Debt Financing and Equity Financing for Businesses Hendersonville TN

Looking for Debt Financing and Equity Financing for Businesses in Hendersonville? We have compiled a list of businesses and services around Hendersonville that should help you with your search. We hope this page helps you find Debt Financing and Equity Financing for Businesses in Hendersonville.

Donald Claussen
Financial Pathfinders, LLC
(615) 824-2322
101 West Ridge Road
Hendersonville, TN
Expertises
Newlyweds & Novice Investors, Advising Medical Professionals, Retirement Planning & Distribution Rules
Certifications
NAPFA Registered Financial Advisor, CFP®

Mr. William Daniel Prestage, CFP®
(615) 826-5749
181 E Main St Ste 7
Hendersonville, TN
Firm
Wood Financial Group, LLC
Areas of Specialization
Comprehensive Financial Planning, Retirement Planning, Wealth Management
Key Considerations
Average Net Worth: $500,001 - $1,000,000



Data Provided By:
Mr. Joseph M. Starr, CFP®
(615) 824-9850
104 Camarado Ln
Hendersonville, TN
Firm
American Heart Association

Data Provided By:
Mr. Jonathan M Walker, CFP®
(615) 851-1950
3050 Business Park Circle
Goodlettsville, TN
Firm
Paul Winkler Inc

Data Provided By:
Mr. Scott F. Davis, CFP®
(615) 553-2704
2598 N MOUNT JULIET RD STE 100
Mount Juliet, TN
Firm
Family Tree Wealth Advisors, LLC
Areas of Specialization
Comprehensive Financial Planning
Key Considerations
Average Net Worth: $500,001 - $1,000,000

Average Income: $100,001 - $250,000

Profession: Business Executives

Data Provided By:
Troy Von Haefen
Von Haefen Financial Management
(615) 353-9646
710 Davidson Road
Nashville, TN
Expertises
Tax Planning, Advising Entrepreneurs, Professional Athletes or Entertainers, Middle Income Client Needs, Advising Employee Benefit Plan Participants, Cash Flow/Budgets/Credit Issues
Certifications
NAPFA Registered Financial Advisor, CFP®

Mr. Donald W. Claussen, CFP®
(615) 824-2322
101 W Ridge Dr
Hendersonville, TN
Firm
Financial Pathfinders LLC

Data Provided By:
Mr. Joseph N Montalbano, CFP®
(615) 742-8759
1029 Heathrow Ln
Hendersonville, TN
Firm
Northwestern Mutual
Areas of Specialization
Comprehensive Financial Planning, Employee and Employer Plan Benefits, General Financial Planning, Insurance Planning, Investment Management, Investment Planning, Long-Term Care
Key Considerations
Profession: Medical/Dental Professionals

Data Provided By:
Mr. Christopher S. Davenport, CFP®
(615) 448-8485
908 Iroquois Trl
Goodlettsville, TN
Firm
IBM

Data Provided By:
Mr. David A. Rhodes, CFP®
(615) 553-5007
3735 N. Mount Juliet Rd.
Mt. Juliet, TN
Firm
TrustCore Financial
Areas of Specialization
Asset Allocation, Charitable Giving, Comprehensive Financial Planning, Divorce Issues, Education Planning, Estate Planning, General Financial Planning

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Debt Financing and Equity Financing for Businesses

There are several advantages as well as disadvantages to debt financing and equity financing, and while not everyone understands the differences, they need to be understood.

The first type of financing to look at is the most traditional, called debt financing. In simple terms debt financing means that you have loans for money that you do not have, this is why it is called debt, because you are in debt. Whether you owe this money to a bank, individual company, or even an investor you are under an obligation to repay the debt.

Some of the advantages to debt financing are that you are able to stay in control of your business. You are who decides what money is spent on, whom to hire, what hours of operation and everything else associated with your business. Another advantage is for your tax purposes. Simply put any money that you spend on interest rates you can deduct on your taxes. Depending on the amount of interest you are paying, this can be a huge tax saving.

One of the biggest disadvantages of debt financing is that too much debt can cause your business to look risky, or even unstable. While this is the most desired type of financing, you must ensure that your business is capable of making all debt payments on time.

The next major type of financing is called equity financing. This means that you are trading a piece of ownership of your business for money. This method is most often associated with angel investors and venture capitalists. One of the biggest advantages to equity financing is that you do not have to repay the debt in any way - you do not have to make a monthly or balloon payment to give money back to the investor. As long as your business is making money your investors are happy.

Another advantage is that your investors may be able to help you get debt financing. With the funding coming from several sources, you could give up less of your business and still get the funding you need. In addition, the investors may be financing other companies that can help your business out. Most reputable investors will only associate with reputable companies, so having a reputable investor helping your business automatically gives your business a bit of an edge over some competitors.

The disadvantage with equity financing is that you are giving away partial ownership of your business in exchange for money. This means that you are no longer the only person in charge of making decisions such as pricing, employees, merchandise, and suppliers. You will also need the other owner’s signature in order to apply for bank accounts, credit cards, as well as other forms of debt financing. One of the worse scenarios that can come from equity financing is that you end up being forced out of your business. This is generally caused by disagreements where the parties are unable to work together, and someone must be bought out. Typically, the party bought out is the one who originally started the business, simply becau...

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