Debt Financing and Equity Financing for Businesses Eagle River AK

Looking for Debt Financing and Equity Financing for Businesses in Eagle River? We have compiled a list of businesses and services around Eagle River that should help you with your search. We hope this page helps you find Debt Financing and Equity Financing for Businesses in Eagle River.

Mr. Edwin H. Chan, CFP®
(907) 330-8338
4300 Boniface Parkway
Anchorage, AK
Firm
Alaska Housing Finance Corp

Data Provided By:
Ms. Laura G Bruce, CFP®
(907) 440-2256
900 W. 5th Ave. Ste. 601
Anchorage, AK
Firm
Alaska Permanent Capital
Areas of Specialization
Asset Allocation, Business Succession Planning, Comprehensive Financial Planning, Divorce Issues, Elder Care, Estate Planning, Investment Management

Data Provided By:
Brian Pinkston, CFP®
310 K St Ste 200
Anchorage, AK
Firm
Bright Road Wealth Management
Areas of Specialization
Comprehensive Financial Planning, Divorce Issues, Education Planning, Employee and Employer Plan Benefits, Investment Management, Retirement Planning

Data Provided By:
Bryan Michael Anderson, CFP®
(907) 272-2444
731 I St Ste 202
Anchorage, AK
Firm
Edward Jones Investments
Areas of Specialization
Comprehensive Financial Planning, Education Planning, Employee and Employer Plan Benefits, Investment Management, Retirement Planning, Securities
Key Considerations
Average Net Worth: Not Applicable

Average Income: Not Applicable

Profession: Not Applicable

Data Provided By:
Mr. Michael J. Bruno, CFP®
(907) 261-3421
500 W 36th Ave Ste 100
Anchorage, AK
Firm
AlaskaUSA Financial Planning & Investment Services
Areas of Specialization
Asset Allocation, Budget Development, Business Succession Planning, Charitable Giving, Comprehensive Financial Planning, Education Planning, Estate Planning

Data Provided By:
Mr. Stephen J. Heavey, CFP®
(417) 461-0347
5432 E Northern Lights Blvd
Anchorage, AK
Firm
Financial Planning Center Inc
Areas of Specialization
Divorce Issues, Elder Care, Employee and Employer Plan Benefits, Estate Planning, General Financial Planning, Life Planning, Real Estate
Key Considerations
Average Net Worth: $500,001 - $1,000,000

Average Income: Not Applicable

Profession: Not Applicable

Data Provided By:
Jeffrey N. Gaylard, CFP®
(907) 257-5289
701 W 8th Ave Ste 900
Anchorage, AK
Firm
New York Life Insurance Company

Data Provided By:
Mr. Matthew D. Blattmachr, CFP®
(907) 278-6775
1029 W 3rd Ave Ste 400
Anchorage, AK
Firm
Alaska Trust Company
Areas of Specialization
Charitable Giving, Comprehensive Financial Planning, Estate Planning, Insurance Planning, Investment Management, Investment Planning, Retirement Planning
Key Considerations
Average Net Worth: $1,000,001 - $5,000,000

Average Income: $250,001 - $500,000

Profession: Business Executives

Data Provided By:
Luke Merriner, CFP®
(907) 257-0216
3900 C St Ste 502
Anchorage, AK
Firm
Wells Fargo Advisors, LLC
Areas of Specialization
Comprehensive Financial Planning, Employee and Employer Plan Benefits, Retirement Income Management, Wealth Management

Data Provided By:
Ms. Nancy L. Blunck, CFP®
(907) 276-1900
1407 W 31st Ave Ste 303
Anchorage, AK
Firm
Blunck Financial

Data Provided By:
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Debt Financing and Equity Financing for Businesses

There are several advantages as well as disadvantages to debt financing and equity financing, and while not everyone understands the differences, they need to be understood.

The first type of financing to look at is the most traditional, called debt financing. In simple terms debt financing means that you have loans for money that you do not have, this is why it is called debt, because you are in debt. Whether you owe this money to a bank, individual company, or even an investor you are under an obligation to repay the debt.

Some of the advantages to debt financing are that you are able to stay in control of your business. You are who decides what money is spent on, whom to hire, what hours of operation and everything else associated with your business. Another advantage is for your tax purposes. Simply put any money that you spend on interest rates you can deduct on your taxes. Depending on the amount of interest you are paying, this can be a huge tax saving.

One of the biggest disadvantages of debt financing is that too much debt can cause your business to look risky, or even unstable. While this is the most desired type of financing, you must ensure that your business is capable of making all debt payments on time.

The next major type of financing is called equity financing. This means that you are trading a piece of ownership of your business for money. This method is most often associated with angel investors and venture capitalists. One of the biggest advantages to equity financing is that you do not have to repay the debt in any way - you do not have to make a monthly or balloon payment to give money back to the investor. As long as your business is making money your investors are happy.

Another advantage is that your investors may be able to help you get debt financing. With the funding coming from several sources, you could give up less of your business and still get the funding you need. In addition, the investors may be financing other companies that can help your business out. Most reputable investors will only associate with reputable companies, so having a reputable investor helping your business automatically gives your business a bit of an edge over some competitors.

The disadvantage with equity financing is that you are giving away partial ownership of your business in exchange for money. This means that you are no longer the only person in charge of making decisions such as pricing, employees, merchandise, and suppliers. You will also need the other owner’s signature in order to apply for bank accounts, credit cards, as well as other forms of debt financing. One of the worse scenarios that can come from equity financing is that you end up being forced out of your business. This is generally caused by disagreements where the parties are unable to work together, and someone must be bought out. Typically, the party bought out is the one who originally started the business, simply becau...

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