Debt Financing and Equity Financing for Businesses Layton UT

Looking for Debt Financing and Equity Financing for Businesses in Layton? We have compiled a list of businesses and services around Layton that should help you with your search. We hope this page helps you find Debt Financing and Equity Financing for Businesses in Layton.

Mr. Michael P Weston, CFP®
(801) 808-1324
1188 Sportsplex Dr Ste 104
Kaysville, UT
Firm
Weston Wealth Management Group

Data Provided By:
Mr. Stanley D. Brown, CFP®
(801) 546-4556
1571 E 575 N
Layton, UT
Firm
Lpl Financial Corporation

Data Provided By:
Mr. James W. Barlow, CFP®
(801) 773-1644
2317 North Hill Field Road
Layton, UT
Firm
Financial Network Investment C
Areas of Specialization
Employee and Employer Plan Benefits, General Financial Planning, Insurance Planning, Investment Management, Retirement Planning
Key Considerations
Average Net Worth: $500,001 - $1,000,000

Average Income: $100,001 - $250,000



Data Provided By:
Mr. Shu Ming Tse, CFP®
(801) 774-8920
890 West Heritage Park Blvd, Suite 201
Layton, UT
Firm
S.M. TSE, CPA, P.C.

Data Provided By:
Stephen D Thaeler, CFP®
(801) 774-5601
2307 N. Hill Field Road
Layton, UT
Firm
First Command Financial Planning
Areas of Specialization
Asset Allocation, Budget Development, Comprehensive Financial Planning, Debt Management, Education Planning, General Financial Planning, Government and Military
Key Considerations
Average Net Worth: $100,001 - $250,000

Average Income: $50,001 - $100,000

Profession: Government Employees

Data Provided By:
Mr. Kevin L. Flamm, CFP®
(801) 564-1881
PO Box 285
Kaysville, UT
Firm
Suncrest Financial Services, Inc

Data Provided By:
Mr. Robert K. Hall, CFP®
(801) 728-9450
80 E Antelope Drive
Layton, UT
Firm
Prepared Heritage Inc.
Areas of Specialization
Retirement Planning
Key Considerations
Average Net Worth: $500,001 - $1,000,000

Average Income: $50,001 - $100,000

Profession: Not Applicable

Data Provided By:
Mr. Ryan G Poll, CFP®
(801) 525-9800
177 E Antelope Dr
Layton, UT
Firm
Raymond James Financial
Areas of Specialization
Asset Allocation, Banking, Budget Development, Business Succession Planning, Charitable Giving, Comprehensive Financial Planning, Employee and Employer Plan Benefits

Data Provided By:
Mr. Blake J. Nelson, CFP®
(801) 786-8458
1268 N Hill Field Rd
Layton, UT
Firm
CUNA Mutual Group
Areas of Specialization
Comprehensive Financial Planning, Education Planning, General Financial Planning, Insurance Planning, Investment Management, Investment Planning, Retirement Income Management

Data Provided By:
Mr. Michael E Pless, CFP®
(801) 678-9330
786 East Clearwater Court
Layton, UT
Firm
Integrity Financial Consulting

Data Provided By:
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Debt Financing and Equity Financing for Businesses

There are several advantages as well as disadvantages to debt financing and equity financing, and while not everyone understands the differences, they need to be understood.

The first type of financing to look at is the most traditional, called debt financing. In simple terms debt financing means that you have loans for money that you do not have, this is why it is called debt, because you are in debt. Whether you owe this money to a bank, individual company, or even an investor you are under an obligation to repay the debt.

Some of the advantages to debt financing are that you are able to stay in control of your business. You are who decides what money is spent on, whom to hire, what hours of operation and everything else associated with your business. Another advantage is for your tax purposes. Simply put any money that you spend on interest rates you can deduct on your taxes. Depending on the amount of interest you are paying, this can be a huge tax saving.

One of the biggest disadvantages of debt financing is that too much debt can cause your business to look risky, or even unstable. While this is the most desired type of financing, you must ensure that your business is capable of making all debt payments on time.

The next major type of financing is called equity financing. This means that you are trading a piece of ownership of your business for money. This method is most often associated with angel investors and venture capitalists. One of the biggest advantages to equity financing is that you do not have to repay the debt in any way - you do not have to make a monthly or balloon payment to give money back to the investor. As long as your business is making money your investors are happy.

Another advantage is that your investors may be able to help you get debt financing. With the funding coming from several sources, you could give up less of your business and still get the funding you need. In addition, the investors may be financing other companies that can help your business out. Most reputable investors will only associate with reputable companies, so having a reputable investor helping your business automatically gives your business a bit of an edge over some competitors.

The disadvantage with equity financing is that you are giving away partial ownership of your business in exchange for money. This means that you are no longer the only person in charge of making decisions such as pricing, employees, merchandise, and suppliers. You will also need the other owner’s signature in order to apply for bank accounts, credit cards, as well as other forms of debt financing. One of the worse scenarios that can come from equity financing is that you end up being forced out of your business. This is generally caused by disagreements where the parties are unable to work together, and someone must be bought out. Typically, the party bought out is the one who originally started the business, simply becau...

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