Small Business Insurance Howell NJ

This page provides relevant content and local businesses that can help with your search for information on Small Business Insurance. You will find informative articles about Small Business Insurance, including "Insurance For Your Small Business". Below you will also find local businesses that may provide the products or services you are looking for. Please scroll down to find the local resources in Howell, NJ that can help answer your questions about Small Business Insurance.

EMC Insurance Agency
(732) 899-8177
2900 Route 88
Point Pleasant, NJ
Alternate Phone Number
732-899-8177
Services
Commercial Insurance, Life Insurance, Auto Insurance, Flood Insurance, Home Insurance, Classic Car Insurance

I and E Insurance Agency
(732) 295-5584
2900 Lakewood Road Unit 2
Point Pleasant, NJ
Alternate Phone Number
732-295-5584

Anna-Maria Pittella Esquire
(732) 842-6939
55 No. Bridge Ave. Ste 1
Red Bank, NJ
Alternate Phone Number
(732) 842-6939

The Medicare Insurance Store
(732) 286-7999
1172 Fischer Blvd.
Toms River, NJ
Alternate Phone Number
888-395-5220

James D. Miller Insurance Services, LLC
(201) 986-1427
885 Park Ave.
River Edge, NJ
Services
Group insurance plans, workers compensation, d&o insurance, liability, fire/theft, property and casualty insurance, business vehicle insurance

I & E Insurance Agency
(732) 295-5584
2900 Lakewood Road
Point Plesant , NJ
Alternate Phone Number
732-295-5584
Services
Insurance and Financial Services

The Medicare Insurance Store
(732) 286-7999
1172 Fischer Blvd.
Toms River, NJ
Alternate Phone Number
888-395-5220

I & E Insurance Agency
(732) 295-5584
2900 Lakewood Road
Point Plesant , NJ
Alternate Phone Number
732-295-5584
Services
Insurance and Financial Services

CYMA bags
(800) 996-1188
435 Oehler Place
Carlstadt, NJ
 
SKY Insurance Agency, Inc.
(973) 850-7814
1295 State Rte. 23
Butler, NJ
 

Insurance For Your Small Business

One of the biggest mistakes small business owners often make is not insuring their business, not getting the proper insurance, or under-insuring their business. Work with both your accountant and your insurance agent to ensure that you make the right choices. Business insurance falls into two categories: Insurance that protects your business, and insurance that protects you and your employees. You will need to take a look at both categories to ensure that you have covered all the bases.



The first type of policy to look at for your business is a Standard Business Owners Policy (BOP). This type of policy encompasses several different types of coverage, and offers the best overall protection for your business. A standard business owner’s policy typically covers property damage, liability, and loss of income due to business interruption. Have your accountant go over the BOP that your insurance agent offers to make sure that it has the coverage that you need.

Business Owners Policies do not cover all of your small business insurance needs - the next type of insurance to look at is automobile insurance. This insurance should cover any vehicles used in the course of your business, such as delivery vehicles and company cars. Automobile Liability insurance is required in most states, for both personal and business vehicles.

A standard business owners policy may include coverage for your equipment, however, if it does not, you will probably want to get a policy that will cover the equipment. For equipment that doesn't fit into other types of coverage, you can purchase a specialized equipment coverage policy. Present a list of the equipment you need coverage for to your insurance agent to find out what equipment can be covered by the different policies available.

For yourself, you will need health insurance, disability insurance, and life insurance. You can also try to find a group insurance package that will enable you to offer thes...

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