Debt Financing and Equity Financing for Businesses Manassas VA

Looking for Debt Financing and Equity Financing for Businesses in Manassas? We have compiled a list of businesses and services around Manassas that should help you with your search. We hope this page helps you find Debt Financing and Equity Financing for Businesses in Manassas.

John Frisch
Alliant Wealth Advisors
(703) 878-9050
4008 Genessee Place, Suite 201
Woodbridge, VA
Expertises
High Net Worth Client Needs, Helping Clients Identify & Achieve Goals, Women's Financial Planning Issues, Estate & Generational Planning Issues, Ongoing Investment Management, Retirement Planning & Distribution Rules
Certifications
NAPFA Registered Financial Advisor, CFP®, CPA/PFS

Martin Hopkins
Hopkins Investment Management, LLC
(703) 222-7570
11350 Random Hills Road, Suite 800
Fairfax, VA
Expertises
Ongoing Investment Management, Helping Clients Identify & Achieve Goals, Retirement Planning & Distribution Rules, Retirement Plan Investment Advice, Estate & Generational Planning Issues, Planning Issues for Business Owners
Certifications
NAPFA Registered Financial Advisor, CFP®

Paul White
Independent Financial Planning, Inc.
(703) 743-9318
7001 Heritage Village Plaza
Gainesville, VA
Expertises
Ongoing Investment Management, Planning Issues for Business Owners, Real Estate Investments, Retirement Planning & Distribution Rules, Retirement Plan Investment Advice, Hourly Financial Planning Services
Certifications
NAPFA Registered Financial Advisor, BBA, CFP®

Dean Knepper
Lifetime Financial Planning, Inc.
(703) 779-0515
2325 Dulles Corner Blvd., Suite 500
Herndon, VA
Expertises
Investment Advice without Ongoing Management, College/Education Planning, Middle Income Client Needs, Retirement Planning & Distribution Rules, Tax Planning, Hourly Financial Planning Services
Certifications
NAPFA Registered Financial Advisor, CFP®, CPA

Gerald Cannizzaro
Ticknor, Atherton and Associates
(703) 476-3521
12040 South Lakes Drive, #201
Reston, VA
Expertises
Advising Employee Benefit Plan Participants, College/Education Planning, Ongoing Investment Management, Middle Income Client Needs, Retirement Plan Investment Advice, Retirement Planning & Distribution Rules
Certifications
NAPFA Registered Financial Advisor, MBA

Michael McLenigan
Professional Financial Solutions, LLC
(703) 385-0870
10517A West Drive
Fairfax, VA
Expertises
Ongoing Investment Management, Retirement Plan Investment Advice, College/Education Planning, Retirement Planning & Distribution Rules, Helping Clients Identify & Achieve Goals
Certifications
NAPFA Registered Financial Advisor, CFP®

Stephen Lingle
Lighthouse Financial Planning, LLC
(703) 507-7531
4518 Demby Drive
Fairfax, VA
Expertises
College/Education Planning, Investment Advice without Ongoing Management, Advising Employee Benefit Plan Participants, Retirement Plan Investment Advice, Helping Clients Identify & Achieve Goals, Retirement Planning & Distribution Rules
Certifications
NAPFA Registered Financial Advisor, CFP®, MBA

Phillip Bour
BourGroup
(703) 407-6697
25925 Planting Field Drive
South Riding, VA
Expertises
Ongoing Investment Management, Cash Flow/Budgets/Credit Issues, Helping Clients Identify & Achieve Goals, Tax Planning
Certifications
NAPFA Registered Financial Advisor, CFP®

Edwin Knowles
The Knowles Company, LLC
(703) 620-9445
10863 Weisiger Lane
Oakton, VA
Expertises
Ongoing Investment Management, Helping Clients Identify & Achieve Goals, Newlyweds & Novice Investors
Certifications
NAPFA Registered Financial Advisor, CFP®

Frank Boucher
Boucher Financial Planning Services
(703) 391-8466
1900 Campus Commons Drive, Suite 100
Reston, VA
Expertises
Hourly Financial Planning Services, Advising Employee Benefit Plan Participants, Middle Income Client Needs, Retirement Planning & Distribution Rules, Investment Advice without Ongoing Management, Helping Clients Identify & Achieve Goals
Certifications
NAPFA Registered Financial Advisor, CEBS, CFP®

Debt Financing and Equity Financing for Businesses

There are several advantages as well as disadvantages to debt financing and equity financing, and while not everyone understands the differences, they need to be understood.

The first type of financing to look at is the most traditional, called debt financing. In simple terms debt financing means that you have loans for money that you do not have, this is why it is called debt, because you are in debt. Whether you owe this money to a bank, individual company, or even an investor you are under an obligation to repay the debt.

Some of the advantages to debt financing are that you are able to stay in control of your business. You are who decides what money is spent on, whom to hire, what hours of operation and everything else associated with your business. Another advantage is for your tax purposes. Simply put any money that you spend on interest rates you can deduct on your taxes. Depending on the amount of interest you are paying, this can be a huge tax saving.

One of the biggest disadvantages of debt financing is that too much debt can cause your business to look risky, or even unstable. While this is the most desired type of financing, you must ensure that your business is capable of making all debt payments on time.

The next major type of financing is called equity financing. This means that you are trading a piece of ownership of your business for money. This method is most often associated with angel investors and venture capitalists. One of the biggest advantages to equity financing is that you do not have to repay the debt in any way - you do not have to make a monthly or balloon payment to give money back to the investor. As long as your business is making money your investors are happy.

Another advantage is that your investors may be able to help you get debt financing. With the funding coming from several sources, you could give up less of your business and still get the funding you need. In addition, the investors may be financing other companies that can help your business out. Most reputable investors will only associate with reputable companies, so having a reputable investor helping your business automatically gives your business a bit of an edge over some competitors.

The disadvantage with equity financing is that you are giving away partial ownership of your business in exchange for money. This means that you are no longer the only person in charge of making decisions such as pricing, employees, merchandise, and suppliers. You will also need the other owner’s signature in order to apply for bank accounts, credit cards, as well as other forms of debt financing. One of the worse scenarios that can come from equity financing is that you end up being forced out of your business. This is generally caused by disagreements where the parties are unable to work together, and someone must be bought out. Typically, the party bought out is the one who originally started the business, simply becau...

Click here to read the rest of this article from GlobalBx