Small Business Financing Everett WA

Looking for Small Business Financing in Everett? We have compiled a list of businesses and services around Everett that should help you with your search. We hope this page helps you find Small Business Financing in Everett.

William Eichenberger
Harbour Pointe Financial Advisors, LLC
(425) 493-6788
12199 Village Center Place, Ste 201
Mukilteo, WA
Expertises
Ongoing Investment Management, Retirement Planning & Distribution Rules
Certifications
NAPFA Registered Financial Advisor, BA, CFP®

Roger Werner
Werner, O'Meara & Company,PLLC
(425) 774-8888
P.O. Box 6100
Lynnwood, WA
Expertises
Newlyweds & Novice Investors, Planning Issues for Business Owners, Retirement Planning & Distribution Rules, Tax Planning, College/Education Planning
Certifications
NAPFA Registered Financial Advisor, CPA/PFS, MBA

John Murtfeldt
Creative Growth Strategies
(206) 789-0543
10015 Vinton Court NW
Seattle, WA
Expertises
Retirement Plan Investment Advice, Ongoing Investment Management, Newlyweds & Novice Investors
Certifications
NAPFA Registered Financial Advisor, BA, CFP®, MBA

Shawn Donnelly
Ramsey & Associates Inc.
(206) 324-1950
1730 North Northlake Way, Suite 3301
Seattle, WA
Expertises
Ongoing Investment Management, Women's Financial Planning Issues
Certifications
NAPFA Registered Financial Advisor, CFP®

Mr. Kurt S. Wanner, CFP®
(425) 349-2527
2601 59th St SW
Everett, WA
Firm
Crosswind Advisors, LLC
Areas of Specialization
Asset Allocation, Business Succession Planning, Charitable Giving, Comprehensive Financial Planning, Education Planning, Employee and Employer Plan Benefits, Estate Planning

Data Provided By:
Kirk Schwarz
Harbour Pointe Financial Advisors, LLC
(425) 493-6788
12199 Village Center Place, Ste 201
Mukilteo, WA
Expertises
Ongoing Investment Management, Advising Employee Benefit Plan Participants, Retirement Planning & Distribution Rules
Certifications
NAPFA Registered Financial Advisor, CFP®, MBA

Irene Dabanian
IJD Evergreen Financial Services LLC
(206) 533-0569
2337 NW 194th Place
Seattle, WA
Expertises
Hourly Financial Planning Services, Helping Clients Identify & Achieve Goals, Middle Income Client Needs, Cash Flow/Budgets/Credit Issues, Retirement Plan Investment Advice, Women's Financial Planning Issues
Certifications
NAPFA Registered Financial Advisor, MBA

Michael Pace
Michael Pace, CFP®
(206) 522-7812
7812 Stone Avenue North
Seattle, WA
Expertises
Helping Clients Identify & Achieve Goals, Ongoing Investment Management, Tax Planning, Retirement Planning & Distribution Rules, Real Estate Investments, Alternative or Private Investments
Certifications
NAPFA Registered Financial Advisor, CFP®, MSFS

Mr. Charles T. Rife, CFP®
(425) 353-3711
6320 Evergreen Way
Everett, WA
Firm
Sound Tax & Investment Service
Areas of Specialization
Asset Allocation, Divorce Issues, Education Planning, Insurance Planning, Retirement Income Management, Retirement Planning, Tax Planning
Key Considerations
Average Net Worth: Not Applicable

Average Income: $50,001 - $100,000

Profession: Not Applicable

Data Provided By:
Mr. Ryan A. Blume, CFP®
(425) 303-3009
2707 Colby Ave
Everett, WA
Firm
Moss Adams, LLP

Data Provided By:
Data Provided By:

Business Financing From The SBA / Small Business Administration

The Small Business Administration is the most useful resource available to startups and established small businesses. An Independent agency of the Executive branch of the Federal Government, the SBA has the responsibility of providing assistance to American small businesses in the areas of advocacy, management, procurement, and financial assistance. The SBA financing comes in the forms of investment programs, business loan programs, disaster loan programs, and bonding for contractors. In most cases, the SBA should be the first business financing resource a small business owner looks to for their financing needs.

The SBA has three different loan programs for small business financing . It is important to know that while the SBA has these programs, they do not actually provide the business financing . The SBA sets the guidelines for these loans, then their partners, which include lenders, community development organizations, and microlending institutions, actually make the loan to small businesses . The SBA guarantees the loans, to reduce the risk to the lenders.

The first type of business loan that the SBA offers is the Basic 7(a) Loan Guaranty. When a small business is unable to obtain financing from other sources, this is the primary business loan program offered. This is the SBA's most flexible business financing program, and it is ideal for start up business financing as well as established business financing . This type of new business financing can be used for most business purposes, such as working capital, equipment, office furnishings, land and building, leases, and even debt refinancing. The maturity date of the loan varies, depending on what the loan is used for. For working capital, the loan maturity is up to 10 years, while it is generally up to 25 years for fixed assets.

There are several different variations of the Basic 7(a) loan program, designed to fill specific needs. This type of loan is the closest a small business owner can get to free business financing, because any fees that the SBA has for administration are charged to the lender. However, the lender does have the right to make those fees a part of your loan, which means that you may ultimately pay those fees.

The second type of loan that the SBA offers is the Microloan. This is known as the 7(m) loan program. These are short-term loans of up to $35,000, and are primarily for small businesses and non-profit child care centers. They are meant to provide working capital, inventory purchases, supplies, furnishings, and equipment. They may not be used to pay existing debts or to purchase real estate. This type of business financing is great for business owners who wish to expand.

The third type of small business financing available through the SBA is a Certified Development Company (CDC) loan. Known as the 504 loan program, these loans should only be sought by businesses that require brick and mortar financing . These are long-term...

Click here to read the rest of this article from GlobalBx