Small Business Financing Inverness FL

Looking for Small Business Financing in Inverness? We have compiled a list of businesses and services around Inverness that should help you with your search. We hope this page helps you find Small Business Financing in Inverness.

Sally Long
Joseph Capital Management, LLC
(352) 746-4460
2450 N. Citrus Hills Boulevard
Hernando, FL
Expertises
Ongoing Investment Management, Estate & Generational Planning Issues, Charitable Giving - Trusts & Foundations, High Net Worth Client Needs, Hourly Financial Planning Services
Certifications
NAPFA Registered Financial Advisor, CTFA

Mr. Philip R. King, CFP®
(352) 344-5488
3354 E Gulf To Lake Hwy
Inverness, FL
Firm
King Financial Services, Inc

Data Provided By:
Scott Lynwood Lee, CFP®
(352) 860-2839
103 S US Highway 41
Inverness, FL
Firm
Edward Jones
Areas of Specialization
Asset Allocation, Business Succession Planning, Comprehensive Financial Planning, Employee and Employer Plan Benefits, Estate Planning, Long-Term Care, Retirement Planning
Key Considerations
Average Net Worth: $250,001 - $500,000

Average Income: Not Applicable

Profession: Not Applicable

Data Provided By:
Steven Polk, CFP®
(352) 527-2291
2432 N Heritage Oaks Path
Hernando, FL
Firm
Edward Jones
Areas of Specialization
Asset Allocation, General Financial Planning, Insurance Planning, Investment Management, Investment Planning, Retirement Income Management, Retirement Planning
Key Considerations
Average Net Worth: $250,001 - $500,000

Average Income: $50,001 - $100,000

Profession: Not Applicable

Data Provided By:
Mr. John J Ceparano, CFP®
(352) 746-4460
2450 N CITRUS HILLS BLVD
Hernando, FL
Firm
Joseph Capital Management, LLC

Data Provided By:
Mr. Roy J. Jackson, CFP®
(352) 726-3720
433 S Croft Ave
Inverness, FL
Firm
Jackson Insurance and Financial Group, Inc.
Areas of Specialization
Insurance Planning

Data Provided By:
Mr. Michael V. Wilbur, CFP®
(352) 637-1100
3161-A East Gulf to Lake Hwy
Inverness, FL
Firm
Inter Growth Capital Mgt Inc

Data Provided By:
Ms. Lisa C Esteves, CFP®
(352) 341-7263
1500 N US HWY 41
Inverness, FL
Firm
Invest Financial

Data Provided By:
Dayna Middlebrooks, CFP®
(352) 527-3700
2657 N Forest Ridge Blvd
Hernando, FL
Firm
Raymond James Financial Services
Areas of Specialization
Asset Allocation, Charitable Giving, Comprehensive Financial Planning, Divorce Issues, Estate Planning, Insurance Planning, Long-Term Care
Key Considerations
Average Net Worth: $1,000,001 - $5,000,000

Average Income: $250,001 - $500,000

Profession: Self-Employed Business Owners

Data Provided By:
Mr. Christopher C. Nast, CFP®
(352) 746-9006
1619 W. Gulf to Lake Hwy
Lecanto, FL
Firm
Ameriprise Financial
Areas of Specialization
Asset Allocation, Charitable Giving, Comprehensive Financial Planning, Estate Planning, Investment Management

Data Provided By:
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Business Financing From The SBA / Small Business Administration

The Small Business Administration is the most useful resource available to startups and established small businesses. An Independent agency of the Executive branch of the Federal Government, the SBA has the responsibility of providing assistance to American small businesses in the areas of advocacy, management, procurement, and financial assistance. The SBA financing comes in the forms of investment programs, business loan programs, disaster loan programs, and bonding for contractors. In most cases, the SBA should be the first business financing resource a small business owner looks to for their financing needs.

The SBA has three different loan programs for small business financing . It is important to know that while the SBA has these programs, they do not actually provide the business financing . The SBA sets the guidelines for these loans, then their partners, which include lenders, community development organizations, and microlending institutions, actually make the loan to small businesses . The SBA guarantees the loans, to reduce the risk to the lenders.

The first type of business loan that the SBA offers is the Basic 7(a) Loan Guaranty. When a small business is unable to obtain financing from other sources, this is the primary business loan program offered. This is the SBA's most flexible business financing program, and it is ideal for start up business financing as well as established business financing . This type of new business financing can be used for most business purposes, such as working capital, equipment, office furnishings, land and building, leases, and even debt refinancing. The maturity date of the loan varies, depending on what the loan is used for. For working capital, the loan maturity is up to 10 years, while it is generally up to 25 years for fixed assets.

There are several different variations of the Basic 7(a) loan program, designed to fill specific needs. This type of loan is the closest a small business owner can get to free business financing, because any fees that the SBA has for administration are charged to the lender. However, the lender does have the right to make those fees a part of your loan, which means that you may ultimately pay those fees.

The second type of loan that the SBA offers is the Microloan. This is known as the 7(m) loan program. These are short-term loans of up to $35,000, and are primarily for small businesses and non-profit child care centers. They are meant to provide working capital, inventory purchases, supplies, furnishings, and equipment. They may not be used to pay existing debts or to purchase real estate. This type of business financing is great for business owners who wish to expand.

The third type of small business financing available through the SBA is a Certified Development Company (CDC) loan. Known as the 504 loan program, these loans should only be sought by businesses that require brick and mortar financing . These are long-term...

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