Debt Financing and Equity Financing for Businesses Mooresville NC

Looking for Debt Financing and Equity Financing for Businesses in Mooresville? We have compiled a list of businesses and services around Mooresville that should help you with your search. We hope this page helps you find Debt Financing and Equity Financing for Businesses in Mooresville.

Mr. Michael T. Sullivan, CFP®
(704) 799-2727
183 Crystal Cir
Mooresville, NC
Firm
Nexstone Financial Solutions Inc

Data Provided By:
Ms. Sara Irene Seasholtz, CFP®
(704) 658-1040
136 Gateway Blvd Ste C
Mooresville, NC
Firm
Preferred Financial Strategies, Inc.
Areas of Specialization
Charitable Giving, Comprehensive Financial Planning, Divorce Issues, Education Planning, Estate Planning, Insurance Planning, Intergenerational Planning

Data Provided By:
Mr. David M Alley Jr., CFP®
(704) 799-2661
179 Gasoline Alley
Mooresville, NC
Firm
First Command Financial Services
Areas of Specialization
Comprehensive Financial Planning
Key Considerations
Average Net Worth: $250,001 - $500,000

Average Income: $100,001 - $250,000

Profession: Government Employees

Data Provided By:
Mr. C. Randy Rodgers, CFP®
(704) 658-3600
1074 River Hwy
Mooresville, NC
Firm
Peoples Investment Services, Inc.
Areas of Specialization
Comprehensive Financial Planning, Insurance Planning
Key Considerations
Average Net Worth: $500,001 - $1,000,000

Average Income: $50,001 - $100,000

Profession: Self-Employed Business Owners

Data Provided By:
Mr. Walter C Pate Jr., CFP®
(704) 280-6050
761 Beaten Path Rd
Mooresville, NC
Firm
Nationwide Financial Netwoirk
Areas of Specialization
Asset Allocation, Business Succession Planning, Charitable Giving, Comprehensive Financial Planning, Elder Care, Estate Planning, Insurance Planning
Key Considerations
Average Net Worth: $1,000,001 - $5,000,000

Average Income: $100,001 - $250,000

Profession: Self-Employed Business Owners

Data Provided By:
Ms. Mary Jo Lyons, CFP®
(704) 658-1040
136 Gateway Blvd Ste C
Mooresville, NC
Firm
Preferred Financial Strategies
Areas of Specialization
Comprehensive Financial Planning, Education Planning, Elder Care, Estate Planning, Investment Management, Long-Term Care, Retirement Income Management
Key Considerations
Profession: Not Applicable

Data Provided By:
Mr. William D. Howard, CFP®
(704) 664-6772
PO Box 3426
Mooresville, NC
Firm
billhowfin@windstream.net
Areas of Specialization
Accounting, Asset Allocation, Budget Development, Business Succession Planning, Comprehensive Financial Planning, Insurance Planning, Investment Management
Key Considerations
Average Income: $100,001 - $250,000



Data Provided By:
Mr. John E. Matheny Jr., CFP®
(704) 533-0827
488 Oak Tree Rd
Mooresville, NC

Data Provided By:
Mr. Jeffery S. Andrew, CFP®
(704) 663-9041
918 Brawley School Rd Apt A
Mooresville, NC
Firm
LPL Financial
Areas of Specialization
Insurance Planning, Investment Planning, Retirement Planning

Data Provided By:
Garrett Moretz
290 Glencoe Lane
Mooresville, NC
Company
Title: Financial Advisor/Principal
Company: Moretz Wealth Management, LLC
Type
Investment Advisor Rep: Yes
Education
BS Business Administration
Years Experience
Years Experience: 11
Service
401k Rollover From Employer,Income for Life/ Preserve Principal,Wealth Management,Disability Insurance,Annuities,Alternative Asset Class Planning,Investment Consulting & Allocation Design,Business Succession & Liquidation Planning,Estate Tax Planning,Asset Protection Strategies & Planning,Fee-Only Comprehensive Financial Planning,Pension for Highly Compensated Owners,Stock Market Alternative,Reverse Mortgage,Medicare Planning,Life Insurance,Investment & Portfolio Management,Long-Term Health Care

Data Provided By:
Data Provided By:

Debt Financing and Equity Financing for Businesses

There are several advantages as well as disadvantages to debt financing and equity financing, and while not everyone understands the differences, they need to be understood.

The first type of financing to look at is the most traditional, called debt financing. In simple terms debt financing means that you have loans for money that you do not have, this is why it is called debt, because you are in debt. Whether you owe this money to a bank, individual company, or even an investor you are under an obligation to repay the debt.

Some of the advantages to debt financing are that you are able to stay in control of your business. You are who decides what money is spent on, whom to hire, what hours of operation and everything else associated with your business. Another advantage is for your tax purposes. Simply put any money that you spend on interest rates you can deduct on your taxes. Depending on the amount of interest you are paying, this can be a huge tax saving.

One of the biggest disadvantages of debt financing is that too much debt can cause your business to look risky, or even unstable. While this is the most desired type of financing, you must ensure that your business is capable of making all debt payments on time.

The next major type of financing is called equity financing. This means that you are trading a piece of ownership of your business for money. This method is most often associated with angel investors and venture capitalists. One of the biggest advantages to equity financing is that you do not have to repay the debt in any way - you do not have to make a monthly or balloon payment to give money back to the investor. As long as your business is making money your investors are happy.

Another advantage is that your investors may be able to help you get debt financing. With the funding coming from several sources, you could give up less of your business and still get the funding you need. In addition, the investors may be financing other companies that can help your business out. Most reputable investors will only associate with reputable companies, so having a reputable investor helping your business automatically gives your business a bit of an edge over some competitors.

The disadvantage with equity financing is that you are giving away partial ownership of your business in exchange for money. This means that you are no longer the only person in charge of making decisions such as pricing, employees, merchandise, and suppliers. You will also need the other owner’s signature in order to apply for bank accounts, credit cards, as well as other forms of debt financing. One of the worse scenarios that can come from equity financing is that you end up being forced out of your business. This is generally caused by disagreements where the parties are unable to work together, and someone must be bought out. Typically, the party bought out is the one who originally started the business, simply becau...

Click here to read the rest of this article from GlobalBx