Debt Financing and Equity Financing for Businesses Gonzales LA

Looking for Debt Financing and Equity Financing for Businesses in Gonzales? We have compiled a list of businesses and services around Gonzales that should help you with your search. We hope this page helps you find Debt Financing and Equity Financing for Businesses in Gonzales.

Mr. James T. Simm, CFP®
(225) 644-1700
2106 S Burnside Ave
Gonzales, LA
Firm
Ameriprise Financial Services,
Areas of Specialization
Retirement Income Management
Key Considerations
Average Net Worth: $500,001 - $1,000,000

Average Income: $100,001 - $250,000

Profession: Not Applicable

Data Provided By:
Mr. Arlen R Blackwell Ii, CFP®
(225) 769-0715
11451 Moss Side Ave.
Gonzales, LA
Firm
Sterne Agee & Leach Inc.
Areas of Specialization
Asset Allocation, Investment Management, Retirement Income Management, Retirement Planning, Securities
Key Considerations
Average Net Worth: Not Applicable



Data Provided By:
Mr. Randolph E. Moore, CFP®
(225) 276-9167
42199 Jamie Rd
Prairieville, LA
Firm
Randolph Moore Financial Planning
Areas of Specialization
Asset Allocation, Comprehensive Financial Planning, Investment Planning, Retirement Planning
Key Considerations
Average Net Worth: $500,001 - $1,000,000

Average Income: $50,001 - $100,000

Profession: Not Applicable

Data Provided By:
Mr. Fred A Palmer Iii, CFP®
(225) 622-6942
39394 Bradbury Lane
Prairieville, LA
Firm
Palmer Financial Strategies, LLC

Data Provided By:
Nicole A. Palmer, CFP®
(225) 622-6942
39394 Bradbury Lane
Prairieville, LA
Firm
Palmer Financial Strategies, LLC

Data Provided By:
Mr. John D. Dawes, CFP®
(225) 647-3495
1201 S Purpera Ave Ste 302
Gonzales, LA
Firm
Edward Jones
Areas of Specialization
Retirement Planning

Data Provided By:
Mr. Gregory A. Fulcher, CFP®
(225) 644-5001
2106 South Burnside Ave
Gonzales, LA
Firm
Ameriprise Financial

Data Provided By:
Fred Palmer
39394 Bradbury Lane
Prairieville, LA
Company
Title: Managing Director
Company: Strategic Financial Partners, LLC
Type
Investment Advisor Rep: Yes
Registered Investor: Yes
Service
Portfolio Engineering,IRA, 401k, Roth IRA, QDRO Rollovers,Life Insurance,Investment Consulting & Allocation Design,Insurance & Risk Management Planning,Retirement Income Distribution Planning,Fee-Only Comprehensive Financial Planning,Fee Only Portfolio Management,401k Rollover From Employer,Wealth Management,Investment & Portfolio Management,Business Succession & Liquidation Planning,Estate Tax Planning,Hourly Financial Planning Engagements,Pension for Highly Compensated Owners,Income for Life/

Data Provided By:
Michael Bonfanti, CFP®
(225) 612-3984
17121 Willow Oak Aly
Prairieville, LA
Firm
LPL Financial
Areas of Specialization
Asset Allocation, Budget Development, Business Succession Planning, Comprehensive Financial Planning, Debt Management, Education Planning, Employee and Employer Plan Benefits
Key Considerations
Average Net Worth: $250,001 - $500,000

Average Income: $50,001 - $100,000

Profession: Not Applicable

Data Provided By:
Mr. Ray A Trosclair, CFP®
(225) 744-4482
37410 Ascension Parish Rd
Prairieville, LA
Firm
Ameriprise Financial

Data Provided By:
Data Provided By:

Debt Financing and Equity Financing for Businesses

There are several advantages as well as disadvantages to debt financing and equity financing, and while not everyone understands the differences, they need to be understood.

The first type of financing to look at is the most traditional, called debt financing. In simple terms debt financing means that you have loans for money that you do not have, this is why it is called debt, because you are in debt. Whether you owe this money to a bank, individual company, or even an investor you are under an obligation to repay the debt.

Some of the advantages to debt financing are that you are able to stay in control of your business. You are who decides what money is spent on, whom to hire, what hours of operation and everything else associated with your business. Another advantage is for your tax purposes. Simply put any money that you spend on interest rates you can deduct on your taxes. Depending on the amount of interest you are paying, this can be a huge tax saving.

One of the biggest disadvantages of debt financing is that too much debt can cause your business to look risky, or even unstable. While this is the most desired type of financing, you must ensure that your business is capable of making all debt payments on time.

The next major type of financing is called equity financing. This means that you are trading a piece of ownership of your business for money. This method is most often associated with angel investors and venture capitalists. One of the biggest advantages to equity financing is that you do not have to repay the debt in any way - you do not have to make a monthly or balloon payment to give money back to the investor. As long as your business is making money your investors are happy.

Another advantage is that your investors may be able to help you get debt financing. With the funding coming from several sources, you could give up less of your business and still get the funding you need. In addition, the investors may be financing other companies that can help your business out. Most reputable investors will only associate with reputable companies, so having a reputable investor helping your business automatically gives your business a bit of an edge over some competitors.

The disadvantage with equity financing is that you are giving away partial ownership of your business in exchange for money. This means that you are no longer the only person in charge of making decisions such as pricing, employees, merchandise, and suppliers. You will also need the other owner’s signature in order to apply for bank accounts, credit cards, as well as other forms of debt financing. One of the worse scenarios that can come from equity financing is that you end up being forced out of your business. This is generally caused by disagreements where the parties are unable to work together, and someone must be bought out. Typically, the party bought out is the one who originally started the business, simply becau...

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