Small Business Financing Monroeville PA

Looking for Small Business Financing in Monroeville? We have compiled a list of businesses and services around Monroeville that should help you with your search. We hope this page helps you find Small Business Financing in Monroeville.

C. Bradley Bond
C. B. Bond Financial Planning, Inc.
(724) 733-2280
5808 Glenwood Ct.
Export, PA
Expertises
Retirement Planning & Distribution Rules, Middle Income Client Needs, Investment Advice without Ongoing Management, Newlyweds & Novice Investors, College/Education Planning, Tax Planning
Certifications
NAPFA Registered Financial Advisor, CFA, CFP®

Steve Templeton
Templeton Financial Planning
(724) 695-1087
651 Holiday Drive, Suite 300
Pittsburgh, PA
Expertises
Tax Planning, Advising Medical Professionals, Retirement Plan Investment Advice, Cash Flow/Budgets/Credit Issues, College/Education Planning, Planning Issues for Business Owners
Certifications
NAPFA Registered Financial Advisor, CFP®, EA

Louis Stanasolovich
Legend Financial Advisors, Inc.
(412) 635-9210
5700 Corporate Drive, Suite 350
Pittsburgh, PA
Expertises
Ongoing Investment Management, High Net Worth Client Needs, Advising Entrepreneurs, Advising Medical Professionals, Alternative or Private Investments, Helping Clients Identify & Achieve Goals
Certifications
NAPFA Registered Financial Advisor

Mr. Michael W. Figurelli, CFP®
(412) 374-9515
4055 Monroeville Blvd
Monroeville, PA
Firm
Ameriprise Financial
Areas of Specialization
Comprehensive Financial Planning
Key Considerations
Average Net Worth: $500,001 - $1,000,000

Average Income: $100,001 - $250,000

Profession: Business Executives

Data Provided By:
Mr. Ralph G. Powell Iii, CFP®
(412) 374-9515
4055 Monroeville Blvd
Monroeville, PA
Firm
Ameriprise Financial
Areas of Specialization
Education Planning, Estate Planning, Investment Planning, Retirement Income Management, Retirement Planning
Key Considerations
Average Net Worth: $500,001 - $1,000,000

Average Income: $100,001 - $250,000

Profession: Not Applicable

Data Provided By:
Paul Shrum
The Financial Advisory Corporation
(724) 832-3737
863 Georges Station Road, Suite A
Greensburg, PA
Expertises
Helping Clients Identify & Achieve Goals, Middle Income Client Needs, Tax Planning
Certifications
NAPFA Registered Financial Advisor, BS, CFP®, CMFC, CPA/PFS

Diane Pearson
Legend Financial Advisors, Inc.
(412) 635-9210
5700 Corporate Drive, Suite 350
Pittsburgh, PA
Expertises
Ongoing Investment Management, Retirement Planning & Distribution Rules, College/Education Planning, Women's Financial Planning Issues, Estate & Generational Planning Issues, Divorce Planning
Certifications
NAPFA Registered Financial Advisor, CDFA, CFP®

Mr. Norman J. Santori, CFP®
(412) 373-6904
3824 Northern Pike
Monroeville, PA
Firm
Santori & Peters, Inc.
Key Considerations
Average Net Worth: $1,000,001 - $5,000,000

Average Income: $100,001 - $250,000

Profession: Self-Employed Business Owners

Data Provided By:
Mr. Michael S. Marion, CFP®
(412) 372-3849
1 Monroeville Ctr
Monroeville, PA
Firm
Wells Fargo Advisors

Data Provided By:
Mr. Edward A. Brethauer Iii, CFP®
(412) 856-8828
4055 Monroeville Blvd
Monroeville, PA
Firm
Edward A. Brethauer III, CPA

Data Provided By:
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Business Financing From The SBA / Small Business Administration

The Small Business Administration is the most useful resource available to startups and established small businesses. An Independent agency of the Executive branch of the Federal Government, the SBA has the responsibility of providing assistance to American small businesses in the areas of advocacy, management, procurement, and financial assistance. The SBA financing comes in the forms of investment programs, business loan programs, disaster loan programs, and bonding for contractors. In most cases, the SBA should be the first business financing resource a small business owner looks to for their financing needs.

The SBA has three different loan programs for small business financing . It is important to know that while the SBA has these programs, they do not actually provide the business financing . The SBA sets the guidelines for these loans, then their partners, which include lenders, community development organizations, and microlending institutions, actually make the loan to small businesses . The SBA guarantees the loans, to reduce the risk to the lenders.

The first type of business loan that the SBA offers is the Basic 7(a) Loan Guaranty. When a small business is unable to obtain financing from other sources, this is the primary business loan program offered. This is the SBA's most flexible business financing program, and it is ideal for start up business financing as well as established business financing . This type of new business financing can be used for most business purposes, such as working capital, equipment, office furnishings, land and building, leases, and even debt refinancing. The maturity date of the loan varies, depending on what the loan is used for. For working capital, the loan maturity is up to 10 years, while it is generally up to 25 years for fixed assets.

There are several different variations of the Basic 7(a) loan program, designed to fill specific needs. This type of loan is the closest a small business owner can get to free business financing, because any fees that the SBA has for administration are charged to the lender. However, the lender does have the right to make those fees a part of your loan, which means that you may ultimately pay those fees.

The second type of loan that the SBA offers is the Microloan. This is known as the 7(m) loan program. These are short-term loans of up to $35,000, and are primarily for small businesses and non-profit child care centers. They are meant to provide working capital, inventory purchases, supplies, furnishings, and equipment. They may not be used to pay existing debts or to purchase real estate. This type of business financing is great for business owners who wish to expand.

The third type of small business financing available through the SBA is a Certified Development Company (CDC) loan. Known as the 504 loan program, these loans should only be sought by businesses that require brick and mortar financing . These are long-term...

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