Small Business Financing Gonzales LA

Looking for Small Business Financing in Gonzales? We have compiled a list of businesses and services around Gonzales that should help you with your search. We hope this page helps you find Small Business Financing in Gonzales.

Mr. John D. Dawes, CFP®
(225) 647-3495
1201 S Purpera Ave Ste 302
Gonzales, LA
Firm
Edward Jones
Areas of Specialization
Retirement Planning

Data Provided By:
Mr. James T. Simm, CFP®
(225) 644-1700
2106 S Burnside Ave
Gonzales, LA
Firm
Ameriprise Financial Services,
Areas of Specialization
Retirement Income Management
Key Considerations
Average Net Worth: $500,001 - $1,000,000

Average Income: $100,001 - $250,000

Profession: Not Applicable

Data Provided By:
Nicole A. Palmer, CFP®
(225) 622-6942
39394 Bradbury Lane
Prairieville, LA
Firm
Palmer Financial Strategies, LLC

Data Provided By:
Mr. Ray A Trosclair, CFP®
(225) 744-4482
37410 Ascension Parish Rd
Prairieville, LA
Firm
Ameriprise Financial

Data Provided By:
Mr. Fred A Palmer Iii, CFP®
(225) 622-6942
39394 Bradbury Lane
Prairieville, LA
Firm
Palmer Financial Strategies, LLC

Data Provided By:
Mr. Gregory A. Fulcher, CFP®
(225) 644-5001
2106 South Burnside Ave
Gonzales, LA
Firm
Ameriprise Financial

Data Provided By:
Mr. Arlen R Blackwell Ii, CFP®
(225) 769-0715
11451 Moss Side Ave.
Gonzales, LA
Firm
Sterne Agee & Leach Inc.
Areas of Specialization
Asset Allocation, Investment Management, Retirement Income Management, Retirement Planning, Securities
Key Considerations
Average Net Worth: Not Applicable



Data Provided By:
Mr. Randolph E. Moore, CFP®
(225) 276-9167
42199 Jamie Rd
Prairieville, LA
Firm
Randolph Moore Financial Planning
Areas of Specialization
Asset Allocation, Comprehensive Financial Planning, Investment Planning, Retirement Planning
Key Considerations
Average Net Worth: $500,001 - $1,000,000

Average Income: $50,001 - $100,000

Profession: Not Applicable

Data Provided By:
Fred Palmer
39394 Bradbury Lane
Prairieville, LA
Company
Title: Managing Director
Company: Strategic Financial Partners, LLC
Type
Investment Advisor Rep: Yes
Registered Investor: Yes
Service
Portfolio Engineering,IRA, 401k, Roth IRA, QDRO Rollovers,Life Insurance,Investment Consulting & Allocation Design,Insurance & Risk Management Planning,Retirement Income Distribution Planning,Fee-Only Comprehensive Financial Planning,Fee Only Portfolio Management,401k Rollover From Employer,Wealth Management,Investment & Portfolio Management,Business Succession & Liquidation Planning,Estate Tax Planning,Hourly Financial Planning Engagements,Pension for Highly Compensated Owners,Income for Life/

Data Provided By:
Michael Bonfanti, CFP®
(225) 612-3984
17121 Willow Oak Aly
Prairieville, LA
Firm
LPL Financial
Areas of Specialization
Asset Allocation, Budget Development, Business Succession Planning, Comprehensive Financial Planning, Debt Management, Education Planning, Employee and Employer Plan Benefits
Key Considerations
Average Net Worth: $250,001 - $500,000

Average Income: $50,001 - $100,000

Profession: Not Applicable

Data Provided By:
Data Provided By:

Business Financing From The SBA / Small Business Administration

The Small Business Administration is the most useful resource available to startups and established small businesses. An Independent agency of the Executive branch of the Federal Government, the SBA has the responsibility of providing assistance to American small businesses in the areas of advocacy, management, procurement, and financial assistance. The SBA financing comes in the forms of investment programs, business loan programs, disaster loan programs, and bonding for contractors. In most cases, the SBA should be the first business financing resource a small business owner looks to for their financing needs.

The SBA has three different loan programs for small business financing . It is important to know that while the SBA has these programs, they do not actually provide the business financing . The SBA sets the guidelines for these loans, then their partners, which include lenders, community development organizations, and microlending institutions, actually make the loan to small businesses . The SBA guarantees the loans, to reduce the risk to the lenders.

The first type of business loan that the SBA offers is the Basic 7(a) Loan Guaranty. When a small business is unable to obtain financing from other sources, this is the primary business loan program offered. This is the SBA's most flexible business financing program, and it is ideal for start up business financing as well as established business financing . This type of new business financing can be used for most business purposes, such as working capital, equipment, office furnishings, land and building, leases, and even debt refinancing. The maturity date of the loan varies, depending on what the loan is used for. For working capital, the loan maturity is up to 10 years, while it is generally up to 25 years for fixed assets.

There are several different variations of the Basic 7(a) loan program, designed to fill specific needs. This type of loan is the closest a small business owner can get to free business financing, because any fees that the SBA has for administration are charged to the lender. However, the lender does have the right to make those fees a part of your loan, which means that you may ultimately pay those fees.

The second type of loan that the SBA offers is the Microloan. This is known as the 7(m) loan program. These are short-term loans of up to $35,000, and are primarily for small businesses and non-profit child care centers. They are meant to provide working capital, inventory purchases, supplies, furnishings, and equipment. They may not be used to pay existing debts or to purchase real estate. This type of business financing is great for business owners who wish to expand.

The third type of small business financing available through the SBA is a Certified Development Company (CDC) loan. Known as the 504 loan program, these loans should only be sought by businesses that require brick and mortar financing . These are long-term...

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