Debt Financing and Equity Financing for Businesses Humble TX

Looking for Debt Financing and Equity Financing for Businesses in Humble? We have compiled a list of businesses and services around Humble that should help you with your search. We hope this page helps you find Debt Financing and Equity Financing for Businesses in Humble.

Ms. Charlotte A. Wilson, CFP®
(281) 852-8555
5616 FM 1960 Rd E Ste 250
Humble, TX
Firm
Lake Houston Tax & Bookkeeping

Data Provided By:
Mr. Richard P. Epley, CFP®
(281) 361-6282
1500 Buttercup Ln
Kingwood, TX
Firm
Pangeneric Corporation

Data Provided By:
Mr. O. Douglas Johnson, CFP®
(281) 446-5959
1420 FM 1960 East Bypass Ste 106
Humble, TX
Firm
O. Douglas Johnson, CFP

Data Provided By:
Ms. Geraldine M. Castor-Brooks, CFP®
(713) 419-4409
2303 Villa Creek Dr
Kingwood, TX
Firm
Geraldine M. Castor-Brooks, CPA
Areas of Specialization
General Financial Planning, Small Business Planning, Tax Planning, Tax Preparation
Key Considerations
Profession: Business Executives

Data Provided By:
Mr. Bruce D. Wise, CFP®
(281) 360-9473
1801 Kingwood Dr. #160
Kingwood, TX
Firm
Williams Financial Group of Kingwood
Areas of Specialization
Comprehensive Financial Planning, Divorce Issues, Life Planning, Retirement Income Management, Retirement Planning, Social Security Planning, Sudden Wealth Management
Key Considerations
Average Net Worth: $500,001 - $1,000,000

Average Income: $100,001 - $250,000

Profession: Not Applicable

Data Provided By:
Mr. Peter B. Roth, CFP®
(281) 973-8816
800 Rockmead Dr Ste 120
Kingwood, TX
Firm
Roth Financial Partners, LLC

Data Provided By:
Christine Elsea Mandojana, CFP®
(202) 657-4875
6 Holley Ridge Dr
Kingwood, TX
Firm
Brenner & Elsea-Mandojana, LLC

Data Provided By:
Mr. Jonathan L. Blakelock, CFP®
(281) 360-3380
4365 Kingwood Dr
Kingwood, TX
Firm
Edward Jones
Areas of Specialization
Comprehensive Financial Planning

Data Provided By:
Mr. Matthew H Prucha, CFP®
(713) 816-6677
1710 W Lake Houston Pkwy Ste 190
Kingwood, TX
Firm
Edward Jones
Areas of Specialization
Asset Allocation, Comprehensive Financial Planning, Education Planning, Employee and Employer Plan Benefits, Estate Planning, Insurance Planning, Investment Management
Key Considerations
Average Net Worth: $500,001 - $1,000,000

Average Income: $100,001 - $250,000

Profession: Not Applicable

Data Provided By:
Mr. John B. Rogers, CFP®
(281) 465-2203
123 W. Main ST
Humble, TX
Firm
Wells Fargo Advisors

Data Provided By:
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Debt Financing and Equity Financing for Businesses

There are several advantages as well as disadvantages to debt financing and equity financing, and while not everyone understands the differences, they need to be understood.

The first type of financing to look at is the most traditional, called debt financing. In simple terms debt financing means that you have loans for money that you do not have, this is why it is called debt, because you are in debt. Whether you owe this money to a bank, individual company, or even an investor you are under an obligation to repay the debt.

Some of the advantages to debt financing are that you are able to stay in control of your business. You are who decides what money is spent on, whom to hire, what hours of operation and everything else associated with your business. Another advantage is for your tax purposes. Simply put any money that you spend on interest rates you can deduct on your taxes. Depending on the amount of interest you are paying, this can be a huge tax saving.

One of the biggest disadvantages of debt financing is that too much debt can cause your business to look risky, or even unstable. While this is the most desired type of financing, you must ensure that your business is capable of making all debt payments on time.

The next major type of financing is called equity financing. This means that you are trading a piece of ownership of your business for money. This method is most often associated with angel investors and venture capitalists. One of the biggest advantages to equity financing is that you do not have to repay the debt in any way - you do not have to make a monthly or balloon payment to give money back to the investor. As long as your business is making money your investors are happy.

Another advantage is that your investors may be able to help you get debt financing. With the funding coming from several sources, you could give up less of your business and still get the funding you need. In addition, the investors may be financing other companies that can help your business out. Most reputable investors will only associate with reputable companies, so having a reputable investor helping your business automatically gives your business a bit of an edge over some competitors.

The disadvantage with equity financing is that you are giving away partial ownership of your business in exchange for money. This means that you are no longer the only person in charge of making decisions such as pricing, employees, merchandise, and suppliers. You will also need the other owner’s signature in order to apply for bank accounts, credit cards, as well as other forms of debt financing. One of the worse scenarios that can come from equity financing is that you end up being forced out of your business. This is generally caused by disagreements where the parties are unable to work together, and someone must be bought out. Typically, the party bought out is the one who originally started the business, simply becau...

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