Small Business Financing Wichita KS

Looking for Small Business Financing in Wichita? We have compiled a list of businesses and services around Wichita that should help you with your search. We hope this page helps you find Small Business Financing in Wichita.

Kedre Mellor
Capital WealthCare Advisors, L.C.
(316) 440-4772
10333 E. 21st Street N., Suite 301
Wichita, KS
Expertises
High Net Worth Client Needs, Retirement Plan Investment Advice, Retirement Planning & Distribution Rules, Estate & Generational Planning Issues, Ongoing Investment Management, Advising Medical Professionals
Certifications
NAPFA Registered Financial Advisor, CPA/PFS

Mr. Richard S. Klingman, CFP®
(316) 267-0300
300 S Main St
Wichita, KS
Firm
Wells Fargo Advisors

Data Provided By:
Mr. Curtis L Dean, CFP®
(316) 267-7231
Epic Center 301 N Main St
Wichita, KS
Firm
Allen Gibbs & Houlik, L.C.
Areas of Specialization
Business Succession Planning, Charitable Giving, Cross-Border Planning, Estate Planning, Tax Planning, Tax Preparation
Key Considerations
Average Net Worth: $1,000,001 - $5,000,000

Average Income: $1,000,001 or more

Profession: Not Applicable

Data Provided By:
Mr. Robert G Hendrickson, CFP®
(316) 261-8755
125 N Market St Ste 1600
Wichita, KS
Firm
New York Life
Areas of Specialization
Estate Planning, Insurance Planning, Retirement Planning

Data Provided By:
Mr. John P. Barton, CFP®
(316) 773-0007
300 W Douglas Ave Ste 122
Wichita, KS
Firm
CenterPointe Wealth Managment
Areas of Specialization
Asset Allocation, Comprehensive Financial Planning, Elder Care, Estate Planning, General Financial Planning, Insurance Planning, Investment Management
Key Considerations
Average Net Worth: $500,001 - $1,000,000

Average Income: $100,001 - $250,000



Data Provided By:
Mr. Robert A. Francis, CFP®
(316) 383-1385
INTRUST Bank, NA (M.S. 1.2)
Wichita, KS
Firm
INTRUST Bank, NA

Data Provided By:
Mr. Gregory A. Scafe, CFP®
(316) 383-3326
P.O. Box 1
Wichita, KS
Firm
Intrust Bank, N.A.
Areas of Specialization
Asset Allocation, Banking, Business Succession Planning, Comprehensive Financial Planning, Estate Planning, General Financial Planning, Investment Management
Key Considerations
Average Net Worth: $250,001 - $500,000

Average Income: $50,001 - $100,000

Profession: Not Applicable

Data Provided By:
Mr. Bruce E. Brinkman, CFP®
(316) 291-4191
301 N. Main
Wichita, KS
Firm
Allen, Gibbs & Houlik, L.C.
Areas of Specialization
Comprehensive Financial Planning, Estate Planning, Investment Planning, Retirement Planning, Small Business Planning
Key Considerations
Average Net Worth: $1,000,001 - $5,000,000

Average Income: $250,001 - $500,000

Profession: Business Executives

Data Provided By:
Mr. Stephen Collins Yager, CFP®
(316) 264-5444
300 W Douglas Ave
Wichita, KS
Firm
SagePoint Financial

Data Provided By:
Mr. Warren Brian Martz, CFP®
(316) 383-8490
300 S Main St
Wichita, KS
Firm
Wells Fargo Advisors
Areas of Specialization
Asset Allocation, Comprehensive Financial Planning, Employee and Employer Plan Benefits, Insurance Planning, Investment Management, LGBT Individuals and Couples, Long-Term Care
Key Considerations
Average Net Worth: $500,001 - $1,000,000

Average Income: $100,001 - $250,000

Profession: Self-Employed Business Owners

Data Provided By:
Data Provided By:

Business Financing From The SBA / Small Business Administration

The Small Business Administration is the most useful resource available to startups and established small businesses. An Independent agency of the Executive branch of the Federal Government, the SBA has the responsibility of providing assistance to American small businesses in the areas of advocacy, management, procurement, and financial assistance. The SBA financing comes in the forms of investment programs, business loan programs, disaster loan programs, and bonding for contractors. In most cases, the SBA should be the first business financing resource a small business owner looks to for their financing needs.

The SBA has three different loan programs for small business financing . It is important to know that while the SBA has these programs, they do not actually provide the business financing . The SBA sets the guidelines for these loans, then their partners, which include lenders, community development organizations, and microlending institutions, actually make the loan to small businesses . The SBA guarantees the loans, to reduce the risk to the lenders.

The first type of business loan that the SBA offers is the Basic 7(a) Loan Guaranty. When a small business is unable to obtain financing from other sources, this is the primary business loan program offered. This is the SBA's most flexible business financing program, and it is ideal for start up business financing as well as established business financing . This type of new business financing can be used for most business purposes, such as working capital, equipment, office furnishings, land and building, leases, and even debt refinancing. The maturity date of the loan varies, depending on what the loan is used for. For working capital, the loan maturity is up to 10 years, while it is generally up to 25 years for fixed assets.

There are several different variations of the Basic 7(a) loan program, designed to fill specific needs. This type of loan is the closest a small business owner can get to free business financing, because any fees that the SBA has for administration are charged to the lender. However, the lender does have the right to make those fees a part of your loan, which means that you may ultimately pay those fees.

The second type of loan that the SBA offers is the Microloan. This is known as the 7(m) loan program. These are short-term loans of up to $35,000, and are primarily for small businesses and non-profit child care centers. They are meant to provide working capital, inventory purchases, supplies, furnishings, and equipment. They may not be used to pay existing debts or to purchase real estate. This type of business financing is great for business owners who wish to expand.

The third type of small business financing available through the SBA is a Certified Development Company (CDC) loan. Known as the 504 loan program, these loans should only be sought by businesses that require brick and mortar financing . These are long-term...

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