Debt Financing and Equity Financing for Businesses Lewisville TX

Looking for Debt Financing and Equity Financing for Businesses in Lewisville? We have compiled a list of businesses and services around Lewisville that should help you with your search. We hope this page helps you find Debt Financing and Equity Financing for Businesses in Lewisville.

Bryan Lee
Strategic Financial Planning, Inc.
(972) 403-1234
860 Hebron Parkway
Lewisville, TX
Expertises
Ongoing Investment Management, Planning Issues for Business Owners, Planning Concerns for Corporate Executives, Advising Entrepreneurs, Divorce Planning, Advising Medical Professionals
Certifications
NAPFA Registered Financial Advisor, CFP®, MBA

Steve Blankenship
Heritage Financial Planning
(817) 410-5725
1452 Hughes Road, Suite 233
Grapevine, TX
Expertises
Ongoing Investment Management, Planning Concerns for Corporate Executives, High Net Worth Client Needs, Retirement Planning & Distribution Rules
Certifications
NAPFA Registered Financial Advisor, CFP®

Christopher Currin
Pegasus Advisors, LLC
(877) 799-4647
1701 W Northwest Hwy Ste 100
Grapevine, TX
Expertises
Retirement Planning & Distribution Rules, Tax Planning, Investment Advice without Ongoing Management, Insurance Related Issues, including Annuities, Special Needs Planning, Women's Financial Planning Issues
Certifications
NAPFA Registered Financial Advisor, CFP®

Bryan Lee
Strategic Financial Planning, Inc.
(972) 403-1234
6513 Preston Road, Suite 100
Plano, TX
Expertises
Ongoing Investment Management, Planning Issues for Business Owners, Planning Concerns for Corporate Executives, Advising Entrepreneurs, Divorce Planning, Advising Medical Professionals
Certifications
NAPFA Registered Financial Advisor, CFP®, MBA

David Brunson
Lifeway Financial Corporation
(972) 378-3744
7160 Dallas Parkway, Suite 520
Plano, TX
Expertises
Ongoing Investment Management, Retirement Planning & Distribution Rules
Certifications
NAPFA Registered Financial Advisor, CDFA, CFA, CFP®

R. Douglas Pauley
Pauley Financial Services, Inc.
(972) 998-6468
4509 Saint Clair Ct
Flower Mound, TX
Expertises
Helping Clients Identify & Achieve Goals, Ongoing Investment Management, Retirement Planning & Distribution Rules, Estate & Generational Planning Issues, Divorce Planning, Women's Financial Planning Issues
Certifications
NAPFA Registered Financial Advisor, AIF, BS, CFP®, MBA

Glenn Bishop
GA Bishop and Associates, LLC
(972) 393-3716
1101 S. Broadway Street, Suite 200
Carrollton, TX
Expertises
Retirement Planning & Distribution Rules, Middle Income Client Needs, Divorce Planning, Hourly Financial Planning Services
Certifications
NAPFA Registered Financial Advisor, CDFA, CFP®, CMA

Bryan Clintsman
Clintsman Financial Planning
(817) 410-8200
660 N. Carroll Ave., Ste #140
Southlake, TX
Expertises
Ongoing Investment Management, Cash Flow/Budgets/Credit Issues, Planning Concerns for Corporate Executives, Middle Income Client Needs, Retirement Planning & Distribution Rules
Certifications
NAPFA Registered Financial Advisor, CFP®

Jarrod Upton
Investors Asset Management, Inc.
(972) 985-7162
5000 Legacy Drive, Suite 180
Plano, TX
Expertises
Helping Clients Identify & Achieve Goals, Socially Responsible Investments, Estate & Generational Planning Issues, Advising Employee Benefit Plan Participants, Planning Concerns for Corporate Executives, High Net Worth Client Needs
Certifications
NAPFA Registered Financial Advisor, CFP®, MBA, MS

Martin Mesecke
Self Worth Financial Planning LLC
(214) 774-4826
4965 Preston Park Blvd., Suite 280
Plano, TX
Expertises
Ongoing Investment Management, Retirement Planning & Distribution Rules
Certifications
NAPFA Registered Financial Advisor, CFP®

Debt Financing and Equity Financing for Businesses

There are several advantages as well as disadvantages to debt financing and equity financing, and while not everyone understands the differences, they need to be understood.

The first type of financing to look at is the most traditional, called debt financing. In simple terms debt financing means that you have loans for money that you do not have, this is why it is called debt, because you are in debt. Whether you owe this money to a bank, individual company, or even an investor you are under an obligation to repay the debt.

Some of the advantages to debt financing are that you are able to stay in control of your business. You are who decides what money is spent on, whom to hire, what hours of operation and everything else associated with your business. Another advantage is for your tax purposes. Simply put any money that you spend on interest rates you can deduct on your taxes. Depending on the amount of interest you are paying, this can be a huge tax saving.

One of the biggest disadvantages of debt financing is that too much debt can cause your business to look risky, or even unstable. While this is the most desired type of financing, you must ensure that your business is capable of making all debt payments on time.

The next major type of financing is called equity financing. This means that you are trading a piece of ownership of your business for money. This method is most often associated with angel investors and venture capitalists. One of the biggest advantages to equity financing is that you do not have to repay the debt in any way - you do not have to make a monthly or balloon payment to give money back to the investor. As long as your business is making money your investors are happy.

Another advantage is that your investors may be able to help you get debt financing. With the funding coming from several sources, you could give up less of your business and still get the funding you need. In addition, the investors may be financing other companies that can help your business out. Most reputable investors will only associate with reputable companies, so having a reputable investor helping your business automatically gives your business a bit of an edge over some competitors.

The disadvantage with equity financing is that you are giving away partial ownership of your business in exchange for money. This means that you are no longer the only person in charge of making decisions such as pricing, employees, merchandise, and suppliers. You will also need the other owner’s signature in order to apply for bank accounts, credit cards, as well as other forms of debt financing. One of the worse scenarios that can come from equity financing is that you end up being forced out of your business. This is generally caused by disagreements where the parties are unable to work together, and someone must be bought out. Typically, the party bought out is the one who originally started the business, simply becau...

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