Small Business Financing Napoleon OH

Looking for Small Business Financing in Napoleon? We have compiled a list of businesses and services around Napoleon that should help you with your search. We hope this page helps you find Small Business Financing in Napoleon.

Mr. Bradley E. Meister, CFP®
(419) 592-5059
115 W Washington St
Napoleon, OH
Firm
Meister & Associates
Areas of Specialization
Comprehensive Financial Planning
Key Considerations
Average Net Worth: $250,001 - $500,000

Average Income: $100,001 - $250,000

Profession: Not Applicable

Data Provided By:
Fifth Third Bank
(419) 335-5787
Wauseon, 1379 N Shoop Ave
Wauseon, OH
Office Hours
M-TH 9-5; F 9-6; SA 9-12
Drive Up Hours
SAME AS LOBBY

Fifth Third Bank
(419) 825-1181
Swanton, 3 Turtle Creek Drive
Swanton, OH
Office Hours
M-Th 9-5; F: 9-6; SA 9-12
Drive Up Hours
SAME AS LOBBY

PledgePoint - Eldercare Financial Resources
(419) 701-4838
507 W. Second St.
Defiance, OH
Expertises
Long Term Care, Crisis, Medicare, Medicaid Spend Down, VA Pension Planning
Designations
VA Claims Agent, Resource Advisors

Edward Jones
(888) 891-1440
5923 Weckerly Rd
Whitehouse, OH

Data Provided By:
Mr. Kenneth E. Boroff, CFP®
(419) 782-1030
2000 N Clinton St
Defiance, OH
Firm
Steyer & Co
Areas of Specialization
Accounting, Asset Allocation, Business Succession Planning, Comprehensive Financial Planning, Estate Planning, Tax Planning, Tax Preparation

Data Provided By:
Fifth Third Bank
(419) 782-4102
Defiance, 702 N. Clinton St.
Defiance, OH
Office Hours
M-TH 9-5; F 9-5; SA 9-12
Drive Up Hours
SAME AS LOBBY

Rayburn Financial Advisory Services, LLC
(419) 592-9501
816 N Perry St
Napoleon, OH
Firm
Rayburn Financial Advisory Services, LLC
Expertises
financial planning, estate planning, retirement planning, medical planning, business planning, 401 k, money management, investment adviser, portfolio management , investment portfolio, mutual funds, stokes, bonds, ETF's, life insurance, annuities

Wells Fargo Advisors
(419) 782-1900
419 Fifth Street
Defiance, OH

Data Provided By:
Dan Hypes
LifePlan Financial Group, Inc.
(937) 438-8000
10050 Innovation Drive
Dayton, OH
Expertises
Helping Clients Identify & Achieve Goals, Financial Issues Between Generations, Women's Financial Planning Issues, Ongoing Investment Management
Certifications
NAPFA Registered Financial Advisor, CFP®

Data Provided By:

Business Financing From The SBA / Small Business Administration

The Small Business Administration is the most useful resource available to startups and established small businesses. An Independent agency of the Executive branch of the Federal Government, the SBA has the responsibility of providing assistance to American small businesses in the areas of advocacy, management, procurement, and financial assistance. The SBA financing comes in the forms of investment programs, business loan programs, disaster loan programs, and bonding for contractors. In most cases, the SBA should be the first business financing resource a small business owner looks to for their financing needs.

The SBA has three different loan programs for small business financing . It is important to know that while the SBA has these programs, they do not actually provide the business financing . The SBA sets the guidelines for these loans, then their partners, which include lenders, community development organizations, and microlending institutions, actually make the loan to small businesses . The SBA guarantees the loans, to reduce the risk to the lenders.

The first type of business loan that the SBA offers is the Basic 7(a) Loan Guaranty. When a small business is unable to obtain financing from other sources, this is the primary business loan program offered. This is the SBA's most flexible business financing program, and it is ideal for start up business financing as well as established business financing . This type of new business financing can be used for most business purposes, such as working capital, equipment, office furnishings, land and building, leases, and even debt refinancing. The maturity date of the loan varies, depending on what the loan is used for. For working capital, the loan maturity is up to 10 years, while it is generally up to 25 years for fixed assets.

There are several different variations of the Basic 7(a) loan program, designed to fill specific needs. This type of loan is the closest a small business owner can get to free business financing, because any fees that the SBA has for administration are charged to the lender. However, the lender does have the right to make those fees a part of your loan, which means that you may ultimately pay those fees.

The second type of loan that the SBA offers is the Microloan. This is known as the 7(m) loan program. These are short-term loans of up to $35,000, and are primarily for small businesses and non-profit child care centers. They are meant to provide working capital, inventory purchases, supplies, furnishings, and equipment. They may not be used to pay existing debts or to purchase real estate. This type of business financing is great for business owners who wish to expand.

The third type of small business financing available through the SBA is a Certified Development Company (CDC) loan. Known as the 504 loan program, these loans should only be sought by businesses that require brick and mortar financing . These are long-term...

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