Small Business Insurance Kailua Kona HI

This page provides relevant content and local businesses that can help with your search for information on Small Business Insurance. You will find informative articles about Small Business Insurance, including "Insurance For Your Small Business". Below you will also find local businesses that may provide the products or services you are looking for. Please scroll down to find the local resources in Kailua Kona, HI that can help answer your questions about Small Business Insurance.

Mutual Underwriters
(808) 329-8689
74-5565 Luhia St Ste C
Kailua Kona, HI
 
Allstate Insurance Companies
(808) 326-1125
75-170 Hualalai Rd Ste D112
Kailua Kona, HI
 
Allstate Insurance Companies
(808) 935-3360
282 Ululani St Ste 1
Hilo, HI
 
Principal Life Insurance Company
(808) 536-4995
1003 Bishop St Ste 2200
Honolulu, HI
 
Yamauchi Wayne T Insurance Agency Inc
(808) 329-6393
Lanihau Professional Ctr Ste 2006
Kailua Kona, HI
 
Yamauchi Wayne T Insurance Agency Inc
(808) 329-6393
Lanihau Professional Ctr Ste 2006
Kailua Kona, HI
 
State Farm Insurance Companies
(808) 329-6486
75-240 Nani Kailua Dr
Kailua Kona, HI
 
Point protects
(801) 597-9376
1136 Union Mall Suite #301
Honolulu, HI
Alternate Phone Number
801-885-2370

State Farm Insurance Companies
(808) 677-5800
94-1024 Waipio Uka St #203
Waipahu, HI
 
Business Insurance Services Inc
(808) 592-5011
615 Piikoi St Ste 1901
Honolulu, HI
 

Insurance For Your Small Business

One of the biggest mistakes small business owners often make is not insuring their business, not getting the proper insurance, or under-insuring their business. Work with both your accountant and your insurance agent to ensure that you make the right choices. Business insurance falls into two categories: Insurance that protects your business, and insurance that protects you and your employees. You will need to take a look at both categories to ensure that you have covered all the bases.



The first type of policy to look at for your business is a Standard Business Owners Policy (BOP). This type of policy encompasses several different types of coverage, and offers the best overall protection for your business. A standard business owner’s policy typically covers property damage, liability, and loss of income due to business interruption. Have your accountant go over the BOP that your insurance agent offers to make sure that it has the coverage that you need.

Business Owners Policies do not cover all of your small business insurance needs - the next type of insurance to look at is automobile insurance. This insurance should cover any vehicles used in the course of your business, such as delivery vehicles and company cars. Automobile Liability insurance is required in most states, for both personal and business vehicles.

A standard business owners policy may include coverage for your equipment, however, if it does not, you will probably want to get a policy that will cover the equipment. For equipment that doesn't fit into other types of coverage, you can purchase a specialized equipment coverage policy. Present a list of the equipment you need coverage for to your insurance agent to find out what equipment can be covered by the different policies available.

For yourself, you will need health insurance, disability insurance, and life insurance. You can also try to find a group insurance package that will enable you to offer thes...

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