Debt Financing and Equity Financing for Businesses Winder GA

Looking for Debt Financing and Equity Financing for Businesses in Winder? We have compiled a list of businesses and services around Winder that should help you with your search. We hope this page helps you find Debt Financing and Equity Financing for Businesses in Winder.

Mark Gibbs
Gibbs Financial Planning Services, P.C.
(770) 831-8652
1400 Buford Hwy, Suite F5
Sugar Hill, GA
Expertises
Ongoing Investment Management, Cash Flow/Budgets/Credit Issues, Helping Clients Identify & Achieve Goals, College/Education Planning, Retirement Planning & Distribution Rules
Certifications
NAPFA Registered Financial Advisor, CFP®, CPA, MBA

Mr. Charles E. Stevens, CFP®
(770) 725-0897
681 Garden Cir
Statham, GA
Firm
Advisors Southeastern Alliance

Data Provided By:
Mr. Philip Dunwoody Cox Jr., CFP®
(678) 804-6069
2078 Teron Trace
Dacula, GA
Firm
Sterne Agee Financial Services, Inc
Areas of Specialization
Asset Allocation, Business Succession Planning, Comprehensive Financial Planning, Investment Management, Wealth Management
Key Considerations
Average Net Worth: $1,000,001 - $5,000,000

Average Income: $250,001 - $500,000



Data Provided By:
Mr. Kevin F. Price, CFP®
(770) 965-7678
6342 Grand Hickory Dr Ste 205
Braselton, GA
Firm
Wells Fargo Advisors
Areas of Specialization
Asset Allocation, Charitable Giving, Divorce Issues, Estate Planning, Intergenerational Planning, Investment Planning, Retirement Income Management
Key Considerations
Average Net Worth: $1,000,001 - $5,000,000

Average Income: $250,001 - $500,000

Profession: Self-Employed Business Owners

Data Provided By:
Mr. Kevin W Frutiger, CFP®
(706) 546-1114
1551 Jennings Mill Rd Unit 1000B
Bogart, GA
Firm
Ameriprise Financial
Areas of Specialization
Comprehensive Financial Planning, Investment Management, Retirement Planning

Data Provided By:
Harold Lundy
1091 Ashland Drive
Statham, GA
Company
Company: Lundy Insurance Group, Inc.
Service
Pension for Highly Compensated Owners,Stock Market Alternative,Alternative Investments,Disability Insurance,Annuities,Annuity Ideas & Strategy Planning,Asset Protection Strategies & Planning,IRA, 401k, Roth IRA, QDRO Rollovers,CD Alternative,Medicaid,Life Insurance,Long-Term Health Care Planning,Retirement Income Accumulation Planning,401k Rollover From Employer,Income for Life/ Preserve Principal,Medicare Planning,Health Care Insurance,Retirement Planning,Retirement Income Distribution Planning

Data Provided By:
Mr. Scott M. Bremus, CFP®
(770) 677-2441
2078 Teron Trce Ste 250
Dacula, GA
Firm
Sterne Agee
Areas of Specialization
Investment Management
Key Considerations
Average Net Worth: $500,001 - $1,000,000



Data Provided By:
Mr. Jeffrey K. Kirkpatrick, CFP®
(770) 513-1370
2078 Teron Trce
Dacula, GA
Firm
Sterne Agee Financial
Areas of Specialization
Investment Management
Key Considerations
Average Net Worth: $500,001 - $1,000,000

Average Income: $100,001 - $250,000

Profession: Not Applicable

Data Provided By:
Mr. David Stafford Varnedoe, CFP®
(706) 367-7654
364 Lee St
Jefferson, GA
Firm
EDWARD JONES INVESTMENTS

Data Provided By:
Mr. David M Rath Jr., CFP®
(678) 261-8249
PO Box 1110
Lawrenceville, GA
Firm
LPL Financial

Data Provided By:
Data Provided By:

Debt Financing and Equity Financing for Businesses

There are several advantages as well as disadvantages to debt financing and equity financing, and while not everyone understands the differences, they need to be understood.

The first type of financing to look at is the most traditional, called debt financing. In simple terms debt financing means that you have loans for money that you do not have, this is why it is called debt, because you are in debt. Whether you owe this money to a bank, individual company, or even an investor you are under an obligation to repay the debt.

Some of the advantages to debt financing are that you are able to stay in control of your business. You are who decides what money is spent on, whom to hire, what hours of operation and everything else associated with your business. Another advantage is for your tax purposes. Simply put any money that you spend on interest rates you can deduct on your taxes. Depending on the amount of interest you are paying, this can be a huge tax saving.

One of the biggest disadvantages of debt financing is that too much debt can cause your business to look risky, or even unstable. While this is the most desired type of financing, you must ensure that your business is capable of making all debt payments on time.

The next major type of financing is called equity financing. This means that you are trading a piece of ownership of your business for money. This method is most often associated with angel investors and venture capitalists. One of the biggest advantages to equity financing is that you do not have to repay the debt in any way - you do not have to make a monthly or balloon payment to give money back to the investor. As long as your business is making money your investors are happy.

Another advantage is that your investors may be able to help you get debt financing. With the funding coming from several sources, you could give up less of your business and still get the funding you need. In addition, the investors may be financing other companies that can help your business out. Most reputable investors will only associate with reputable companies, so having a reputable investor helping your business automatically gives your business a bit of an edge over some competitors.

The disadvantage with equity financing is that you are giving away partial ownership of your business in exchange for money. This means that you are no longer the only person in charge of making decisions such as pricing, employees, merchandise, and suppliers. You will also need the other owner’s signature in order to apply for bank accounts, credit cards, as well as other forms of debt financing. One of the worse scenarios that can come from equity financing is that you end up being forced out of your business. This is generally caused by disagreements where the parties are unable to work together, and someone must be bought out. Typically, the party bought out is the one who originally started the business, simply becau...

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