Small Business Financing Vienna VA

Looking for Small Business Financing in Vienna? We have compiled a list of businesses and services around Vienna that should help you with your search. We hope this page helps you find Small Business Financing in Vienna.

Femi Shote
Asset Harvest Group, LLC
(703) 760-0043
1600 Tyson Blvd., 8th Floor
McLean, VA
Expertises
Ongoing Investment Management, Retirement Planning & Distribution Rules, Helping Clients Identify & Achieve Goals, High Net Worth Client Needs, Professional Athletes or Entertainers
Certifications
NAPFA Registered Financial Advisor, AIF, CFP®, ChFc, CLU

Susan Fulton
FBB Capital Partners
(703) 245-3045
1600 Tysons Boulevard, Suite 853
McLean, VA
Expertises
Ongoing Investment Management, Socially Responsible Investments, Women's Financial Planning Issues, Charitable Giving - Trusts & Foundations
Certifications
NAPFA Registered Financial Advisor, CFP®

Joseph D'Orazio
D'Orazio & Associates
(703) 917-0007
7600 Leesburg Pike, Suite 460 East
Falls Church, VA
Expertises
Ongoing Investment Management, Planning Issues for Business Owners, Planning Concerns for Corporate Executives, Advising Medical Professionals, Retirement Planning & Distribution Rules
Certifications
NAPFA Registered Financial Advisor, BS, CFP®, CPA, JD, LLM

Kyle Meyer
McLean Asset Management Corporation
(703) 827-0636
8200 Greensboro Drive, Suite 1150
McLean, VA
Expertises
Helping Clients Identify & Achieve Goals, High Net Worth Client Needs, Retirement Planning & Distribution Rules, College/Education Planning, Charitable Giving - Trusts & Foundations
Certifications
NAPFA Registered Financial Advisor, CFP®

Blaine Dunn
Dunn Financial Advisors, LLC
(703) 677-3105
8200 Greensboro Drive, Suite 900
McLean, VA
Expertises
Ongoing Investment Management, Planning Issues for Business Owners, Retirement Planning & Distribution Rules, Advising Medical Professionals, Tax Planning, Planning Concerns for Corporate Executives
Certifications
NAPFA Registered Financial Advisor, BS, CFP®, MA

Gordon Bernhardt
Bernhardt Wealth Management, Inc.
(703) 356-4380
2010 Corporate Ridge, Suite 210
McLean, VA
Expertises
Ongoing Investment Management, Advising Entrepreneurs, Planning Issues for Business Owners, Planning Concerns for Corporate Executives, Women's Financial Planning Issues, High Net Worth Client Needs
Certifications
NAPFA Registered Financial Advisor, AIF, CFP®, CPA, PFS

Stephen Ellisor
Star Financial Planning LLC
(703) 749-7984
932 Dominion Reserve Drive
McLean, VA
Expertises
Helping Clients Identify & Achieve Goals, Hourly Financial Planning Services, Middle Income Client Needs, Estate & Generational Planning Issues, Cash Flow/Budgets/Credit Issues, Investment Advice without Ongoing Management
Certifications
NAPFA Registered Financial Advisor, CFP®

Edwin Knowles
The Knowles Company, LLC
(703) 620-9445
10863 Weisiger Lane
Oakton, VA
Expertises
Ongoing Investment Management, Helping Clients Identify & Achieve Goals, Newlyweds & Novice Investors
Certifications
NAPFA Registered Financial Advisor, CFP®

Jeffrey Zures
Sanchez & Zures, LLC
(703) 349-0330
8300 Greensboro Drive, Suite 800
McLean, VA
Expertises
Retirement Planning & Distribution Rules, Ongoing Investment Management, College/Education Planning, Middle Income Client Needs, Estate & Generational Planning Issues, Tax Planning
Certifications
NAPFA Registered Financial Advisor, CFP®, CPA

Everette Orr
ORR Financial Planning, LLC
(703) 749-1415
2010 Corporate Ridge, Suite 700
McLean, VA
Expertises
Ongoing Investment Management, Retirement Planning & Distribution Rules, Helping Clients Identify & Achieve Goals, Women's Financial Planning Issues, Financial Issues Between Generations, Middle Income Client Needs
Certifications
NAPFA Registered Financial Advisor, CFA, CFP®, CPA/PFS

Business Financing From The SBA / Small Business Administration

The Small Business Administration is the most useful resource available to startups and established small businesses. An Independent agency of the Executive branch of the Federal Government, the SBA has the responsibility of providing assistance to American small businesses in the areas of advocacy, management, procurement, and financial assistance. The SBA financing comes in the forms of investment programs, business loan programs, disaster loan programs, and bonding for contractors. In most cases, the SBA should be the first business financing resource a small business owner looks to for their financing needs.

The SBA has three different loan programs for small business financing . It is important to know that while the SBA has these programs, they do not actually provide the business financing . The SBA sets the guidelines for these loans, then their partners, which include lenders, community development organizations, and microlending institutions, actually make the loan to small businesses . The SBA guarantees the loans, to reduce the risk to the lenders.

The first type of business loan that the SBA offers is the Basic 7(a) Loan Guaranty. When a small business is unable to obtain financing from other sources, this is the primary business loan program offered. This is the SBA's most flexible business financing program, and it is ideal for start up business financing as well as established business financing . This type of new business financing can be used for most business purposes, such as working capital, equipment, office furnishings, land and building, leases, and even debt refinancing. The maturity date of the loan varies, depending on what the loan is used for. For working capital, the loan maturity is up to 10 years, while it is generally up to 25 years for fixed assets.

There are several different variations of the Basic 7(a) loan program, designed to fill specific needs. This type of loan is the closest a small business owner can get to free business financing, because any fees that the SBA has for administration are charged to the lender. However, the lender does have the right to make those fees a part of your loan, which means that you may ultimately pay those fees.

The second type of loan that the SBA offers is the Microloan. This is known as the 7(m) loan program. These are short-term loans of up to $35,000, and are primarily for small businesses and non-profit child care centers. They are meant to provide working capital, inventory purchases, supplies, furnishings, and equipment. They may not be used to pay existing debts or to purchase real estate. This type of business financing is great for business owners who wish to expand.

The third type of small business financing available through the SBA is a Certified Development Company (CDC) loan. Known as the 504 loan program, these loans should only be sought by businesses that require brick and mortar financing . These are long-term...

Click here to read the rest of this article from GlobalBx