Small Business Financing Greenville SC

Looking for Small Business Financing in Greenville? We have compiled a list of businesses and services around Greenville that should help you with your search. We hope this page helps you find Small Business Financing in Greenville.

Mr. J. Scott Davis, CFP®
(864) 787-6308
130 S Main St Fl 6
Greenville, SC
Firm
Wagner Wealth Management
Areas of Specialization
Wealth Management
Key Considerations
Average Net Worth: $1,000,001 - $5,000,000



Data Provided By:
Benjamin Arthur Worley, CFP®
(864) 991-6028
501 E McBee Ave
Greenville, SC
Firm
Northwestern Mutual
Areas of Specialization
Budget Development, Business Succession Planning, Charitable Giving, Comprehensive Financial Planning, Elder Care, Insurance Planning, Young Professionals
Key Considerations
Average Net Worth: $250,001 - $500,000

Average Income: $100,001 - $250,000

Profession: Business Executives

Data Provided By:
Mr. Kenneth Eugene Hicks, CFP®
(864) 787-9550
35 West Court Street
Greenville, SC
Firm
Wells Fargo Advisors

Data Provided By:
Jef W. Lockman, CFP®
(864) 241-2772
35 W Court St
Greenville, SC
Firm
Wells Fargo Advisors
Areas of Specialization
Asset Allocation, Charitable Giving, Comprehensive Financial Planning, Education Planning, Employee and Employer Plan Benefits, Estate Planning, General Financial Planning

Data Provided By:
Mr. Ramon T. Franklin, CFP®
(864) 250-1177
412 Pettigru St
Greenville, SC
Firm
Capital Focus, Inc.
Areas of Specialization
Asset Allocation, Comprehensive Financial Planning, Education Planning, Employee and Employer Plan Benefits, Estate Planning, General Financial Planning, Investment Management
Key Considerations
Average Net Worth: Not Applicable

Average Income: Not Applicable

Profession: Not Applicable

Data Provided By:
Mr. Robert Lee Moore, CFP®
(864) 679-3844
501 E McBee Ave Ste 101
Greenville, SC
Firm
Northwestern Mutual Financial Network
Areas of Specialization
Asset Allocation, Budget Development, Business Succession Planning, Comprehensive Financial Planning, Divorce Issues, Employee and Employer Plan Benefits, Estate Planning
Key Considerations
Average Net Worth: $250,001 - $500,000

Average Income: $100,001 - $250,000



Data Provided By:
Mr. Matthew A. Miller, CFP®
(864) 232-2881
501 East McBee Avenue
Greenville, SC
Firm
Northwestern Mutual Financial Network

Data Provided By:
Mr. Edward C. Carson Iv, CFP®
(864) 272-0923
75 Beattie Place
Greenville, SC
Firm
Cambridge Financial & Insurance Group

Data Provided By:
Mr. John B. Tripoli, CFP®
(864) 232-2881
501 E McBee Ave Ste 101
Greenville, SC
Firm
Northwestern Mutual Financial Network
Areas of Specialization
Comprehensive Financial Planning, Insurance Planning, Investment Management, Retirement Planning

Data Provided By:
Mrs. Pamela G Batson, CFP®
(864) 370-7276
501 River St
Greenville, SC
Firm
Morgan Stanley
Areas of Specialization
Asset Allocation, Business Succession Planning, Charitable Giving, Employee and Employer Plan Benefits, Estate Planning, Investment Management, Retirement Income Management
Key Considerations
Average Net Worth: $1,000,001 - $5,000,000

Average Income: $100,001 - $250,000



Data Provided By:
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Business Financing From The SBA / Small Business Administration

The Small Business Administration is the most useful resource available to startups and established small businesses. An Independent agency of the Executive branch of the Federal Government, the SBA has the responsibility of providing assistance to American small businesses in the areas of advocacy, management, procurement, and financial assistance. The SBA financing comes in the forms of investment programs, business loan programs, disaster loan programs, and bonding for contractors. In most cases, the SBA should be the first business financing resource a small business owner looks to for their financing needs.

The SBA has three different loan programs for small business financing . It is important to know that while the SBA has these programs, they do not actually provide the business financing . The SBA sets the guidelines for these loans, then their partners, which include lenders, community development organizations, and microlending institutions, actually make the loan to small businesses . The SBA guarantees the loans, to reduce the risk to the lenders.

The first type of business loan that the SBA offers is the Basic 7(a) Loan Guaranty. When a small business is unable to obtain financing from other sources, this is the primary business loan program offered. This is the SBA's most flexible business financing program, and it is ideal for start up business financing as well as established business financing . This type of new business financing can be used for most business purposes, such as working capital, equipment, office furnishings, land and building, leases, and even debt refinancing. The maturity date of the loan varies, depending on what the loan is used for. For working capital, the loan maturity is up to 10 years, while it is generally up to 25 years for fixed assets.

There are several different variations of the Basic 7(a) loan program, designed to fill specific needs. This type of loan is the closest a small business owner can get to free business financing, because any fees that the SBA has for administration are charged to the lender. However, the lender does have the right to make those fees a part of your loan, which means that you may ultimately pay those fees.

The second type of loan that the SBA offers is the Microloan. This is known as the 7(m) loan program. These are short-term loans of up to $35,000, and are primarily for small businesses and non-profit child care centers. They are meant to provide working capital, inventory purchases, supplies, furnishings, and equipment. They may not be used to pay existing debts or to purchase real estate. This type of business financing is great for business owners who wish to expand.

The third type of small business financing available through the SBA is a Certified Development Company (CDC) loan. Known as the 504 loan program, these loans should only be sought by businesses that require brick and mortar financing . These are long-term...

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