Small Business Insurance Durango CO

This page provides relevant content and local businesses that can help with your search for information on Small Business Insurance. You will find informative articles about Small Business Insurance, including "Insurance For Your Small Business". Below you will also find local businesses that may provide the products or services you are looking for. Please scroll down to find the local resources in Durango, CO that can help answer your questions about Small Business Insurance.

Mountain West Insurance
(970) 259-8082
2971 Main Ave
Durango, CO
Farm Bureau Insurance
(970) 247-0900
321 S Camino Del Rio
Durango, CO
Hwang Jay State Farm Insurance
(970) 247-3105
207 E 11th St
Durango, CO
Latshaw, Chris - State Farm Insurance Agent
(970) 259-4500
400 S Camino Del Rio
Durango, CO
Elliott Denise L
(970) 422-1845
25825 Highway 160
Durango, CO
American Family Insurance
(970) 247-5828
341 S Camino Del Rio
Durango, CO
Ken Willyard Insur Agcy Inc - State Farm Insurance Agent
(970) 259-2550
1315 Main Ave
Durango, CO
Elliott Denise L State Farm
(970) 247-4060
1150 Carbon Jct
Durango, CO
American Family Insurance
(970) 247-2832
2974 Main Ave
Durango, CO
Perry Neva
1427 Glencoe St.
Denver, CO
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Insurance For Your Small Business

One of the biggest mistakes small business owners often make is not insuring their business, not getting the proper insurance, or under-insuring their business. Work with both your accountant and your insurance agent to ensure that you make the right choices. Business insurance falls into two categories: Insurance that protects your business, and insurance that protects you and your employees. You will need to take a look at both categories to ensure that you have covered all the bases.

The first type of policy to look at for your business is a Standard Business Owners Policy (BOP). This type of policy encompasses several different types of coverage, and offers the best overall protection for your business. A standard business owner’s policy typically covers property damage, liability, and loss of income due to business interruption. Have your accountant go over the BOP that your insurance agent offers to make sure that it has the coverage that you need.

Business Owners Policies do not cover all of your small business insurance needs - the next type of insurance to look at is automobile insurance. This insurance should cover any vehicles used in the course of your business, such as delivery vehicles and company cars. Automobile Liability insurance is required in most states, for both personal and business vehicles.

A standard business owners policy may include coverage for your equipment, however, if it does not, you will probably want to get a policy that will cover the equipment. For equipment that doesn't fit into other types of coverage, you can purchase a specialized equipment coverage policy. Present a list of the equipment you need coverage for to your insurance agent to find out what equipment can be covered by the different policies available.

For yourself, you will need health insurance, disability insurance, and life insurance. You can also try to find a group insurance package that will enable you to offer thes...

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