Small Business Financing Holland MI

Looking for Small Business Financing in Holland? We have compiled a list of businesses and services around Holland that should help you with your search. We hope this page helps you find Small Business Financing in Holland.

Donald Vanden Brink
Ronald Blue & Co., LLC
(616) 392-3108
210 Central Avenue, Suite 210
Holland, MI
Expertises
Tax Planning, Retirement Planning & Distribution Rules, Retirement Plan Investment Advice, Ongoing Investment Management, Middle Income Client Needs, High Net Worth Client Needs
Certifications
NAPFA Registered Financial Advisor

Ronald Van Surksum
Advanced Asset Management, LLC
(616) 531-5220
4555 Wilson Avenue SW, Suite 2
Grandville, MI
Expertises
Retirement Planning & Distribution Rules, College/Education Planning, Estate & Generational Planning Issues, Helping Clients Identify & Achieve Goals, Hourly Financial Planning Services, Ongoing Investment Management
Certifications
NAPFA Registered Financial Advisor, CFP®

Mr. James P. Lorence, CFP®
(616) 394-4994
240 S River Ave
Holland, MI
Firm
Lorence and VanderZwart

Data Provided By:
Ms. Carla A. Masselink, CFP®
(616) 395-4150
99 East 8th Street
Holland, MI
Firm
Raymond James and Associates

Data Provided By:
Mr. James J. Hagel, CFP®
(616) 394-0500
238 Hoover Blvd
Holland, MI
Firm
DeLong & Brower PC
Areas of Specialization
Comprehensive Financial Planning, General Financial Planning, Investment Management, Retirement Income Management, Retirement Planning
Key Considerations
Average Net Worth: Not Applicable

Average Income: Not Applicable

Profession: Not Applicable

Data Provided By:
John Faber
Ronald Blue & Co., LLC
(616) 392-3108
210 Central Avenue, Suite 210
Holland, MI
Expertises
Retirement Plan Investment Advice, Ongoing Investment Management, Charitable Giving - Trusts & Foundations, Estate & Generational Planning Issues, Advising Medical Professionals, Retirement Planning & Distribution Rules
Certifications
NAPFA Registered Financial Advisor, CFP®

Mr. Roger D. Gamache Iii, CFP®
(616) 392-1040
816 Maple Ave
Holland, MI
Firm
Ameriprise Financial
Areas of Specialization
Investment Management, Retirement Planning, Tax Planning
Key Considerations
Average Net Worth: $500,001 - $1,000,000

Average Income: $100,001 - $250,000

Profession: Not Applicable

Data Provided By:
Mr. Daniel Paul Melnyk, CFP®
(616) 396-1396
177 College Ave
Holland, MI
Firm
Edward Jones Investments
Areas of Specialization
Asset Allocation, Comprehensive Financial Planning, Divorce Issues, Education Planning, Estate Planning, General Financial Planning, Healthcare Planning
Key Considerations
Average Net Worth: $500,001 - $1,000,000

Average Income: $100,001 - $250,000

Profession: Business Executives

Data Provided By:
Mrs. E. Marie Vanderbroek, CFP®
(616) 392-7536
1045 E 12th St
Holland, MI
Firm
E. Marie VanderBroek
Areas of Specialization
Education Planning, General Financial Planning, Insurance Planning, Investment Management, Investment Planning, Retirement Planning, Women's Finances
Key Considerations
Average Net Worth: $100,000 or less

Average Income: $100,001 - $250,000



Data Provided By:
Mr. Robert L. Wells, CFP®
(616) 392-3108
210 Central Ave Ste 210
Holland, MI
Firm
Ronald Blue & Co.
Areas of Specialization
Asset Allocation, Budget Development, Business Succession Planning, Charitable Giving, Comprehensive Financial Planning, Education Planning, Insurance Planning
Key Considerations
Average Net Worth: $250,001 - $500,000

Average Income: $100,001 - $250,000

Profession: Not Applicable

Data Provided By:
Data Provided By:

Business Financing From The SBA / Small Business Administration

The Small Business Administration is the most useful resource available to startups and established small businesses. An Independent agency of the Executive branch of the Federal Government, the SBA has the responsibility of providing assistance to American small businesses in the areas of advocacy, management, procurement, and financial assistance. The SBA financing comes in the forms of investment programs, business loan programs, disaster loan programs, and bonding for contractors. In most cases, the SBA should be the first business financing resource a small business owner looks to for their financing needs.

The SBA has three different loan programs for small business financing . It is important to know that while the SBA has these programs, they do not actually provide the business financing . The SBA sets the guidelines for these loans, then their partners, which include lenders, community development organizations, and microlending institutions, actually make the loan to small businesses . The SBA guarantees the loans, to reduce the risk to the lenders.

The first type of business loan that the SBA offers is the Basic 7(a) Loan Guaranty. When a small business is unable to obtain financing from other sources, this is the primary business loan program offered. This is the SBA's most flexible business financing program, and it is ideal for start up business financing as well as established business financing . This type of new business financing can be used for most business purposes, such as working capital, equipment, office furnishings, land and building, leases, and even debt refinancing. The maturity date of the loan varies, depending on what the loan is used for. For working capital, the loan maturity is up to 10 years, while it is generally up to 25 years for fixed assets.

There are several different variations of the Basic 7(a) loan program, designed to fill specific needs. This type of loan is the closest a small business owner can get to free business financing, because any fees that the SBA has for administration are charged to the lender. However, the lender does have the right to make those fees a part of your loan, which means that you may ultimately pay those fees.

The second type of loan that the SBA offers is the Microloan. This is known as the 7(m) loan program. These are short-term loans of up to $35,000, and are primarily for small businesses and non-profit child care centers. They are meant to provide working capital, inventory purchases, supplies, furnishings, and equipment. They may not be used to pay existing debts or to purchase real estate. This type of business financing is great for business owners who wish to expand.

The third type of small business financing available through the SBA is a Certified Development Company (CDC) loan. Known as the 504 loan program, these loans should only be sought by businesses that require brick and mortar financing . These are long-term...

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