Small Business Insurance Billings MT

This page provides relevant content and local businesses that can help with your search for information on Small Business Insurance. You will find informative articles about Small Business Insurance, including "Insurance For Your Small Business". Below you will also find local businesses that may provide the products or services you are looking for. Please scroll down to find the local resources in Billings, MT that can help answer your questions about Small Business Insurance.

Farm Bureau Insurance
(406) 652-4844
2501 Saint Johns Ave Ste B
Billings, MT
 
Western States Insurance Agcy
(406) 656-9800
2180 Overland Ave Ste 102
Billings, MT
 
Luxan & Murfitt PLLP
(406) 442-7450
Montana Clb Bldg
Helena, MT
 
Granite Insurance
(406) 839-2087
3209 Grand Ave
Billings, MT
 
American Income Life
(406) 721-5185
111 N Higgins Ave
Missoula, MT
 
Granite Insurance
(406) 839-2087
3209 Grand Ave
Billings, MT
 
Crawford Insurance Agency
(406) 259-9795
520 Wicks Lane St 9
Billings, MT
 
Thompson Curtis G
(406) 727-0500
600 Central Ave
Great Falls, MT
 
Brooke Law Firm PC
(406) 551-6591
602 Ferguson Ste 6
Bozeman, MT
 
Tarlow Stonecipher & Steele PLLC Attorney
(406) 586-9714
1705 W College St
Bozeman, MT
 

Insurance For Your Small Business

One of the biggest mistakes small business owners often make is not insuring their business, not getting the proper insurance, or under-insuring their business. Work with both your accountant and your insurance agent to ensure that you make the right choices. Business insurance falls into two categories: Insurance that protects your business, and insurance that protects you and your employees. You will need to take a look at both categories to ensure that you have covered all the bases.



The first type of policy to look at for your business is a Standard Business Owners Policy (BOP). This type of policy encompasses several different types of coverage, and offers the best overall protection for your business. A standard business owner’s policy typically covers property damage, liability, and loss of income due to business interruption. Have your accountant go over the BOP that your insurance agent offers to make sure that it has the coverage that you need.

Business Owners Policies do not cover all of your small business insurance needs - the next type of insurance to look at is automobile insurance. This insurance should cover any vehicles used in the course of your business, such as delivery vehicles and company cars. Automobile Liability insurance is required in most states, for both personal and business vehicles.

A standard business owners policy may include coverage for your equipment, however, if it does not, you will probably want to get a policy that will cover the equipment. For equipment that doesn't fit into other types of coverage, you can purchase a specialized equipment coverage policy. Present a list of the equipment you need coverage for to your insurance agent to find out what equipment can be covered by the different policies available.

For yourself, you will need health insurance, disability insurance, and life insurance. You can also try to find a group insurance package that will enable you to offer thes...

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