Small Business Insurance Foley AL

This page provides relevant content and local businesses that can help with your search for information on Small Business Insurance. You will find informative articles about Small Business Insurance, including "Insurance For Your Small Business". Below you will also find local businesses that may provide the products or services you are looking for. Please scroll down to find the local resources in Foley, AL that can help answer your questions about Small Business Insurance.

Alabama Insurance Agency
(251) 625-2600
1014 Stanton Rd Ste A
Daphne, AL
Allstate Insurance Companies
(251) 626-2500
1501 US Highway 98
Daphne, AL
Merchant Billy
(251) 626-7090
28080 US Highway 98
Daphne, AL
Herring Agency
(251) 625-1024
1203 US Highway 98 Ste 2d
Daphne, AL
Golemon,Jim-State Farm Insurance Agent
(251) 626-2071
28796 Highway 98
Daphne, AL
Drago Jr,Lad-State Farm Insurance Agent
(251) 626-1237
811 Daphne Avenue
Daphne, AL
Faulkner's Insurance
(251) 621-5353
9086-A Merritt Lane
Daphne, AL
American Income Life
(251) 625-4952
25870 Austin Rd
Daphne, AL
Farmers Insurance Group-Booth-Alberstadt
(251) 621-1822
809 A Daphne Ave
Daphne, AL
J. Charles "Chuck" Dunham
201 Office Park Drive
Birmingham, AL
Company: First Financial Group
Investment Advisor Rep: Yes
Vanderbilt University/BA
University of Alabama Birmingham (UAB)/MBA
Years Experience
Years Experience: 27
Business Income Tax Planning,Fee-Only Comprehensive Financial Planning,Portfolio Engineering,401k Rollover From Employer,CD Alternative,Disability Insurance,Retirement Planning,Real Estate Investment Planning,Commission-Only Financial Planning (Full Disclosure),Insurance & Risk Management Planning,Retirement Income Distribution Planning,Education Funding & Financial Aid Planning,Hourly Financial Planning Engagements,Captive Insurance,Pension for Highly Compensated Owners,Income for Life/ Preserv

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Insurance For Your Small Business

One of the biggest mistakes small business owners often make is not insuring their business, not getting the proper insurance, or under-insuring their business. Work with both your accountant and your insurance agent to ensure that you make the right choices. Business insurance falls into two categories: Insurance that protects your business, and insurance that protects you and your employees. You will need to take a look at both categories to ensure that you have covered all the bases.

The first type of policy to look at for your business is a Standard Business Owners Policy (BOP). This type of policy encompasses several different types of coverage, and offers the best overall protection for your business. A standard business owner’s policy typically covers property damage, liability, and loss of income due to business interruption. Have your accountant go over the BOP that your insurance agent offers to make sure that it has the coverage that you need.

Business Owners Policies do not cover all of your small business insurance needs - the next type of insurance to look at is automobile insurance. This insurance should cover any vehicles used in the course of your business, such as delivery vehicles and company cars. Automobile Liability insurance is required in most states, for both personal and business vehicles.

A standard business owners policy may include coverage for your equipment, however, if it does not, you will probably want to get a policy that will cover the equipment. For equipment that doesn't fit into other types of coverage, you can purchase a specialized equipment coverage policy. Present a list of the equipment you need coverage for to your insurance agent to find out what equipment can be covered by the different policies available.

For yourself, you will need health insurance, disability insurance, and life insurance. You can also try to find a group insurance package that will enable you to offer thes...

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