection for your business. A standard business owner’s policy typically covers property damage, liability, and loss of income due to business interruption. Have your accountant go over the BOP that your insurance agent offers to make sure that it has the coverage that you need.

Business Owners Policies do not cover all of your small business insurance needs - the next type of insurance to look at is automobile insurance. This insurance should cover any vehicles used in the course of your business, such as delivery vehicles and company cars. Automobile Liability insurance is required in most states, for both personal and business vehicles.

A standard business owners policy may include coverage for your equipment, however, if it does not, you will probably want to get a policy that will cover the equipment. For equipment that doesn't fit into other types of coverage, you can purchase a specialized equipment coverage policy. Present a list of the equipment you need coverage for to your insurance agent to find out what equipment can be covered by the different policies available.

For yourself, you will need health insurance, disability insurance, and life insurance. You can also try to find a group insurance package that will enable you to offer thes...

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