Debt Financing and Equity Financing for Businesses Cookeville TN

Looking for Debt Financing and Equity Financing for Businesses in Cookeville? We have compiled a list of businesses and services around Cookeville that should help you with your search. We hope this page helps you find Debt Financing and Equity Financing for Businesses in Cookeville.

Mr. Charles A. Sewell, CFP®
(931) 858-0902
PO Box 2328
Cookeville, TN
Firm
FSC Securities Corp.

Data Provided By:
Mr. Glen Smith, CFP®
(931) 528-7077
241 E Veterans Dr Ste C
Cookeville, TN
Firm
Glen Smith

Data Provided By:
Mr. Tod Williams, CFP®
(931) 528-4750
345 S Jefferson Ave
Cookeville, TN
Firm
First Tennessee Brokerage

Data Provided By:
US Bank - Cookeville Jackson Office
(931) 520-2900
2 W Jackson St
Cookeville, TN
Drive Up Hours
Mon 08:00 am to 04:30 pm
Tue 08:00 am to 04:30 pm
Wed 08:00 am to 04:30 pm
Thur 08:00 am to 04:30 pm
Fri 08:00 am to 05:30 pm

US Bank - Sparta-West Bockman Office
(931) 836-2151
488 W Bockman Way
Sparta, TN
Drive Up Hours
Mon 08:00 am to 04:00 pm
Tue 08:00 am to 04:00 pm
Wed 08:00 am to 04:00 pm
Thur 08:00 am to 04:00 pm
Fri 08:00 am to 05:00 pm
Sat 08:00 am to 12:00 pm

Mr. Stephen C. Smith, CFP®
(615) 520-0283
120 B S. Jefferson Ave
Cookeville, TN
Firm
Ameriprise Financial, Inc.

Data Provided By:
Mr. Landon D. Vick, CFP®
(931) 528-6865
1080 Interstate Dr
Cookeville, TN
Firm
Cravens & Company Advisors, LLC

Data Provided By:
US Bank - Cookeville Washington Office
(931) 520-2950
105 N Washington Ave
Cookeville, TN
Drive Up Hours
Mon 08:00 am to 04:30 pm
Tue 08:00 am to 04:30 pm
Wed 08:00 am to 04:30 pm
Thur 08:00 am to 04:30 pm
Fri 08:00 am to 05:30 pm

Bank of America - Sparta
(931) 836-3277
469 West Bockman Way
Sparta, TN
Type
Banking Center
Services
Banking Center Services: Change Order, Commercial Deposits, Night Deposits, Drive Up
Outdoor ATM Services: Open 24 Hours, Braille, Accepts Deposits, Drive Up
Languages
English, Spanish, Chinese, Korean, French, Russian, Portuguese
Office Hours
Monday 9-4
Tuesday 9-4
Wednesday 9-4
Thursday 9-4
Friday 9-5
Saturday Closed
Sunday Closed
Drive Up Hours
Monday 8:30-4
Tuesday 8:30-4
Wednesday 8:30-4
Thursday 8:30-4
Friday 8:30-5
Saturday Closed
Sunday Closed

US Bank - Sparta-Main Office
(931) 738-9500
189 Mose Dr
Sparta, TN
Drive Up Hours
Mon 08:00 am to 04:00 pm
Tue 08:00 am to 04:00 pm
Wed 08:00 am to 04:00 pm
Thur 08:00 am to 04:00 pm
Fri 08:00 am to 05:00 pm

Data Provided By:

Debt Financing and Equity Financing for Businesses

There are several advantages as well as disadvantages to debt financing and equity financing, and while not everyone understands the differences, they need to be understood.

The first type of financing to look at is the most traditional, called debt financing. In simple terms debt financing means that you have loans for money that you do not have, this is why it is called debt, because you are in debt. Whether you owe this money to a bank, individual company, or even an investor you are under an obligation to repay the debt.

Some of the advantages to debt financing are that you are able to stay in control of your business. You are who decides what money is spent on, whom to hire, what hours of operation and everything else associated with your business. Another advantage is for your tax purposes. Simply put any money that you spend on interest rates you can deduct on your taxes. Depending on the amount of interest you are paying, this can be a huge tax saving.

One of the biggest disadvantages of debt financing is that too much debt can cause your business to look risky, or even unstable. While this is the most desired type of financing, you must ensure that your business is capable of making all debt payments on time.

The next major type of financing is called equity financing. This means that you are trading a piece of ownership of your business for money. This method is most often associated with angel investors and venture capitalists. One of the biggest advantages to equity financing is that you do not have to repay the debt in any way - you do not have to make a monthly or balloon payment to give money back to the investor. As long as your business is making money your investors are happy.

Another advantage is that your investors may be able to help you get debt financing. With the funding coming from several sources, you could give up less of your business and still get the funding you need. In addition, the investors may be financing other companies that can help your business out. Most reputable investors will only associate with reputable companies, so having a reputable investor helping your business automatically gives your business a bit of an edge over some competitors.

The disadvantage with equity financing is that you are giving away partial ownership of your business in exchange for money. This means that you are no longer the only person in charge of making decisions such as pricing, employees, merchandise, and suppliers. You will also need the other owner’s signature in order to apply for bank accounts, credit cards, as well as other forms of debt financing. One of the worse scenarios that can come from equity financing is that you end up being forced out of your business. This is generally caused by disagreements where the parties are unable to work together, and someone must be bought out. Typically, the party bought out is the one who originally started the business, simply becau...

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