Small Business Insurance Lacey WA

This page provides relevant content and local businesses that can help with your search for information on Small Business Insurance. You will find informative articles about Small Business Insurance, including "Insurance For Your Small Business". Below you will also find local businesses that may provide the products or services you are looking for. Please scroll down to find the local resources in Lacey, WA that can help answer your questions about Small Business Insurance.

Contractors Insurance NW
(360) 556-6566
677 Woodland Square Loop SE
Lacey, WA
Alternate Phone Number
Provide General Liability Insurance, Commercial Auto Insurance and Bonds to all types of Contractors

Altman Insurance Agency
(360) 705-0466
3315 Pacific Ave SE #C-1
Olympia, WA
Walker Insurance
(360) 357-4401
501 Columbia St Nw Ste A
Olympia, WA
Sunset Insurance Agency
(360) 357-3353
1429 W Bay Dr Nw
Olympia, WA
Active Insurance Benefits
(253) 589-1812
3819 100th St SW
Tacoma, WA
Alternate Phone Number
business insurance and bonds

Damitio Insurance
(360) 352-7691
2903 Pacific Ave SE
Olympia, WA
Nelson Insurance Agency
(360) 352-1510
113 Lee St Se
Olympia, WA
Notson Family Insurance Agency
(360) 412-0207
2102 Carriage St Sw
Olympia, WA
Nicholson & Associates Insurance LLC
(360) 352-8444
1802 Black Lake Blvd SW
Olympia, WA
Maddock & Associates
(253) 854-0199
1407 Willow Rd. E
Fife, WA

Insurance For Your Small Business

One of the biggest mistakes small business owners often make is not insuring their business, not getting the proper insurance, or under-insuring their business. Work with both your accountant and your insurance agent to ensure that you make the right choices. Business insurance falls into two categories: Insurance that protects your business, and insurance that protects you and your employees. You will need to take a look at both categories to ensure that you have covered all the bases.

The first type of policy to look at for your business is a Standard Business Owners Policy (BOP). This type of policy encompasses several different types of coverage, and offers the best overall protection for your business. A standard business owner’s policy typically covers property damage, liability, and loss of income due to business interruption. Have your accountant go over the BOP that your insurance agent offers to make sure that it has the coverage that you need.

Business Owners Policies do not cover all of your small business insurance needs - the next type of insurance to look at is automobile insurance. This insurance should cover any vehicles used in the course of your business, such as delivery vehicles and company cars. Automobile Liability insurance is required in most states, for both personal and business vehicles.

A standard business owners policy may include coverage for your equipment, however, if it does not, you will probably want to get a policy that will cover the equipment. For equipment that doesn't fit into other types of coverage, you can purchase a specialized equipment coverage policy. Present a list of the equipment you need coverage for to your insurance agent to find out what equipment can be covered by the different policies available.

For yourself, you will need health insurance, disability insurance, and life insurance. You can also try to find a group insurance package that will enable you to offer thes...

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