Small Business Financing Nacogdoches TX

Looking for Small Business Financing in Nacogdoches? We have compiled a list of businesses and services around Nacogdoches that should help you with your search. We hope this page helps you find Small Business Financing in Nacogdoches.

Miss Scarlett Rebecca Sloane, CFP®
(936) 560-9993
4635 NE Stallings Dr Ste 101
Nacogdoches, TX
Firm
Raymond James Financial Services

Data Provided By:
Mr. Shannon Lee Smith, CFP®
(936) 560-9993
4635 N.E. Stallings Drive, #101
Nacogdoches, TX
Firm
Raymond James
Areas of Specialization
Wealth Management
Key Considerations
Average Net Worth: $1,000,001 - $5,000,000

Average Income: $250,001 - $500,000

Profession: Self-Employed Business Owners

Data Provided By:
Mr. Gary L. Pankratz, CFP®
(936) 568-0171
P.O. Box 632747
Nacogdoches, TX
Firm
Raymond James Financial Servic
Areas of Specialization
Education Planning, Employee and Employer Plan Benefits, Estate Planning, General Financial Planning, Investment Management, Investment Planning, Long-Term Care
Key Considerations
Average Net Worth: $500,001 - $1,000,000

Average Income: $100,001 - $250,000

Profession: Not Applicable

Data Provided By:
Capital One
(936) 362-2336
715 Main Street
Chireno, TX
Type
Branch
Services
Branch Drive-Up Safe Deposit Box
Office Hours
Sun , Mon 9 AM - 3 PM, Tue 9 AM - 3 PM, Wed 9 AM - 3 PM, Thu 9 AM - 3 PM, Fri 9 AM - 5 PM,
Drive Up Hours
Sun , Mon 9 AM - 4 PM, Tue 9 AM - 4 PM, Wed 9 AM - 4 PM, Thu 9 AM - 4 PM, Fri 9 AM - 5 PM,

W. Eric Hehman
Austin Asset Management Company
(512) 453-6622
7200 North Mopac, Suite 315
Austin, TX
Expertises
Ongoing Investment Management, Advising Medical Professionals, Retirement Planning & Distribution Rules
Certifications
NAPFA Registered Financial Advisor, CFP®

Mrs. Heather E. Harris, CFP®
(936) 559-5672
1105 N University Dr Ste 103
Nacogdoches, TX
Firm
Edward Jones

Data Provided By:
John Still
2424 North Pecan
Nacogdoches, TX
Company
Title: Financial Consultant
Company: Still Financial Group
Service
401k Rollover From Employer,Income for Life/ Preserve Principal,Alternative Investments,Life Insurance,Investment & Portfolio Management,Annuity Ideas & Strategy Planning,Estate Tax Planning,Asset Protection Strategies & Planning,Pension for Highly Compensated Owners,Stock Market Alternative,Wealth Management,Health Care Insurance,Retirement Planning,Commission-Only Financial Planning (Full Disclosure),Insurance & Risk Management Planning,Retirement Income Accumulation Planning,IRA, 401k, Roth I

Data Provided By:
Regions Bank - Nacogdoches Main Remote Drive Thru
(936) 715-6100
310 East Pillar St
Nacogdoches, TX
Type
Branch
Office Hours
M-S CLOSED
Su NA
Drive Up Hours
M-Th 8:00-5:30
F 8:00-6:00
S CLOSED
Su NA

Bryan Lee
Strategic Financial Planning, Inc.
(972) 403-1234
860 Hebron Parkway
Lewisville, TX
Expertises
Ongoing Investment Management, Planning Issues for Business Owners, Planning Concerns for Corporate Executives, Advising Entrepreneurs, Divorce Planning, Advising Medical Professionals
Certifications
NAPFA Registered Financial Advisor, CFP®, MBA

Colin Bell
Bell Financial Planning Co.
(512) 347-9500
2901 Bee Cave Road, Box F
Austin, TX
Expertises
High Net Worth Client Needs, Advising Medical Professionals, Ongoing Investment Management
Certifications
NAPFA Registered Financial Advisor, CFP®

Data Provided By:

Business Financing From The SBA / Small Business Administration

The Small Business Administration is the most useful resource available to startups and established small businesses. An Independent agency of the Executive branch of the Federal Government, the SBA has the responsibility of providing assistance to American small businesses in the areas of advocacy, management, procurement, and financial assistance. The SBA financing comes in the forms of investment programs, business loan programs, disaster loan programs, and bonding for contractors. In most cases, the SBA should be the first business financing resource a small business owner looks to for their financing needs.

The SBA has three different loan programs for small business financing . It is important to know that while the SBA has these programs, they do not actually provide the business financing . The SBA sets the guidelines for these loans, then their partners, which include lenders, community development organizations, and microlending institutions, actually make the loan to small businesses . The SBA guarantees the loans, to reduce the risk to the lenders.

The first type of business loan that the SBA offers is the Basic 7(a) Loan Guaranty. When a small business is unable to obtain financing from other sources, this is the primary business loan program offered. This is the SBA's most flexible business financing program, and it is ideal for start up business financing as well as established business financing . This type of new business financing can be used for most business purposes, such as working capital, equipment, office furnishings, land and building, leases, and even debt refinancing. The maturity date of the loan varies, depending on what the loan is used for. For working capital, the loan maturity is up to 10 years, while it is generally up to 25 years for fixed assets.

There are several different variations of the Basic 7(a) loan program, designed to fill specific needs. This type of loan is the closest a small business owner can get to free business financing, because any fees that the SBA has for administration are charged to the lender. However, the lender does have the right to make those fees a part of your loan, which means that you may ultimately pay those fees.

The second type of loan that the SBA offers is the Microloan. This is known as the 7(m) loan program. These are short-term loans of up to $35,000, and are primarily for small businesses and non-profit child care centers. They are meant to provide working capital, inventory purchases, supplies, furnishings, and equipment. They may not be used to pay existing debts or to purchase real estate. This type of business financing is great for business owners who wish to expand.

The third type of small business financing available through the SBA is a Certified Development Company (CDC) loan. Known as the 504 loan program, these loans should only be sought by businesses that require brick and mortar financing . These are long-term...

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