Debt Financing and Equity Financing for Businesses Denham Springs LA

Looking for Debt Financing and Equity Financing for Businesses in Denham Springs? We have compiled a list of businesses and services around Denham Springs that should help you with your search. We hope this page helps you find Debt Financing and Equity Financing for Businesses in Denham Springs.

Mr. Michael J. Patton, CFP®
(225) 926-0202
6323 Oak Cluster Dr
Greenwell Springs, LA
Firm
Integrity Wealth Management, LLC
Areas of Specialization
Asset Allocation, Charitable Giving, Comprehensive Financial Planning, Debt Management, Education Planning, Estate Planning, General Financial Planning
Key Considerations
Average Net Worth: $1,000,001 - $5,000,000

Average Income: $100,001 - $250,000

Profession: Self-Employed Business Owners

Data Provided By:
Mr. Kenneth R. Mcquirter, CFP®
(225) 683-5251
11764 S. Harrell's Ferry Road
Baton Rouge, LA
Firm
Thrivent Financial for Lutherans
Areas of Specialization
Comprehensive Financial Planning
Key Considerations
Average Net Worth: $500,001 - $1,000,000

Average Income: $100,001 - $250,000



Data Provided By:
Mr. George P. Thompson Iii, CFP®
(225) 819-2983
3133 Woodland Ridge
Baton Rouge, LA
Firm
Waddell & Reed, Inc.

Data Provided By:
Matthew P Kubicek, CFP®
(225) 293-9527
11440 Lake Sherwood Ave N Ste D
Baton Rouge, LA
Firm
Northwestern Mutual Financial Network

Data Provided By:
Mr. John S. Battaglia, CFP®
(225) 293-9527
11440 Lake Sherwood Ave N Ste D
Baton Rouge, LA
Firm
Northwestern Mutual Financial
Areas of Specialization
Business Succession Planning, Charitable Giving, Estate Planning, Insurance Planning

Data Provided By:
Mr. Daniel E. Seidel, CFP®
10314 Sagefield Dr
Baton Rouge, LA
Firm
TransAmerica Financial Advisors

Data Provided By:
Mr. Jeff L. Cobb, CFP®
(225) 291-9393
11949 Bricksome Ave Ste A
Baton Rouge, LA
Firm
Logical Investment Solutions
Areas of Specialization
Business Succession Planning, Charitable Giving, Comprehensive Financial Planning, Divorce Issues, Education Planning, Estate Planning, Healthcare Planning
Key Considerations
Average Net Worth: $1,000,001 - $5,000,000

Average Income: $100,001 - $250,000



Data Provided By:
Ms. Kathryn Traylor Johnson, CFP®
(225) 293-0069
11924 Sunray Ave
Baton Rouge, LA
Firm
Edward Jones Investments
Key Considerations
Average Net Worth: Not Applicable

Average Income: Not Applicable

Profession: Not Applicable

Data Provided By:
Ms. Joann Hardin White, CFP®
(225) 936-0053
PO Box 1327
Saint Francisville, LA
Firm
Joann H. White, CFP (R)
Areas of Specialization
Banking, Budget Development, Debt Management, General Financial Planning
Key Considerations
Average Net Worth: Not Applicable

Average Income: Not Applicable

Profession: Not Applicable

Data Provided By:
Mr. Carl W. Benedict, CFP®
(225) 766-9506
17461 Jefferson Hwy
Baton Rouge, LA
Firm
Benedict Wealth Management, LLC
Areas of Specialization
Asset Allocation, Budget Development, Business Succession Planning, Comprehensive Financial Planning, Education Planning, Employee and Employer Plan Benefits, Estate Planning
Key Considerations
Average Net Worth: $500,001 - $1,000,000

Average Income: $100,001 - $250,000

Profession: Not Applicable

Data Provided By:
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Debt Financing and Equity Financing for Businesses

There are several advantages as well as disadvantages to debt financing and equity financing, and while not everyone understands the differences, they need to be understood.

The first type of financing to look at is the most traditional, called debt financing. In simple terms debt financing means that you have loans for money that you do not have, this is why it is called debt, because you are in debt. Whether you owe this money to a bank, individual company, or even an investor you are under an obligation to repay the debt.

Some of the advantages to debt financing are that you are able to stay in control of your business. You are who decides what money is spent on, whom to hire, what hours of operation and everything else associated with your business. Another advantage is for your tax purposes. Simply put any money that you spend on interest rates you can deduct on your taxes. Depending on the amount of interest you are paying, this can be a huge tax saving.

One of the biggest disadvantages of debt financing is that too much debt can cause your business to look risky, or even unstable. While this is the most desired type of financing, you must ensure that your business is capable of making all debt payments on time.

The next major type of financing is called equity financing. This means that you are trading a piece of ownership of your business for money. This method is most often associated with angel investors and venture capitalists. One of the biggest advantages to equity financing is that you do not have to repay the debt in any way - you do not have to make a monthly or balloon payment to give money back to the investor. As long as your business is making money your investors are happy.

Another advantage is that your investors may be able to help you get debt financing. With the funding coming from several sources, you could give up less of your business and still get the funding you need. In addition, the investors may be financing other companies that can help your business out. Most reputable investors will only associate with reputable companies, so having a reputable investor helping your business automatically gives your business a bit of an edge over some competitors.

The disadvantage with equity financing is that you are giving away partial ownership of your business in exchange for money. This means that you are no longer the only person in charge of making decisions such as pricing, employees, merchandise, and suppliers. You will also need the other owner’s signature in order to apply for bank accounts, credit cards, as well as other forms of debt financing. One of the worse scenarios that can come from equity financing is that you end up being forced out of your business. This is generally caused by disagreements where the parties are unable to work together, and someone must be bought out. Typically, the party bought out is the one who originally started the business, simply becau...

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