Small Business Financing Wyoming MI

Looking for Small Business Financing in Wyoming? We have compiled a list of businesses and services around Wyoming that should help you with your search. We hope this page helps you find Small Business Financing in Wyoming.

Ronald Van Surksum
Advanced Asset Management, LLC
(616) 531-5220
4555 Wilson Avenue SW, Suite 2
Grandville, MI
Expertises
Retirement Planning & Distribution Rules, College/Education Planning, Estate & Generational Planning Issues, Helping Clients Identify & Achieve Goals, Hourly Financial Planning Services, Ongoing Investment Management
Certifications
NAPFA Registered Financial Advisor, CFP®

Mr. Gerald R. Vanderlugt, CFP®
(616) 261-2800
1535 44th St SW Ste 400
Wyoming, MI
Firm
JVL Associates, LLC

Data Provided By:
Mr. Gerd R. Hansma, CFP®
(616) 249-0800
4301 Canal Ave. SW
Grandville, MI
Firm
Hansma Insurance & Financial S

Data Provided By:
Mr. David James Hibschman, CFP®
4165 Prairie St SW Ste B
Grandville, MI
Firm
Edward Jones

Data Provided By:
Mr. Thomas D. Sytsma, CFP®
(616) 531-4186
4120 Chicago Dr.
Grandville, MI
Firm
Raymond James

Data Provided By:
Richard Feight
IAM Financial, LLC
(888) 283-1392
250 Monroe NW
Grand Rapids, MI
Expertises
Ongoing Investment Management, High Net Worth Client Needs, Middle Income Client Needs, Retirement Plan Investment Advice, Investment Advice without Ongoing Management, Tax Planning
Certifications
NAPFA Registered Financial Advisor, CFP®, EA

Ronald VanSurksum, CFP(R)
4555 Wilson Ave SW
Grandville, MI
Company
Title: Certified Financial Planner (TM) Practitioner
Company: Advanced Asset Managment, LLC
Type
Investment Advisor Rep: Yes
Registered Investor: Yes
Education
Aquinas College
Years Experience
Years Experience: 18
Service
401k Rollover From Employer,Wealth Management,Investment & Portfolio Management,Long-Term Health Care Planning,Business Succession & Liquidation Planning,Estate Tax Planning,Asset Protection Strategies & Planning,Hourly Financial Planning Engagements,Fee Only Portfolio Management,CD Alternative,Retirement Planning,Real Estate Investment Planning,Annuity Ideas & Strategy Planning,Planning For Personal Finances & Budgeting,Retirement Income Accumulation Planning,Individual Income Tax Planning,IRA,

Data Provided By:
Mr. Patrick G. Mccullough Ii, CFP®
(616) 724-1880
4060 Chicago Dr. S.W.
Grandville, MI
Firm
VSR Financial Services, Inc.

Data Provided By:
Mr. Michael David Behrens, CFP®
(616) 690-0677
3185 Macatawa Dr SW Ste D
Grandville, MI
Firm
Financial Network
Areas of Specialization
Asset Allocation, Charitable Giving, Comprehensive Financial Planning, Estate Planning, Investment Management, Retirement Income Management, Social Security Planning

Data Provided By:
Ms. Tamara J Sytsma, CFP®
(616) 531-4186
4120 Chicago Drive
Grandville , MI
Firm
Raymond James

Data Provided By:
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Business Financing From The SBA / Small Business Administration

The Small Business Administration is the most useful resource available to startups and established small businesses. An Independent agency of the Executive branch of the Federal Government, the SBA has the responsibility of providing assistance to American small businesses in the areas of advocacy, management, procurement, and financial assistance. The SBA financing comes in the forms of investment programs, business loan programs, disaster loan programs, and bonding for contractors. In most cases, the SBA should be the first business financing resource a small business owner looks to for their financing needs.

The SBA has three different loan programs for small business financing . It is important to know that while the SBA has these programs, they do not actually provide the business financing . The SBA sets the guidelines for these loans, then their partners, which include lenders, community development organizations, and microlending institutions, actually make the loan to small businesses . The SBA guarantees the loans, to reduce the risk to the lenders.

The first type of business loan that the SBA offers is the Basic 7(a) Loan Guaranty. When a small business is unable to obtain financing from other sources, this is the primary business loan program offered. This is the SBA's most flexible business financing program, and it is ideal for start up business financing as well as established business financing . This type of new business financing can be used for most business purposes, such as working capital, equipment, office furnishings, land and building, leases, and even debt refinancing. The maturity date of the loan varies, depending on what the loan is used for. For working capital, the loan maturity is up to 10 years, while it is generally up to 25 years for fixed assets.

There are several different variations of the Basic 7(a) loan program, designed to fill specific needs. This type of loan is the closest a small business owner can get to free business financing, because any fees that the SBA has for administration are charged to the lender. However, the lender does have the right to make those fees a part of your loan, which means that you may ultimately pay those fees.

The second type of loan that the SBA offers is the Microloan. This is known as the 7(m) loan program. These are short-term loans of up to $35,000, and are primarily for small businesses and non-profit child care centers. They are meant to provide working capital, inventory purchases, supplies, furnishings, and equipment. They may not be used to pay existing debts or to purchase real estate. This type of business financing is great for business owners who wish to expand.

The third type of small business financing available through the SBA is a Certified Development Company (CDC) loan. Known as the 504 loan program, these loans should only be sought by businesses that require brick and mortar financing . These are long-term...

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