Debt Financing and Equity Financing for Businesses Staten Island NY

Looking for Debt Financing and Equity Financing for Businesses in Staten Island? We have compiled a list of businesses and services around Staten Island that should help you with your search. We hope this page helps you find Debt Financing and Equity Financing for Businesses in Staten Island.

Anthony DeVito
ADV Investment Management & Financial Planning
(800) 732-5031
151 Overlook Avenue
Staten Island, NY
Expertises
Ongoing Investment Management, Estate & Generational Planning Issues, Advising Medical Professionals, Retirement Planning & Distribution Rules, Advising Employee Benefit Plan Participants, Hourly Financial Planning Services
Certifications
NAPFA Registered Financial Advisor, CFP®, PhD

Bradley Rudman
Rudman Cannon Financial Advisors
(212) 461-2292
44 Wall Street, 12th Floor
New York, NY
Expertises
Advising Employee Benefit Plan Participants, Advising Medical Professionals, Tax Planning, Real Estate Investments, Ongoing Investment Management, Retirement Plan Investment Advice
Certifications
NAPFA Registered Financial Advisor, CFP®

Stanley Ehrlich
S.F. Ehrlich Associates, Inc.
(908) 789-1100
PO Box 2278
Westfield, NJ
Expertises
Cash Flow/Budgets/Credit Issues, Planning Issues for Business Owners, Middle Income Client Needs, Ongoing Investment Management, Retirement Planning & Distribution Rules, Helping Clients Identify & Achieve Goals
Certifications
NAPFA Registered Financial Advisor, MA, MPA

Robert Ince
Tribeca Financial Planning LLC
(212) 406-3616
79 Worth Street, 4F
New York, NY
Expertises
Cash Flow/Budgets/Credit Issues, Hourly Financial Planning Services, Ongoing Investment Management, Investment Advice without Ongoing Management, Retirement Planning & Distribution Rules, Estate & Generational Planning Issues
Certifications
NAPFA Registered Financial Advisor, CFA, CFP®

Cindy Sterling
Sterling Financial Planning
(212) 405-1616
215 Park Avenue South, Suite 1402
New York, NY
Expertises
Cash Flow/Budgets/Credit Issues, Charitable Giving - Trusts & Foundations, Newlyweds & Novice Investors, Planning Issues for Unmarried & Same-Sex Couples, Women's Financial Planning Issues
Certifications
NAPFA Registered Financial Advisor, ChFc, MS

C. E. Scott Brewster
Brewster Financial Planning LLC
(646) 249-9880
618 Carroll Street, 3rd Floor
Brooklyn, NY
Expertises
Ongoing Investment Management, Helping Clients Identify & Achieve Goals
Certifications
NAPFA Registered Financial Advisor, CFP®, MBA

Roman Franklin
Franklin Financial Planning, Inc.
(866) 653-9907
48 Wall Street (Financial District)
New York, NY
Expertises
Ongoing Investment Management, Women's Financial Planning Issues, Retirement Planning & Distribution Rules, Real Estate Investments, Retirement Plan Investment Advice, Tax Planning
Certifications
NAPFA Registered Financial Advisor, BS, RFC

Stacy Francis
Francis Financial
(212) 374-9008
111 John Street, Suite 240
New York, NY
Expertises
Financial Issues Between Generations, Ongoing Investment Management, Socially Responsible Investments, Divorce Planning, Women's Financial Planning Issues
Certifications
NAPFA Registered Financial Advisor, CDFA, CFP®

George Martin Poole
HFH Planning Inc
(212) 402-5444
75 Maiden Lane #605
New York, NY
Expertises
Hourly Financial Planning Services, Helping Clients Identify & Achieve Goals, Cash Flow/Budgets/Credit Issues, Middle Income Client Needs, Investment Advice without Ongoing Management, High Net Worth Client Needs
Certifications
NAPFA Registered Financial Advisor, CFP®, RFC, ADPA

Judith Haselton
Harmony Financial Advisors, LLC
(212) 677-6100
60 East 8th Street, Suite 26E
New York, NY
Expertises
Women's Financial Planning Issues, Divorce Planning, Ongoing Investment Management, Helping Clients Identify & Achieve Goals, Socially Responsible Investments, High Net Worth Client Needs
Certifications
NAPFA Registered Financial Advisor, CFP®, MBA

Debt Financing and Equity Financing for Businesses

There are several advantages as well as disadvantages to debt financing and equity financing, and while not everyone understands the differences, they need to be understood.

The first type of financing to look at is the most traditional, called debt financing. In simple terms debt financing means that you have loans for money that you do not have, this is why it is called debt, because you are in debt. Whether you owe this money to a bank, individual company, or even an investor you are under an obligation to repay the debt.

Some of the advantages to debt financing are that you are able to stay in control of your business. You are who decides what money is spent on, whom to hire, what hours of operation and everything else associated with your business. Another advantage is for your tax purposes. Simply put any money that you spend on interest rates you can deduct on your taxes. Depending on the amount of interest you are paying, this can be a huge tax saving.

One of the biggest disadvantages of debt financing is that too much debt can cause your business to look risky, or even unstable. While this is the most desired type of financing, you must ensure that your business is capable of making all debt payments on time.

The next major type of financing is called equity financing. This means that you are trading a piece of ownership of your business for money. This method is most often associated with angel investors and venture capitalists. One of the biggest advantages to equity financing is that you do not have to repay the debt in any way - you do not have to make a monthly or balloon payment to give money back to the investor. As long as your business is making money your investors are happy.

Another advantage is that your investors may be able to help you get debt financing. With the funding coming from several sources, you could give up less of your business and still get the funding you need. In addition, the investors may be financing other companies that can help your business out. Most reputable investors will only associate with reputable companies, so having a reputable investor helping your business automatically gives your business a bit of an edge over some competitors.

The disadvantage with equity financing is that you are giving away partial ownership of your business in exchange for money. This means that you are no longer the only person in charge of making decisions such as pricing, employees, merchandise, and suppliers. You will also need the other owner’s signature in order to apply for bank accounts, credit cards, as well as other forms of debt financing. One of the worse scenarios that can come from equity financing is that you end up being forced out of your business. This is generally caused by disagreements where the parties are unable to work together, and someone must be bought out. Typically, the party bought out is the one who originally started the business, simply becau...

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