Small Business Financing Noblesville IN

Looking for Small Business Financing in Noblesville? We have compiled a list of businesses and services around Noblesville that should help you with your search. We hope this page helps you find Small Business Financing in Noblesville.

William Howell
Howell Financial Advisors, Inc.
(317) 877-8000
176 W. Logan Street
Noblesville, IN
Expertises
Ongoing Investment Management, Retirement Planning & Distribution Rules, High Net Worth Client Needs, Women's Financial Planning Issues, Helping Clients Identify & Achieve Goals, Tax Planning
Certifications
NAPFA Registered Financial Advisor, BS, CFP®, CPA

Jeffrey Moheban
Avalon Wealth Advisory, Inc.
(317) 814-4790
9775 Crosspoint Boulevard, Suite 110
Indianapolis, IN
Expertises
Planning Issues for Business Owners, Charitable Giving - Trusts & Foundations
Certifications
NAPFA Registered Financial Advisor, BS, CFP®, CPA/PFS

Jennifer Hartman
Greenleaf Financial Group
(317) 576-1727
6525 E. 82nd St., Suite 212
Indianapolis, IN
Expertises
Ongoing Investment Management, Retirement Planning & Distribution Rules, Hourly Financial Planning Services, College/Education Planning, Planning Issues for Unmarried & Same-Sex Couples, Socially Responsible Investments
Certifications
NAPFA Registered Financial Advisor, CFP®, CFS, MFA

William Howell
Howell Financial Advisors, Inc.
(317) 877-8000
3815 River Crossing Parkway
Indianapolis, IN
Expertises
Ongoing Investment Management, Retirement Planning & Distribution Rules, High Net Worth Client Needs, Women's Financial Planning Issues, Helping Clients Identify & Achieve Goals, Tax Planning
Certifications
NAPFA Registered Financial Advisor, BS, CFP®, CPA

Susan Steel
Deerfield Financial Advisors, Inc.
(317) 469-2455
8440 Woodfield Crossing Boulevard, Suite 360
Indianapolis, IN
Expertises
Ongoing Investment Management, Women's Financial Planning Issues, Financial Issues Between Generations
Certifications
NAPFA Registered Financial Advisor, BS, CFP®

Michael Kalscheur
Castle Wealth Advisors, LLC
(317) 849-9559
9820 Westpoint Drive, Suite 200
Indianapolis, IN
Expertises
Retirement Planning & Distribution Rules, College/Education Planning, Tax Planning, Estate & Generational Planning Issues, Planning Issues for Business Owners, Charitable Giving - Trusts & Foundations
Certifications
NAPFA Registered Financial Advisor, CFP®

Gary Pittsford
Castle Wealth Advisors, LLC
(317) 849-9559
9820 Westpoint Drive, Suite 200
Indianapolis, IN
Expertises
Planning Issues for Business Owners, Charitable Giving - Trusts & Foundations, Planning Concerns for Corporate Executives, Estate & Generational Planning Issues, Retirement Planning & Distribution Rules
Certifications
NAPFA Registered Financial Advisor, CFP®

Kathleen Hartman
Greenleaf Financial Group
(317) 576-1727
6525 E. 82nd St., Suite 212
Indianapolis, IN
Expertises
Ongoing Investment Management, Hourly Financial Planning Services, Retirement Planning & Distribution Rules, Middle Income Client Needs, Planning Issues for Unmarried & Same-Sex Couples, Socially Responsible Investments
Certifications
NAPFA Registered Financial Advisor, CFA, CFP®

John Miley
Ronald Blue & Co., LLC
(317) 582-0700
9229 Delegates Row, Suite 450
Indianapolis, IN
Expertises
High Net Worth Client Needs, Estate & Generational Planning Issues, Ongoing Investment Management, Charitable Giving - Trusts & Foundations
Certifications
NAPFA Registered Financial Advisor, CPA, PFS, MTX

Paul Coan
Wealth Planning and Management, LLC
(317) 577-4426
3815 River Crossing Parkway Suite 100
Indianapolis, IN
Expertises
High Net Worth Client Needs, Advising Medical Professionals, Estate & Generational Planning Issues, Cash Flow/Budgets/Credit Issues, Ongoing Investment Management, Retirement Planning & Distribution Rules
Certifications
NAPFA Registered Financial Advisor, CFP®, ChFc

Business Financing From The SBA / Small Business Administration

The Small Business Administration is the most useful resource available to startups and established small businesses. An Independent agency of the Executive branch of the Federal Government, the SBA has the responsibility of providing assistance to American small businesses in the areas of advocacy, management, procurement, and financial assistance. The SBA financing comes in the forms of investment programs, business loan programs, disaster loan programs, and bonding for contractors. In most cases, the SBA should be the first business financing resource a small business owner looks to for their financing needs.

The SBA has three different loan programs for small business financing . It is important to know that while the SBA has these programs, they do not actually provide the business financing . The SBA sets the guidelines for these loans, then their partners, which include lenders, community development organizations, and microlending institutions, actually make the loan to small businesses . The SBA guarantees the loans, to reduce the risk to the lenders.

The first type of business loan that the SBA offers is the Basic 7(a) Loan Guaranty. When a small business is unable to obtain financing from other sources, this is the primary business loan program offered. This is the SBA's most flexible business financing program, and it is ideal for start up business financing as well as established business financing . This type of new business financing can be used for most business purposes, such as working capital, equipment, office furnishings, land and building, leases, and even debt refinancing. The maturity date of the loan varies, depending on what the loan is used for. For working capital, the loan maturity is up to 10 years, while it is generally up to 25 years for fixed assets.

There are several different variations of the Basic 7(a) loan program, designed to fill specific needs. This type of loan is the closest a small business owner can get to free business financing, because any fees that the SBA has for administration are charged to the lender. However, the lender does have the right to make those fees a part of your loan, which means that you may ultimately pay those fees.

The second type of loan that the SBA offers is the Microloan. This is known as the 7(m) loan program. These are short-term loans of up to $35,000, and are primarily for small businesses and non-profit child care centers. They are meant to provide working capital, inventory purchases, supplies, furnishings, and equipment. They may not be used to pay existing debts or to purchase real estate. This type of business financing is great for business owners who wish to expand.

The third type of small business financing available through the SBA is a Certified Development Company (CDC) loan. Known as the 504 loan program, these loans should only be sought by businesses that require brick and mortar financing . These are long-term...

Click here to read the rest of this article from GlobalBx