Debt Financing and Equity Financing for Businesses Holland MI

Looking for Debt Financing and Equity Financing for Businesses in Holland? We have compiled a list of businesses and services around Holland that should help you with your search. We hope this page helps you find Debt Financing and Equity Financing for Businesses in Holland.

John Faber
Ronald Blue & Co., LLC
(616) 392-3108
210 Central Avenue, Suite 210
Holland, MI
Expertises
Retirement Plan Investment Advice, Ongoing Investment Management, Charitable Giving - Trusts & Foundations, Estate & Generational Planning Issues, Advising Medical Professionals, Retirement Planning & Distribution Rules
Certifications
NAPFA Registered Financial Advisor, CFP®

Ronald Van Surksum
Advanced Asset Management, LLC
(616) 531-5220
4555 Wilson Avenue SW, Suite 2
Grandville, MI
Expertises
Retirement Planning & Distribution Rules, College/Education Planning, Estate & Generational Planning Issues, Helping Clients Identify & Achieve Goals, Hourly Financial Planning Services, Ongoing Investment Management
Certifications
NAPFA Registered Financial Advisor, CFP®

Mr. James J. Hagel, CFP®
(616) 394-0500
238 Hoover Blvd
Holland, MI
Firm
DeLong & Brower PC
Areas of Specialization
Comprehensive Financial Planning, General Financial Planning, Investment Management, Retirement Income Management, Retirement Planning
Key Considerations
Average Net Worth: Not Applicable

Average Income: Not Applicable

Profession: Not Applicable

Data Provided By:
Mr. Roger D. Gamache Iii, CFP®
(616) 392-1040
816 Maple Ave
Holland, MI
Firm
Ameriprise Financial
Areas of Specialization
Investment Management, Retirement Planning, Tax Planning
Key Considerations
Average Net Worth: $500,001 - $1,000,000

Average Income: $100,001 - $250,000

Profession: Not Applicable

Data Provided By:
Mr. Archie A. Blood Jr., CFP®
(616) 392-1222
192 W 33rd Street
Holland, MI
Firm
Westshore Financial Services

Data Provided By:
Donald Vanden Brink
Ronald Blue & Co., LLC
(616) 392-3108
210 Central Avenue, Suite 210
Holland, MI
Expertises
Tax Planning, Retirement Planning & Distribution Rules, Retirement Plan Investment Advice, Ongoing Investment Management, Middle Income Client Needs, High Net Worth Client Needs
Certifications
NAPFA Registered Financial Advisor

Mrs. E. Marie Vanderbroek, CFP®
(616) 392-7536
1045 E 12th St
Holland, MI
Firm
E. Marie VanderBroek
Areas of Specialization
Education Planning, General Financial Planning, Insurance Planning, Investment Management, Investment Planning, Retirement Planning, Women's Finances
Key Considerations
Average Net Worth: $100,000 or less

Average Income: $100,001 - $250,000



Data Provided By:
Mr. John W. Faber, CFP®
(616) 820-3005
210 Central Ave
Holland, MI
Firm
Ronald Blue & Co.
Key Considerations
Average Net Worth: $1,000,001 - $5,000,000

Average Income: $100,001 - $250,000

Profession: Not Applicable

Data Provided By:
Mrs. Anne B Gamache, CFP®
(616) 392-1040
816 Maple Ave.
Holland, MI
Firm
Ameriprise Financial
Areas of Specialization
Comprehensive Financial Planning, Life Planning, Retirement Planning

Data Provided By:
Mr. Robert L. Wells, CFP®
(616) 392-3108
210 Central Ave Ste 210
Holland, MI
Firm
Ronald Blue & Co.
Areas of Specialization
Asset Allocation, Budget Development, Business Succession Planning, Charitable Giving, Comprehensive Financial Planning, Education Planning, Insurance Planning
Key Considerations
Average Net Worth: $250,001 - $500,000

Average Income: $100,001 - $250,000

Profession: Not Applicable

Data Provided By:
Data Provided By:

Debt Financing and Equity Financing for Businesses

There are several advantages as well as disadvantages to debt financing and equity financing, and while not everyone understands the differences, they need to be understood.

The first type of financing to look at is the most traditional, called debt financing. In simple terms debt financing means that you have loans for money that you do not have, this is why it is called debt, because you are in debt. Whether you owe this money to a bank, individual company, or even an investor you are under an obligation to repay the debt.

Some of the advantages to debt financing are that you are able to stay in control of your business. You are who decides what money is spent on, whom to hire, what hours of operation and everything else associated with your business. Another advantage is for your tax purposes. Simply put any money that you spend on interest rates you can deduct on your taxes. Depending on the amount of interest you are paying, this can be a huge tax saving.

One of the biggest disadvantages of debt financing is that too much debt can cause your business to look risky, or even unstable. While this is the most desired type of financing, you must ensure that your business is capable of making all debt payments on time.

The next major type of financing is called equity financing. This means that you are trading a piece of ownership of your business for money. This method is most often associated with angel investors and venture capitalists. One of the biggest advantages to equity financing is that you do not have to repay the debt in any way - you do not have to make a monthly or balloon payment to give money back to the investor. As long as your business is making money your investors are happy.

Another advantage is that your investors may be able to help you get debt financing. With the funding coming from several sources, you could give up less of your business and still get the funding you need. In addition, the investors may be financing other companies that can help your business out. Most reputable investors will only associate with reputable companies, so having a reputable investor helping your business automatically gives your business a bit of an edge over some competitors.

The disadvantage with equity financing is that you are giving away partial ownership of your business in exchange for money. This means that you are no longer the only person in charge of making decisions such as pricing, employees, merchandise, and suppliers. You will also need the other owner’s signature in order to apply for bank accounts, credit cards, as well as other forms of debt financing. One of the worse scenarios that can come from equity financing is that you end up being forced out of your business. This is generally caused by disagreements where the parties are unable to work together, and someone must be bought out. Typically, the party bought out is the one who originally started the business, simply becau...

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