Debt Financing and Equity Financing for Businesses Buckeye AZ

Looking for Debt Financing and Equity Financing for Businesses in Buckeye? We have compiled a list of businesses and services around Buckeye that should help you with your search. We hope this page helps you find Debt Financing and Equity Financing for Businesses in Buckeye.

Mr. Brad E. Baker, CFP®
(602) 631-3208
4862 N Barranco Dr
Litchfield Park, AZ
Firm
LPL Financial Corporation

Data Provided By:
Chase Bank
(623) 327-0051
1240 S Watson Rd
Buckeye, AZ
Type
Freestanding
Office Hours
Mon:8:00-6:00
Tues:8:00-6:00
Wed:8:00-6:00
Thurs:8:00-6:00
Fri:8:00-6:00
Sat:9:00-2:00
Sun:closed

Wells Fargo - Litchfield Rd & Indian School Byp
(623) 935-1274
14139 W Indian School Rd
Goodyear, AZ
Type
Branch
Office Hours
Mon-Thu 08:00 AM-05:00 PM
Fri 08:00 AM-06:00 PM
Sat 08:00 AM-03:00 PM
Sun Closed

Wells Fargo - Goodyear-Avondale
(623) 932-1410
13470 W Van Buren St
Goodyear, AZ
Type
Branch
Office Hours
Mon-Fri 09:00 AM-06:00 PM
Sat 09:00 AM-04:00 PM
Sun Closed

Wells Fargo - Palm Valley Marketplace
(623) 535-9318
14175 W Indian School Rd
Goodyear, AZ
Type
In-Store Branch
Office Hours
Mon-Fri 11:00 AM-07:00 PM
Sat 09:00 AM-05:00 PM
Sun 10:00 AM-02:00 PM

Mr. William R Brooking, CFP®
(480) 345-4747
14881 W Georgia Dr
Surprise, AZ
Firm
Morgan Stanley Smith Barney

Data Provided By:
Wells Fargo - Yuma & Watson
(623) 925-3000
540 S Watson Rd
Buckeye, AZ
Type
Branch
Office Hours
Mon-Fri 09:00 AM-06:00 PM
Sat 09:00 AM-04:00 PM
Sun Closed

US Bank - North Estrella Pkwy Safeway Office
(623) 882-2040
440 N Estrella Pkwy
Goodyear, AZ
Languages
Spanish

Chase Bank
(623) 925-8845
767 S Cotton Ln
Goodyear, AZ
Type
Freestanding
Office Hours
Mon:8:00-6:00
Tues:8:00-6:00
Wed:8:00-6:00
Thurs:8:00-6:00
Fri:8:00-6:00
Sat:9:00-2:00
Sun:closed

Bank of America - Estrella Parkway & Van Buren
(623) 925-4700
340 N. Estrella Parkway
Goodyear, AZ
Type
Banking Center
Services
Banking Center Services: Change Order, Commercial Deposits, Night Deposits
Outdoor ATM Services: Open 24 Hours, Talking ATM, Braille, Accepts Deposits, Multi-Check Deposit, Drive Up, Deposit Image
Languages
English, Spanish, Chinese, Korean, French, Russian, Portuguese
Office Hours
Monday 9-5
Tuesday 9-5
Wednesday 9-5
Thursday 9-5
Friday 9-6
Saturday 9-1
Sunday Closed

Data Provided By:

Debt Financing and Equity Financing for Businesses

There are several advantages as well as disadvantages to debt financing and equity financing, and while not everyone understands the differences, they need to be understood.

The first type of financing to look at is the most traditional, called debt financing. In simple terms debt financing means that you have loans for money that you do not have, this is why it is called debt, because you are in debt. Whether you owe this money to a bank, individual company, or even an investor you are under an obligation to repay the debt.

Some of the advantages to debt financing are that you are able to stay in control of your business. You are who decides what money is spent on, whom to hire, what hours of operation and everything else associated with your business. Another advantage is for your tax purposes. Simply put any money that you spend on interest rates you can deduct on your taxes. Depending on the amount of interest you are paying, this can be a huge tax saving.

One of the biggest disadvantages of debt financing is that too much debt can cause your business to look risky, or even unstable. While this is the most desired type of financing, you must ensure that your business is capable of making all debt payments on time.

The next major type of financing is called equity financing. This means that you are trading a piece of ownership of your business for money. This method is most often associated with angel investors and venture capitalists. One of the biggest advantages to equity financing is that you do not have to repay the debt in any way - you do not have to make a monthly or balloon payment to give money back to the investor. As long as your business is making money your investors are happy.

Another advantage is that your investors may be able to help you get debt financing. With the funding coming from several sources, you could give up less of your business and still get the funding you need. In addition, the investors may be financing other companies that can help your business out. Most reputable investors will only associate with reputable companies, so having a reputable investor helping your business automatically gives your business a bit of an edge over some competitors.

The disadvantage with equity financing is that you are giving away partial ownership of your business in exchange for money. This means that you are no longer the only person in charge of making decisions such as pricing, employees, merchandise, and suppliers. You will also need the other owner’s signature in order to apply for bank accounts, credit cards, as well as other forms of debt financing. One of the worse scenarios that can come from equity financing is that you end up being forced out of your business. This is generally caused by disagreements where the parties are unable to work together, and someone must be bought out. Typically, the party bought out is the one who originally started the business, simply becau...

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