Small Business Financing Santa Fe NM

Looking for Small Business Financing in Santa Fe? We have compiled a list of businesses and services around Santa Fe that should help you with your search. We hope this page helps you find Small Business Financing in Santa Fe.

Sabato (Sam) DeLuca
Santa Fe Capital Management
(505) 820-1177
3600 Rodeo Lane, Suite B-2
Santa Fe, NM
Expertises
Women's Financial Planning Issues, Socially Responsible Investments, Planning Concerns for Corporate Executives, Financial Issues Between Generations, Divorce Planning, Advising Medical Professionals
Certifications
NAPFA Registered Financial Advisor, CFP®

Keith M. Fallis, CFP®
(505) 989-5106
141 E. Palace Ave.
Santa Fe, NM
Firm
UBS Financial Services, Inc.
Areas of Specialization
Asset Allocation, Education Planning, General Financial Planning, Insurance Planning, Investment Management, Investment Planning, Long-Term Care
Key Considerations
Average Net Worth: $1,000,001 - $5,000,000

Average Income: $100,001 - $250,000

Profession: Not Applicable

Data Provided By:
Michelle R. Parker, CFP®
(505) 946-5932
121 Sandoval Street
Santa Fe, NM
Firm
Wells Fargo Advisors

Data Provided By:
Ms. Kathleen N. Reyes, CFP®
(505) 665-5115
4421 Autumn Leaf Ln
Santa Fe, NM
Firm
Kathleen N. Reyes, C.P.A., C.F.P.

Data Provided By:
Thomas C. Schwab, CFP®
(505) 466-2313
18 Cagua Rd
Santa Fe, NM
Firm
T.C. Schwab Financial Planning LLC
Areas of Specialization
Comprehensive Financial Planning, Estate Planning, Insurance Planning, Investment Planning, LGBT Individuals and Couples, Retirement Planning, Tax Planning
Key Considerations
Average Net Worth: Not Applicable

Average Income: Not Applicable

Profession: Not Applicable

Data Provided By:
Roger Asel
Certified Financial Strategies
(972) 702-8121
40 Calle Encanto
Tesuque, NM
Expertises
Ongoing Investment Management, Retirement Planning & Distribution Rules, Tax Planning, Estate & Generational Planning Issues, Retirement Plan Investment Advice, Charitable Giving - Trusts & Foundations
Certifications
NAPFA Registered Financial Advisor, CFP®, CPA/PFS

Ms. Lisa A Mason, CFP®
(505) 992-1150
300 Galisteo St
Santa Fe, NM
Firm
Ameriprise Financial Services,
Areas of Specialization
Budget Development, Comprehensive Financial Planning, Elder Care, Employee and Employer Plan Benefits, Estate Planning, Investment Management, Retirement Income Management

Data Provided By:
Robert Martinez
141 E. Palace Ave
Santa Fe, NM
Company
Title: Financial Advisor
Company: UBS Financial Services
Type
Investment Advisor Rep: Yes
Registered Investor: Yes
Education
J.D., Boalt Hall School of Law, Berkeley, CA
B.A., U.C. Berkeley, Berkeley, CA
Years Experience
Years Experience: 8
Service
Retirement Planning,Long-Term Health Care Planning,Annuity Ideas & Strategy Planning,Planning For Personal Finances & Budgeting,Asset Protection Strategies & Planning,Fee-Only Comprehensive Financial Planning,Alternative Asset Class Planning,Commission-Only Financial Planning (Full Disclosure),Insurance & Risk Management Planning,Retirement Income Accumulation Planning,Hourly Financial Planning Engagements,Investment & Portfolio Management,Investment Consulting & Allocation Design,Business Succe

Data Provided By:
Thomas Martin, CFP®
(505) 474-7526
2801 Rodeo Rd Ste D
Santa Fe, NM
Firm
Edward Jones
Areas of Specialization
Asset Allocation, Charitable Giving, Comprehensive Financial Planning, Estate Planning, General Financial Planning, Investment Management, Investment Planning
Key Considerations
Average Net Worth: $100,001 - $250,000

Average Income: $100,001 - $250,000

Profession: Self-Employed Business Owners

Data Provided By:
Emily L. Zinn, CFP®
(505) 989-3581
2218 Old Arroyo Chamiso
Santa Fe, NM
Firm
The Rikoon Group
Areas of Specialization
General Financial Planning, Intergenerational Planning, Investment Management, Investment Planning, Wealth Management
Key Considerations
Average Net Worth: $1,000,001 - $5,000,000



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Business Financing From The SBA / Small Business Administration

The Small Business Administration is the most useful resource available to startups and established small businesses. An Independent agency of the Executive branch of the Federal Government, the SBA has the responsibility of providing assistance to American small businesses in the areas of advocacy, management, procurement, and financial assistance. The SBA financing comes in the forms of investment programs, business loan programs, disaster loan programs, and bonding for contractors. In most cases, the SBA should be the first business financing resource a small business owner looks to for their financing needs.

The SBA has three different loan programs for small business financing . It is important to know that while the SBA has these programs, they do not actually provide the business financing . The SBA sets the guidelines for these loans, then their partners, which include lenders, community development organizations, and microlending institutions, actually make the loan to small businesses . The SBA guarantees the loans, to reduce the risk to the lenders.

The first type of business loan that the SBA offers is the Basic 7(a) Loan Guaranty. When a small business is unable to obtain financing from other sources, this is the primary business loan program offered. This is the SBA's most flexible business financing program, and it is ideal for start up business financing as well as established business financing . This type of new business financing can be used for most business purposes, such as working capital, equipment, office furnishings, land and building, leases, and even debt refinancing. The maturity date of the loan varies, depending on what the loan is used for. For working capital, the loan maturity is up to 10 years, while it is generally up to 25 years for fixed assets.

There are several different variations of the Basic 7(a) loan program, designed to fill specific needs. This type of loan is the closest a small business owner can get to free business financing, because any fees that the SBA has for administration are charged to the lender. However, the lender does have the right to make those fees a part of your loan, which means that you may ultimately pay those fees.

The second type of loan that the SBA offers is the Microloan. This is known as the 7(m) loan program. These are short-term loans of up to $35,000, and are primarily for small businesses and non-profit child care centers. They are meant to provide working capital, inventory purchases, supplies, furnishings, and equipment. They may not be used to pay existing debts or to purchase real estate. This type of business financing is great for business owners who wish to expand.

The third type of small business financing available through the SBA is a Certified Development Company (CDC) loan. Known as the 504 loan program, these loans should only be sought by businesses that require brick and mortar financing . These are long-term...

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