Debt Financing and Equity Financing for Businesses New Iberia LA

Looking for Debt Financing and Equity Financing for Businesses in New Iberia? We have compiled a list of businesses and services around New Iberia that should help you with your search. We hope this page helps you find Debt Financing and Equity Financing for Businesses in New Iberia.

Robert Morella
Apex Capital Management
(337) 984-7010
701 Robley Dr., Ste. 200
Lafayette, LA
Expertises
Retirement Plan Investment Advice, Ongoing Investment Management, Tax Planning, Estate & Generational Planning Issues, Hourly Financial Planning Services, Advising Entrepreneurs
Certifications
NAPFA Registered Financial Advisor, CPA/PFS

Mr. Lynn A. Derouen, CFP®
(337) 456-5191
103 E Main St
New Iberia, LA
Firm
DeRouen Financial Management, LLC
Areas of Specialization
Comprehensive Financial Planning, Estate Planning, Insurance Planning, Investment Management, Legal Advice, Retirement Planning, Special Needs Planning

Data Provided By:
Mr. Frank O. Akridge Jr., CFP®
(318) 792-8824
217 Rue Louis XIV Ste 103
Lafayette, LA
Firm
Modern Woodmen of America Financial
Areas of Specialization
Business Succession Planning, Comprehensive Financial Planning, Estate Planning, Insurance Planning, Retirement Income Management, Small Business Planning
Key Considerations
Average Net Worth: $1,000,001 - $5,000,000

Average Income: $100,001 - $250,000

Profession: Self-Employed Business Owners

Data Provided By:
Mr. Henry L Mayer Iii, CFP®
(337) 289-5830
1220 Camellia Blvd
Lafayette, LA
Firm
Raymond James & Associates, Inc.
Areas of Specialization
Wealth Management
Key Considerations
Average Net Worth: $1,000,001 - $5,000,000

Average Income: $500,001 - $1,000,000

Profession: Medical/Dental Professionals

Data Provided By:
Mr. Linwood J. Broussard, CFP®
(337) 261-9837
400 E Kaliste Saloom Rd Ste 5100
Lafayette, LA
Firm
New York Life Insurance
Areas of Specialization
Asset Allocation, Comprehensive Financial Planning, Elder Care, Estate Planning, General Financial Planning, Insurance Planning, Intergenerational Planning
Key Considerations
Average Net Worth: $250,001 - $500,000

Average Income: $100,001 - $250,000

Profession: Not Applicable

Data Provided By:
Mr. Jed M. Inzerella, CFP®
(337) 364-3866
1305 20 Arpent Rd
New Iberia, LA
Firm
DSF Wealth Management, LLC
Areas of Specialization
Accounting, Business Succession Planning, Comprehensive Financial Planning, Employee and Employer Plan Benefits, Insurance Planning, Investment Planning, Long-Term Care
Key Considerations
Average Net Worth: $500,001 - $1,000,000

Average Income: $250,001 - $500,000

Profession: Self-Employed Business Owners

Data Provided By:
Mr. Michael T Domingue, CFP®
(337) 233-3259
300 Rue Beauregard Ste J
Lafayette, LA
Firm
Sterling Financial Partners, LLC & Mass Mutual Financial Group
Areas of Specialization
Asset Allocation, Budget Development, Business Succession Planning, Charitable Giving, Comprehensive Financial Planning, Debt Management, Education Planning
Key Considerations
Average Net Worth: $500,001 - $1,000,000

Average Income: $100,001 - $250,000



Data Provided By:
Mr. Frank J Domino Jr., CFP®
(337) 289-5900
1220 Camellia Blvd.
Lafayette, LA
Firm
Morgan Keegan & Company, Inc.

Data Provided By:
Ms. Elizabeth B. Diebold, CFP®
(337) 265-2500
935 Camellia Blvd Ste 200
Lafayette, LA
Firm
Financial Partners of Louisiana

Data Provided By:
Mr. E. Larry Sikes, CFP®
(337) 232-3312
200 Kaliste Saloom Road
Lafayette, LA
Firm
Darnall Sikes Gardes & Frederi

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Debt Financing and Equity Financing for Businesses

There are several advantages as well as disadvantages to debt financing and equity financing, and while not everyone understands the differences, they need to be understood.

The first type of financing to look at is the most traditional, called debt financing. In simple terms debt financing means that you have loans for money that you do not have, this is why it is called debt, because you are in debt. Whether you owe this money to a bank, individual company, or even an investor you are under an obligation to repay the debt.

Some of the advantages to debt financing are that you are able to stay in control of your business. You are who decides what money is spent on, whom to hire, what hours of operation and everything else associated with your business. Another advantage is for your tax purposes. Simply put any money that you spend on interest rates you can deduct on your taxes. Depending on the amount of interest you are paying, this can be a huge tax saving.

One of the biggest disadvantages of debt financing is that too much debt can cause your business to look risky, or even unstable. While this is the most desired type of financing, you must ensure that your business is capable of making all debt payments on time.

The next major type of financing is called equity financing. This means that you are trading a piece of ownership of your business for money. This method is most often associated with angel investors and venture capitalists. One of the biggest advantages to equity financing is that you do not have to repay the debt in any way - you do not have to make a monthly or balloon payment to give money back to the investor. As long as your business is making money your investors are happy.

Another advantage is that your investors may be able to help you get debt financing. With the funding coming from several sources, you could give up less of your business and still get the funding you need. In addition, the investors may be financing other companies that can help your business out. Most reputable investors will only associate with reputable companies, so having a reputable investor helping your business automatically gives your business a bit of an edge over some competitors.

The disadvantage with equity financing is that you are giving away partial ownership of your business in exchange for money. This means that you are no longer the only person in charge of making decisions such as pricing, employees, merchandise, and suppliers. You will also need the other owner’s signature in order to apply for bank accounts, credit cards, as well as other forms of debt financing. One of the worse scenarios that can come from equity financing is that you end up being forced out of your business. This is generally caused by disagreements where the parties are unable to work together, and someone must be bought out. Typically, the party bought out is the one who originally started the business, simply becau...

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