Debt Financing and Equity Financing for Businesses Sevierville TN

Looking for Debt Financing and Equity Financing for Businesses in Sevierville? We have compiled a list of businesses and services around Sevierville that should help you with your search. We hope this page helps you find Debt Financing and Equity Financing for Businesses in Sevierville.

Mr. James C. Ridley, CFP®
(865) 908-2152
100 E Main St
Sevierville, TN
Firm
BB&T Investment Services, LLC
Areas of Specialization
Asset Allocation, Banking, Estate Planning, General Financial Planning, Insurance Planning, Investment Planning, Long-Term Care, Retirement Planning
Key Considerations
Average Net Worth: $500,001 - $1,000,000

Average Income: $50,001 - $100,000



Data Provided By:
Mr. John A. Bonacci Iii, CFP®
(352) 672-4981
1509 Ellis Woods Loop
Sevierville, TN
Firm
Holistic Financial Planning Consultants

Data Provided By:
Mr. Jesse Michael Tharp, CFP®
(423) 585-4508
1030 Highway 92 S
Dandridge, TN
Firm
First Tennessee Brokerage
Areas of Specialization
Estate Planning, Insurance Planning, Investment Management, Wealth Management

Data Provided By:
SunTrust Bank
(865) 429-6400
601 Dolly Parton Parkway
Sevierville, TN
Type
ATM, Branch, Investment Center, Drive-Thru
Office Hours
Monday: 9-5
Tuesday: 9-5
Wednesday: 9-5
Thursday: 9-5
Friday: 9-6 Weekend:
Drive Up Hours
Monday: 8:30-5
Tuesday: 8:30-5
Wednesday: 8:30-5
Thursday: 8:30-5
Friday: 8:30-6 Weekend:

US Bank - Jefferson City TN Office
(865) 475-9040
149 E Broadway
Jefferson City, TN
Drive Up Hours
Mon 08:30 am to 05:00 pm
Tue 08:30 am to 05:00 pm
Wed 08:30 am to 05:00 pm
Thur 08:30 am to 05:00 pm
Fri 08:30 am to 05:00 pm
Sat 08:30 am to 12:00 pm

Ms. Elizabeth T. Urquhart, CFP®
(865) 428-0744
222 E Main St
Sevierville, TN
Firm
Ameriprise Financial Services,

Data Provided By:
Jeffrey Brent Foster, CFP®
(865) 577-1922
11566 Chapman Hwy
Seymour, TN
Firm
Foster Investment & Retirement Services

Data Provided By:
Gary E Stuart, CFP®
(865) 540-8178
4918 Asheville Hwy
Knoxville, TN
Firm
Edward Jones Investments
Areas of Specialization
Comprehensive Financial Planning, Debt Management, Education Planning, Employee and Employer Plan Benefits, Insurance Planning, Retirement Income Management, Retirement Planning

Data Provided By:
SunTrust Bank
(865) 429-6406
3325 Parkway
Pigeon Forge, TN
Type
ATM, Branch, Investment Center, Drive-Thru
Office Hours
Monday: 9-5
Tuesday: 9-5
Wednesday: 9-5
Thursday: 9-5
Friday: 9-6 Weekend:
Drive Up Hours
Monday: 8:30-5
Tuesday: 8:30-5
Wednesday: 8:30-5
Thursday: 8:30-5
Friday: 8:30-6 Weekend:

SunTrust Bank
(865) 450-4201
4409 Chapman Highway
Knoxville, TN
Type
ATM, In store Branch, Weekend Hours
Office Hours
Monday: 9:30-7
Tuesday: 9:30-7
Wednesday: 9:30-7
Thursday: 9:30-7
Friday: 9:30-7 Weekend: Sat 9:30-4

Data Provided By:

Debt Financing and Equity Financing for Businesses

There are several advantages as well as disadvantages to debt financing and equity financing, and while not everyone understands the differences, they need to be understood.

The first type of financing to look at is the most traditional, called debt financing. In simple terms debt financing means that you have loans for money that you do not have, this is why it is called debt, because you are in debt. Whether you owe this money to a bank, individual company, or even an investor you are under an obligation to repay the debt.

Some of the advantages to debt financing are that you are able to stay in control of your business. You are who decides what money is spent on, whom to hire, what hours of operation and everything else associated with your business. Another advantage is for your tax purposes. Simply put any money that you spend on interest rates you can deduct on your taxes. Depending on the amount of interest you are paying, this can be a huge tax saving.

One of the biggest disadvantages of debt financing is that too much debt can cause your business to look risky, or even unstable. While this is the most desired type of financing, you must ensure that your business is capable of making all debt payments on time.

The next major type of financing is called equity financing. This means that you are trading a piece of ownership of your business for money. This method is most often associated with angel investors and venture capitalists. One of the biggest advantages to equity financing is that you do not have to repay the debt in any way - you do not have to make a monthly or balloon payment to give money back to the investor. As long as your business is making money your investors are happy.

Another advantage is that your investors may be able to help you get debt financing. With the funding coming from several sources, you could give up less of your business and still get the funding you need. In addition, the investors may be financing other companies that can help your business out. Most reputable investors will only associate with reputable companies, so having a reputable investor helping your business automatically gives your business a bit of an edge over some competitors.

The disadvantage with equity financing is that you are giving away partial ownership of your business in exchange for money. This means that you are no longer the only person in charge of making decisions such as pricing, employees, merchandise, and suppliers. You will also need the other owner’s signature in order to apply for bank accounts, credit cards, as well as other forms of debt financing. One of the worse scenarios that can come from equity financing is that you end up being forced out of your business. This is generally caused by disagreements where the parties are unable to work together, and someone must be bought out. Typically, the party bought out is the one who originally started the business, simply becau...

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