Small Business Financing Medford OR

Looking for Small Business Financing in Medford? We have compiled a list of businesses and services around Medford that should help you with your search. We hope this page helps you find Small Business Financing in Medford.

Maura Van Heuit
Ashland Financial Solutions
(541) 488-0460
570 A Street
Ashland, OR
Expertises
College/Education Planning, Middle Income Client Needs, Retirement Planning & Distribution Rules, Tax Planning, Women's Financial Planning Issues
Certifications
NAPFA Registered Financial Advisor, BS, CFP®

Mr. Benjamin J. Kalina, CFP®
(541) 773-2246
3140 Juanipero Way Ste 101
Medford, OR
Firm
Northwestern Mutual
Areas of Specialization
Asset Allocation, Business Succession Planning, Comprehensive Financial Planning, Education Planning, Employee and Employer Plan Benefits, Estate Planning, General Financial Planning

Data Provided By:
David M Preszler, CFP®
(541) 608-4387
3210 Hillcrest Park Dr Ste 200
Medford, OR
Firm
DA Davidson & Co.
Areas of Specialization
Asset Allocation, Comprehensive Financial Planning, Employee and Employer Plan Benefits, Investment Management, Retirement Income Management, Retirement Planning, Small Business Planning
Key Considerations
Average Net Worth: $500,001 - $1,000,000



Data Provided By:
Mr. Jason J. Peters, CFP®
(541) 618-5923
2600 E. Barnett Rd.
Medford, OR
Firm
PremierWest Investment Service
Areas of Specialization
Asset Allocation, Comprehensive Financial Planning, Employee and Employer Plan Benefits, Investment Management, Retirement Income Management, Retirement Planning, Socially Responsible Investments
Key Considerations
Average Net Worth: $250,001 - $500,000

Average Income: $50,001 - $100,000

Profession: Not Applicable

Data Provided By:
Ms. Lyn Hennion, CFP®
(541) 772-6826
2594 E Barnett Rd
Medford, OR
Firm
Umpqua Investments
Areas of Specialization
Charitable Giving, Estate Planning, Investment Management, Retirement Planning, Risk Management, Securities, Tax Planning

Data Provided By:
Mr. William E. Clary, CFP®
(541) 608-4377
3210 Hillcrest Park Dr Ste 200
Medford, OR
Firm
D.A. Davidson & Co.
Areas of Specialization
Comprehensive Financial Planning, Employee and Employer Plan Benefits, Estate Planning, Investment Management, Retirement Income Management, Retirement Planning
Key Considerations
Average Net Worth: $1,000,001 - $5,000,000

Average Income: $250,001 - $500,000

Profession: Medical/Dental Professionals

Data Provided By:
Douglas Armstrong
255 Stewart Ave. Suite 101
Medford, OR
Company
Title: Investment Advisor
Company: Armstrong Wealth Management
Service
Pension for Highly Compensated Owners,Stock Market Alternative,Alternative Investments,Life Insurance,Investment & Portfolio Management,Long-Term Health Care Planning,Annuity Ideas & Strategy Planning,Planning For Personal Finances & Budgeting,Retirement Income Accumulation Planning,Business Income Tax Planning,Wealth Engineering,IRA, 401k, Roth IRA, QDRO Rollovers,Wealth Management,Medicaid,Retirement Planning,Real Estate Investment Planning,Commission-Only Financial Planning (Full Disclosure),

Data Provided By:
Ms. Nancy J. Sash, CFP®
(541) 773-6633
640 Superior Court
Medford, OR
Firm
KDCO Financial Services
Areas of Specialization
General Financial Planning, Insurance Planning, Long-Term Care, Retirement Income Management, Retirement Planning, Tax Planning, Wealth Management

Data Provided By:
Paul T Caswell, CFP®
(541) 779-5633
716 Cardley Ave
Medford, OR
Firm
Financial Network Investment Corporation
Areas of Specialization
Comprehensive Financial Planning

Data Provided By:
Ms. Alesia M. Davenport, CFP®
(541) 857-7026
1200 Mira Mar Ave
Medford, OR
Firm
Rogue Valley Manor Foundation

Data Provided By:
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Business Financing From The SBA / Small Business Administration

The Small Business Administration is the most useful resource available to startups and established small businesses. An Independent agency of the Executive branch of the Federal Government, the SBA has the responsibility of providing assistance to American small businesses in the areas of advocacy, management, procurement, and financial assistance. The SBA financing comes in the forms of investment programs, business loan programs, disaster loan programs, and bonding for contractors. In most cases, the SBA should be the first business financing resource a small business owner looks to for their financing needs.

The SBA has three different loan programs for small business financing . It is important to know that while the SBA has these programs, they do not actually provide the business financing . The SBA sets the guidelines for these loans, then their partners, which include lenders, community development organizations, and microlending institutions, actually make the loan to small businesses . The SBA guarantees the loans, to reduce the risk to the lenders.

The first type of business loan that the SBA offers is the Basic 7(a) Loan Guaranty. When a small business is unable to obtain financing from other sources, this is the primary business loan program offered. This is the SBA's most flexible business financing program, and it is ideal for start up business financing as well as established business financing . This type of new business financing can be used for most business purposes, such as working capital, equipment, office furnishings, land and building, leases, and even debt refinancing. The maturity date of the loan varies, depending on what the loan is used for. For working capital, the loan maturity is up to 10 years, while it is generally up to 25 years for fixed assets.

There are several different variations of the Basic 7(a) loan program, designed to fill specific needs. This type of loan is the closest a small business owner can get to free business financing, because any fees that the SBA has for administration are charged to the lender. However, the lender does have the right to make those fees a part of your loan, which means that you may ultimately pay those fees.

The second type of loan that the SBA offers is the Microloan. This is known as the 7(m) loan program. These are short-term loans of up to $35,000, and are primarily for small businesses and non-profit child care centers. They are meant to provide working capital, inventory purchases, supplies, furnishings, and equipment. They may not be used to pay existing debts or to purchase real estate. This type of business financing is great for business owners who wish to expand.

The third type of small business financing available through the SBA is a Certified Development Company (CDC) loan. Known as the 504 loan program, these loans should only be sought by businesses that require brick and mortar financing . These are long-term...

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