Debt Financing and Equity Financing for Businesses Dover NH

Looking for Debt Financing and Equity Financing for Businesses in Dover? We have compiled a list of businesses and services around Dover that should help you with your search. We hope this page helps you find Debt Financing and Equity Financing for Businesses in Dover.

Faye Doria
Financial Guidance Associates, Inc
(603) 742-8102
86 Locust St
Dover, NH
Expertises
Investment Advice without Ongoing Management, Hourly Financial Planning Services, Middle Income Client Needs, Retirement Planning & Distribution Rules, College/Education Planning, Planning Issues for Unmarried & Same-Sex Couples
Certifications
NAPFA Registered Financial Advisor, BA, CFP®, EA

Jill Boynton
Cornerstone Financial Planning, LLC
(603) 431-1133
70 Old Post Road
Newington, NH
Expertises
Ongoing Investment Management, Cash Flow/Budgets/Credit Issues, Divorce Planning, Hourly Financial Planning Services, Retirement Planning & Distribution Rules, Women's Financial Planning Issues
Certifications
NAPFA Registered Financial Advisor, BA, CDFA, CFP®

Jeffrey Bogue
Bogue Asset Management
(207) 646-2478
74 Merriland Ridge Road
Wells, ME
Expertises
Retirement Planning & Distribution Rules, Ongoing Investment Management, Planning Issues for Business Owners, Planning Concerns for Corporate Executives, Advising Medical Professionals, Retirement Plan Investment Advice
Certifications
NAPFA Registered Financial Advisor, BS, CFP®

Howard Cadwell
Northeast Passage Financial Advisors
(603) 772-8729
One Liberty Lane East
Hampton, NH
Expertises
Ongoing Investment Management, Retirement Plan Investment Advice, Special Needs Planning, College/Education Planning, Financial Issues Between Generations, Helping Clients Identify & Achieve Goals
Certifications
NAPFA Registered Financial Advisor, AIF, CFP®, MHA

Ms. Lisa L. Dale, CFP®
(877) 656-5022
10 Jenkins Rd
Madbury, NH
Firm
Waddell & Reed Financial, Inc.
Areas of Specialization
Asset Allocation, Comprehensive Financial Planning, Divorce Issues, Insurance Planning, Intergenerational Planning, Investment Management, Life Planning

Data Provided By:
William Simpson
Azimuth Financial Planning, LLC
(603) 373-8793
One New Hampshire Avenue, Suite 125
Portsmouth, NH
Expertises
Ongoing Investment Management, College/Education Planning, Hourly Financial Planning Services, Retirement Planning & Distribution Rules, High Net Worth Client Needs, Investment Advice without Ongoing Management
Certifications
NAPFA Registered Financial Advisor, BS, CFP®, MBA

Rozanna Patane
Rozanna Patane, Financial Advisor
(207) 363-7744
29 Sentry Hill Road
York Harbor, ME
Expertises
Ongoing Investment Management, Socially Responsible Investments, Women's Financial Planning Issues
Certifications
NAPFA Registered Financial Advisor, CFP®, MBA

David Mayes
Mackensen & Company, Inc.
(603) 926-1775
6 Merrill Drive
Hampton, NH
Expertises
Retirement Planning & Distribution Rules, Advising Medical Professionals, Planning Concerns for Corporate Executives, Professional Athletes or Entertainers, Divorce Planning, Tax Planning
Certifications
NAPFA Registered Financial Advisor, CFP®, CRPC, EA, MA

Warren Mackensen
Mackensen & Company, Inc.
(603) 926-1775
6 Merrill Drive
Hampton, NH
Expertises
Helping Clients Identify & Achieve Goals, Tax Planning, Ongoing Investment Management, Retirement Planning & Distribution Rules, Financial Issues Between Generations, Estate & Generational Planning Issues
Certifications
NAPFA Registered Financial Advisor, BS, CFP®, MBA, MS

Ms. Faye Kathryn Doria, CFP®
(603) 742-8102
86 Locust St
Dover, NH
Firm
Financial Guidance Associates, Inc.
Areas of Specialization
Comprehensive Financial Planning, Divorce Issues, LGBT Individuals and Couples, Life Transitions, Men's Finances, Planning for Couples, Women's Finances
Key Considerations
Average Net Worth: $500,001 - $1,000,000

Average Income: $100,001 - $250,000

Profession: Not Applicable

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Data Provided By:

Debt Financing and Equity Financing for Businesses

There are several advantages as well as disadvantages to debt financing and equity financing, and while not everyone understands the differences, they need to be understood.

The first type of financing to look at is the most traditional, called debt financing. In simple terms debt financing means that you have loans for money that you do not have, this is why it is called debt, because you are in debt. Whether you owe this money to a bank, individual company, or even an investor you are under an obligation to repay the debt.

Some of the advantages to debt financing are that you are able to stay in control of your business. You are who decides what money is spent on, whom to hire, what hours of operation and everything else associated with your business. Another advantage is for your tax purposes. Simply put any money that you spend on interest rates you can deduct on your taxes. Depending on the amount of interest you are paying, this can be a huge tax saving.

One of the biggest disadvantages of debt financing is that too much debt can cause your business to look risky, or even unstable. While this is the most desired type of financing, you must ensure that your business is capable of making all debt payments on time.

The next major type of financing is called equity financing. This means that you are trading a piece of ownership of your business for money. This method is most often associated with angel investors and venture capitalists. One of the biggest advantages to equity financing is that you do not have to repay the debt in any way - you do not have to make a monthly or balloon payment to give money back to the investor. As long as your business is making money your investors are happy.

Another advantage is that your investors may be able to help you get debt financing. With the funding coming from several sources, you could give up less of your business and still get the funding you need. In addition, the investors may be financing other companies that can help your business out. Most reputable investors will only associate with reputable companies, so having a reputable investor helping your business automatically gives your business a bit of an edge over some competitors.

The disadvantage with equity financing is that you are giving away partial ownership of your business in exchange for money. This means that you are no longer the only person in charge of making decisions such as pricing, employees, merchandise, and suppliers. You will also need the other owner’s signature in order to apply for bank accounts, credit cards, as well as other forms of debt financing. One of the worse scenarios that can come from equity financing is that you end up being forced out of your business. This is generally caused by disagreements where the parties are unable to work together, and someone must be bought out. Typically, the party bought out is the one who originally started the business, simply becau...

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