Debt Financing and Equity Financing for Businesses Racine WI

Looking for Debt Financing and Equity Financing for Businesses in Racine? We have compiled a list of businesses and services around Racine that should help you with your search. We hope this page helps you find Debt Financing and Equity Financing for Businesses in Racine.

Michael Haubrich
Financial Service Group, Inc.
(262) 554-4500
4812 Northwestern Avenue
Racine, WI
Expertises
Ongoing Investment Management, Helping Clients Identify & Achieve Goals, Financial Issues Between Generations, Planning Issues for Unmarried & Same-Sex Couples, Tax Planning
Certifications
NAPFA Registered Financial Advisor, CFP®

Ms. Kathy A. Ciszewski, CFP®
(262) 619-2718
555 Main St
Racine, WI
Firm
Johnson Bank
Areas of Specialization
Asset Allocation, Banking, Debt Management, General Financial Planning, Mortgages, Wealth Management
Key Considerations
Average Net Worth: $1,000,001 - $5,000,000

Average Income: $250,001 - $500,000

Profession: Business Executives

Data Provided By:
Mr. Daniel J. Morrisey, CFP®
(262) 634-1911
One Main Street Ste 300
Racine, WI
Firm
Robert W. Baird & Co. Inc
Areas of Specialization
Comprehensive Financial Planning
Key Considerations
Average Net Worth: $500,001 - $1,000,000

Average Income: $100,001 - $250,000

Profession: Not Applicable

Data Provided By:
Mr. Jon L. Antonneau, CFP®
(262) 636-1860
1300 S. Green Bay Rd.
Racine, WI
Firm
David Insurance Agency, Inc.

Data Provided By:
Mr. Justus B Morgan, CFP®
(262) 554-4500
4812 Northwestern Avenue
Racine, WI
Firm
Financial Service Group, Inc.
Areas of Specialization
Comprehensive Financial Planning, Investment Management, Retirement Income Management, Retirement Planning, Tax Planning, Tax Preparation

Data Provided By:
Daniel Stobba
Stobba Financial Planning
(414) 425-3610
10258 West Cascade Drive
Franklin, WI
Expertises
Ongoing Investment Management, Advising Employee Benefit Plan Participants, Middle Income Client Needs
Certifications
NAPFA Registered Financial Advisor, BS, CFP®

Mr. Todd Michael Schober, CFP®
(262) 619-2800
555 Main Street
Racine, WI
Firm
Johnson Insurance Services, LLC
Areas of Specialization
Business Succession Planning, Charitable Giving, Comprehensive Financial Planning, Estate Planning, Insurance Planning, Long-Term Care

Data Provided By:
Mr. Michael D. Bishop, CFP®
(262) 631-5000
One Main St.
Racine, WI
Firm
Robert W. Baird & Co. Inc.

Data Provided By:
Mr. Michael A. Schold, CFP®
(262) 554-4660
5439 Durand Ave
Mount Pleasant, WI
Firm
Stifel Nicolaus
Key Considerations
Average Net Worth: Not Applicable

Average Income: Not Applicable

Profession: Not Applicable

Data Provided By:
Mr. Skipper Wayne Riley, CFP®
(262) 884-8080
1131 Prairie Dr Ste 300
Mount Pleasant, WI
Firm
Riley Financial Services LLC
Areas of Specialization
Comprehensive Financial Planning

Data Provided By:
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Debt Financing and Equity Financing for Businesses

There are several advantages as well as disadvantages to debt financing and equity financing, and while not everyone understands the differences, they need to be understood.

The first type of financing to look at is the most traditional, called debt financing. In simple terms debt financing means that you have loans for money that you do not have, this is why it is called debt, because you are in debt. Whether you owe this money to a bank, individual company, or even an investor you are under an obligation to repay the debt.

Some of the advantages to debt financing are that you are able to stay in control of your business. You are who decides what money is spent on, whom to hire, what hours of operation and everything else associated with your business. Another advantage is for your tax purposes. Simply put any money that you spend on interest rates you can deduct on your taxes. Depending on the amount of interest you are paying, this can be a huge tax saving.

One of the biggest disadvantages of debt financing is that too much debt can cause your business to look risky, or even unstable. While this is the most desired type of financing, you must ensure that your business is capable of making all debt payments on time.

The next major type of financing is called equity financing. This means that you are trading a piece of ownership of your business for money. This method is most often associated with angel investors and venture capitalists. One of the biggest advantages to equity financing is that you do not have to repay the debt in any way - you do not have to make a monthly or balloon payment to give money back to the investor. As long as your business is making money your investors are happy.

Another advantage is that your investors may be able to help you get debt financing. With the funding coming from several sources, you could give up less of your business and still get the funding you need. In addition, the investors may be financing other companies that can help your business out. Most reputable investors will only associate with reputable companies, so having a reputable investor helping your business automatically gives your business a bit of an edge over some competitors.

The disadvantage with equity financing is that you are giving away partial ownership of your business in exchange for money. This means that you are no longer the only person in charge of making decisions such as pricing, employees, merchandise, and suppliers. You will also need the other owner’s signature in order to apply for bank accounts, credit cards, as well as other forms of debt financing. One of the worse scenarios that can come from equity financing is that you end up being forced out of your business. This is generally caused by disagreements where the parties are unable to work together, and someone must be bought out. Typically, the party bought out is the one who originally started the business, simply becau...

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