Small Business Insurance Elizabethtown KY

This page provides relevant content and local businesses that can help with your search for information on Small Business Insurance. You will find informative articles about Small Business Insurance, including "Insurance For Your Small Business". Below you will also find local businesses that may provide the products or services you are looking for. Please scroll down to find the local resources in Elizabethtown, KY that can help answer your questions about Small Business Insurance.

American Income Life
(270) 360-0508
100 Par Ln
Elizabethtown, KY
 
Duff Insurance
(270) 769-5547
110 N Main St
Elizabethtown, KY
 
Wyman, Mike - State Farm Insurance Agent
(270) 769-1511
3030 Dolphin Drive
Elizabethtown, KY
 
Duff Insurance Agency Inc
(270) 769-5547
110 N Main St
Elizabethtown, KY
 
Skeeters, Rick - State Farm Insurance Agent
(270) 735-1641
5003 N Dixie Hwy
Elizabethtown, KY
 
Modern Woodmen Of America
(270) 982-9282
402 College Street Rd Ste 109
Elizabethtown, KY
 
State Farm Agent Mike Wyman
(270) 769-1511
3030 Dolphin Dr
Elizabethtown, KY
 
Allstate Insurance Companies
(270) 765-7129
428 W Dixie Ave
Elizabethtown, KY
 
All Star Insurance
(270) 982-3000
4675 N Dixie Hwy
Elizabethtown, KY
 
Erich Castillo
1008 South Broadway
Lexington, KY
Company
Company: Cornerstone Wealth Management
Type
Investment Advisor Rep: Yes
Education
University of Kentucky
Bachelor of Arts in Education
Bachelor of Business Administration
Service
Disability Insurance,Retirement Planning,Real Estate Investment Planning,Commission-Only Financial Planning (Full Disclosure),Insurance & Risk Management Planning,Retirement Income Accumulation Planning,Business Income Tax Planning,Fee-Only Comprehensive Financial Planning,Fee Only Portfolio Management,Wealth Engineering,IRA, 401k, Roth IRA, QDRO Rollovers,CD Alternative,Medicaid,Annuities,Alternative Asset Class Planning,Investment Consulting & Allocation Design,Business Succession & Liquidatio

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Insurance For Your Small Business

One of the biggest mistakes small business owners often make is not insuring their business, not getting the proper insurance, or under-insuring their business. Work with both your accountant and your insurance agent to ensure that you make the right choices. Business insurance falls into two categories: Insurance that protects your business, and insurance that protects you and your employees. You will need to take a look at both categories to ensure that you have covered all the bases.



The first type of policy to look at for your business is a Standard Business Owners Policy (BOP). This type of policy encompasses several different types of coverage, and offers the best overall protection for your business. A standard business owner’s policy typically covers property damage, liability, and loss of income due to business interruption. Have your accountant go over the BOP that your insurance agent offers to make sure that it has the coverage that you need.

Business Owners Policies do not cover all of your small business insurance needs - the next type of insurance to look at is automobile insurance. This insurance should cover any vehicles used in the course of your business, such as delivery vehicles and company cars. Automobile Liability insurance is required in most states, for both personal and business vehicles.

A standard business owners policy may include coverage for your equipment, however, if it does not, you will probably want to get a policy that will cover the equipment. For equipment that doesn't fit into other types of coverage, you can purchase a specialized equipment coverage policy. Present a list of the equipment you need coverage for to your insurance agent to find out what equipment can be covered by the different policies available.

For yourself, you will need health insurance, disability insurance, and life insurance. You can also try to find a group insurance package that will enable you to offer thes...

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