Small Business Insurance Aberdeen SD

This page provides relevant content and local businesses that can help with your search for information on Small Business Insurance. You will find informative articles about Small Business Insurance, including "Insurance For Your Small Business". Below you will also find local businesses that may provide the products or services you are looking for. Please scroll down to find the local resources in Aberdeen, SD that can help answer your questions about Small Business Insurance.

Aberdeen Finance Corp
(605) 225-8050
18 3rd Ave Se
Aberdeen, SD
 
Dakota Financial Services Inc
(605) 229-5200
2324 8th Ave Ne
Aberdeen, SD
 
American Family
(605) 725-3300
2201 6th Ave Se
Aberdeen, SD
 
Dorothy Law Firm
(605) 335-5740
601 E Tan Tara Cir
Sioux Falls, SD
 
American Family Insurance
(605) 692-4900
628 Main Ave Ste B
Brookings, SD
 
State Farm ins Co
(605) 225-2144
711 N Main St
Aberdeen, SD
 
Farm Bureau Financial Services
(605) 226-2729
722 S Highway 281
Aberdeen, SD
 
Hawley Insurance Services
(605) 692-6223
100 Main Ave
Brookings, SD
 
Fishback Insurance Agency
(605) 696-2236
520 6th St
Brookings, SD
 
Lewis Kirkeby & Hall Insurance Inc
(605) 348-1750
124 E St Joseph St
Rapid City, SD
 

Insurance For Your Small Business

One of the biggest mistakes small business owners often make is not insuring their business, not getting the proper insurance, or under-insuring their business. Work with both your accountant and your insurance agent to ensure that you make the right choices. Business insurance falls into two categories: Insurance that protects your business, and insurance that protects you and your employees. You will need to take a look at both categories to ensure that you have covered all the bases.



The first type of policy to look at for your business is a Standard Business Owners Policy (BOP). This type of policy encompasses several different types of coverage, and offers the best overall protection for your business. A standard business owner’s policy typically covers property damage, liability, and loss of income due to business interruption. Have your accountant go over the BOP that your insurance agent offers to make sure that it has the coverage that you need.

Business Owners Policies do not cover all of your small business insurance needs - the next type of insurance to look at is automobile insurance. This insurance should cover any vehicles used in the course of your business, such as delivery vehicles and company cars. Automobile Liability insurance is required in most states, for both personal and business vehicles.

A standard business owners policy may include coverage for your equipment, however, if it does not, you will probably want to get a policy that will cover the equipment. For equipment that doesn't fit into other types of coverage, you can purchase a specialized equipment coverage policy. Present a list of the equipment you need coverage for to your insurance agent to find out what equipment can be covered by the different policies available.

For yourself, you will need health insurance, disability insurance, and life insurance. You can also try to find a group insurance package that will enable you to offer thes...

Click here to read the rest of this article from GlobalBx