Debt Financing and Equity Financing for Businesses Wyoming MI

Looking for Debt Financing and Equity Financing for Businesses in Wyoming? We have compiled a list of businesses and services around Wyoming that should help you with your search. We hope this page helps you find Debt Financing and Equity Financing for Businesses in Wyoming.

Ronald Van Surksum
Advanced Asset Management, LLC
(616) 531-5220
4555 Wilson Avenue SW, Suite 2
Grandville, MI
Expertises
Retirement Planning & Distribution Rules, College/Education Planning, Estate & Generational Planning Issues, Helping Clients Identify & Achieve Goals, Hourly Financial Planning Services, Ongoing Investment Management
Certifications
NAPFA Registered Financial Advisor, CFP®

Mr. Gerald R. Vanderlugt, CFP®
(616) 261-2800
1535 44th St SW Ste 400
Wyoming, MI
Firm
JVL Associates, LLC

Data Provided By:
Mr. Robert Todd Raredon, CFP®
4124 56th Street SW Suite 1
Grandville, MI
Firm
Raymond James Financial Services

Data Provided By:
Mr. Thomas D. Sytsma, CFP®
(616) 531-4186
4120 Chicago Dr.
Grandville, MI
Firm
Raymond James

Data Provided By:
Ronald VanSurksum, CFP(R)
4555 Wilson Ave SW
Grandville, MI
Company
Title: Certified Financial Planner (TM) Practitioner
Company: Advanced Asset Managment, LLC
Type
Investment Advisor Rep: Yes
Registered Investor: Yes
Education
Aquinas College
Years Experience
Years Experience: 18
Service
401k Rollover From Employer,Wealth Management,Investment & Portfolio Management,Long-Term Health Care Planning,Business Succession & Liquidation Planning,Estate Tax Planning,Asset Protection Strategies & Planning,Hourly Financial Planning Engagements,Fee Only Portfolio Management,CD Alternative,Retirement Planning,Real Estate Investment Planning,Annuity Ideas & Strategy Planning,Planning For Personal Finances & Budgeting,Retirement Income Accumulation Planning,Individual Income Tax Planning,IRA,

Data Provided By:
Richard Feight
IAM Financial, LLC
(888) 283-1392
250 Monroe NW
Grand Rapids, MI
Expertises
Ongoing Investment Management, High Net Worth Client Needs, Middle Income Client Needs, Retirement Plan Investment Advice, Investment Advice without Ongoing Management, Tax Planning
Certifications
NAPFA Registered Financial Advisor, CFP®, EA

Mr. Patrick G. Mccullough Ii, CFP®
(616) 724-1880
4060 Chicago Dr. S.W.
Grandville, MI
Firm
VSR Financial Services, Inc.

Data Provided By:
Jeffrey Stukey
337 Thurston SW
Wyoming, MI
Company
Company: Greater Vision Financial Group
Type
Investment Advisor Rep: Yes
Service
Annuities,Alternative Asset Class Planning,Commission-Only Financial Planning (Full Disclosure),Planning For Personal Finances & Budgeting,Retirement Income Accumulation Planning,Hourly Financial Planning Engagements,Life Insurance,Investment & Portfolio Management,Investment Consulting & Allocation Design,Insurance & Risk Management Planning,Retirement Income Distribution Planning,Individual Income Tax Planning,Retirement Planning,Long-Term Health Care Planning,Annuity Ideas & Strategy Planning

Data Provided By:
Mr. Ronald J. Vansurksum, CFP®
(616) 531-5220
4555 Wilson Ave SW
Grandville, MI
Firm
Advanced Asset Management LLC
Areas of Specialization
Asset Allocation, Comprehensive Financial Planning, Debt Management, Education Planning, General Financial Planning, Investment Management, Investment Planning
Key Considerations
Average Net Worth: $500,001 - $1,000,000

Average Income: $100,001 - $250,000

Profession: Not Applicable

Data Provided By:
Mr. Gerd R. Hansma, CFP®
(616) 249-0800
4301 Canal Ave. SW
Grandville, MI
Firm
Hansma Insurance & Financial S

Data Provided By:
Data Provided By:

Debt Financing and Equity Financing for Businesses

There are several advantages as well as disadvantages to debt financing and equity financing, and while not everyone understands the differences, they need to be understood.

The first type of financing to look at is the most traditional, called debt financing. In simple terms debt financing means that you have loans for money that you do not have, this is why it is called debt, because you are in debt. Whether you owe this money to a bank, individual company, or even an investor you are under an obligation to repay the debt.

Some of the advantages to debt financing are that you are able to stay in control of your business. You are who decides what money is spent on, whom to hire, what hours of operation and everything else associated with your business. Another advantage is for your tax purposes. Simply put any money that you spend on interest rates you can deduct on your taxes. Depending on the amount of interest you are paying, this can be a huge tax saving.

One of the biggest disadvantages of debt financing is that too much debt can cause your business to look risky, or even unstable. While this is the most desired type of financing, you must ensure that your business is capable of making all debt payments on time.

The next major type of financing is called equity financing. This means that you are trading a piece of ownership of your business for money. This method is most often associated with angel investors and venture capitalists. One of the biggest advantages to equity financing is that you do not have to repay the debt in any way - you do not have to make a monthly or balloon payment to give money back to the investor. As long as your business is making money your investors are happy.

Another advantage is that your investors may be able to help you get debt financing. With the funding coming from several sources, you could give up less of your business and still get the funding you need. In addition, the investors may be financing other companies that can help your business out. Most reputable investors will only associate with reputable companies, so having a reputable investor helping your business automatically gives your business a bit of an edge over some competitors.

The disadvantage with equity financing is that you are giving away partial ownership of your business in exchange for money. This means that you are no longer the only person in charge of making decisions such as pricing, employees, merchandise, and suppliers. You will also need the other owner’s signature in order to apply for bank accounts, credit cards, as well as other forms of debt financing. One of the worse scenarios that can come from equity financing is that you end up being forced out of your business. This is generally caused by disagreements where the parties are unable to work together, and someone must be bought out. Typically, the party bought out is the one who originally started the business, simply becau...

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