Small Business Financing Manitowoc WI

Looking for Small Business Financing in Manitowoc? We have compiled a list of businesses and services around Manitowoc that should help you with your search. We hope this page helps you find Small Business Financing in Manitowoc.

Mr. Nathan Jon Raddatz, CFP®
(920) 682-1119
980 Maritime Dr
Manitowoc, WI
Firm
Ameriprise Financial

Data Provided By:
Mr. John E. Cress, CFP®
(920) 682-7680
901 York St
Manitowoc, WI
Firm
Practical Portfolios
Areas of Specialization
Asset Allocation, Budget Development, Charitable Giving, Comprehensive Financial Planning, Disaster Recovery, Education Planning, Estate Planning
Key Considerations
Average Net Worth: $1,000,001 - $5,000,000

Average Income: $250,001 - $500,000

Profession: Self-Employed Business Owners

Data Provided By:
Ms. Susan K. Hoppe, CFP®
(920) 901-4474
5522 Sampe Rd
Manitowoc, WI
Firm
Ameriprise Financial Services, Inc.
Areas of Specialization
Accounting, Asset Allocation, Budget Development, Comprehensive Financial Planning, Estate Planning, General Financial Planning, Investment Management

Data Provided By:
Ms. Beverly D. Borchardt, CFP®
(920) 683-8017
1617 Washington St
Manitowoc, WI
Firm
US Bancorp Investments

Data Provided By:
US Bank - Manitowoc Main Office
(920) 682-4681
1617 Washington St
Manitowoc, WI
Languages
Spanish
Drive Up Hours
Mon 08:00 am to 05:00 pm
Tue 08:00 am to 05:00 pm
Wed 08:00 am to 05:00 pm
Thur 08:00 am to 05:00 pm
Fri 08:00 am to 05:30 pm
Sat 09:00 am to 12:00 pm

Mr. Jason R. Muench, CFP®
(920) 652-2570
1028 S 9th St
Manitowoc, WI
Firm
UnitedOne Financial Services Center
Areas of Specialization
Retirement Planning
Key Considerations
Average Net Worth: $100,001 - $250,000

Average Income: $50,001 - $100,000

Profession: Not Applicable

Data Provided By:
Mr. William Robert Casey, CFP®
(920) 683-9901
21 Maritime Dr
Manitowoc, WI
Firm
Access Investment Advisors

Data Provided By:
Mr. Nicholas H. Reach, CFP®
(920) 682-8363
1308 Washington Street
Manitowoc, WI
Firm
Nicholas H Reach CPA, LLC

Data Provided By:
Ms. Joal M. Peugeot, CFP®
(920) 553-5780
1701 East Street
Two Rivers, WI
Firm
Moneycare, Inc.
Areas of Specialization
Debt Management, Elder Care, Real Estate, Women's Finances

Data Provided By:
Wells Fargo - Manitowoc
(920) 683-7420
3600 Calumet Ave
Manitowoc, WI
Type
Branch
Office Hours
Mon-Fri 08:00 AM-06:00 PM
Sat 09:00 AM-04:00 PM
Sun Closed

Data Provided By:

Business Financing From The SBA / Small Business Administration

The Small Business Administration is the most useful resource available to startups and established small businesses. An Independent agency of the Executive branch of the Federal Government, the SBA has the responsibility of providing assistance to American small businesses in the areas of advocacy, management, procurement, and financial assistance. The SBA financing comes in the forms of investment programs, business loan programs, disaster loan programs, and bonding for contractors. In most cases, the SBA should be the first business financing resource a small business owner looks to for their financing needs.

The SBA has three different loan programs for small business financing . It is important to know that while the SBA has these programs, they do not actually provide the business financing . The SBA sets the guidelines for these loans, then their partners, which include lenders, community development organizations, and microlending institutions, actually make the loan to small businesses . The SBA guarantees the loans, to reduce the risk to the lenders.

The first type of business loan that the SBA offers is the Basic 7(a) Loan Guaranty. When a small business is unable to obtain financing from other sources, this is the primary business loan program offered. This is the SBA's most flexible business financing program, and it is ideal for start up business financing as well as established business financing . This type of new business financing can be used for most business purposes, such as working capital, equipment, office furnishings, land and building, leases, and even debt refinancing. The maturity date of the loan varies, depending on what the loan is used for. For working capital, the loan maturity is up to 10 years, while it is generally up to 25 years for fixed assets.

There are several different variations of the Basic 7(a) loan program, designed to fill specific needs. This type of loan is the closest a small business owner can get to free business financing, because any fees that the SBA has for administration are charged to the lender. However, the lender does have the right to make those fees a part of your loan, which means that you may ultimately pay those fees.

The second type of loan that the SBA offers is the Microloan. This is known as the 7(m) loan program. These are short-term loans of up to $35,000, and are primarily for small businesses and non-profit child care centers. They are meant to provide working capital, inventory purchases, supplies, furnishings, and equipment. They may not be used to pay existing debts or to purchase real estate. This type of business financing is great for business owners who wish to expand.

The third type of small business financing available through the SBA is a Certified Development Company (CDC) loan. Known as the 504 loan program, these loans should only be sought by businesses that require brick and mortar financing . These are long-term...

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