Commercial Loan Refinancing Baton Rouge LA

Looking for Commercial Loan Refinancing in Baton Rouge? We have compiled a list of businesses and services around Baton Rouge that should help you with your search. We hope this page helps you find Commercial Loan Refinancing in Baton Rouge.

Bayou Federal Credit Union - Main Office
(225) 925-8800
5880 Florida Boulevard
Baton Rouge, LA
Hours
mon: 09:00 - 16:30
tue: 09:00 - 16:30
wed: 09:00 - 16:30
thu: 09:00 - 16:30
fri: 09:00 - 17:30
sat: closed
sun: closed
ATM Fees
monthly fee: Monthly service fees range from $0 to $15.00. See institution about how these monthly fees can be waived.
Services
Overdraft Protection, Online Bill Pay, Activity Download, Unlimited Checks

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Bayou Federal Credit Union - Woman's Hospital Branch
(225) 925-8800
9050 Airline Highway
Baton Rouge, LA
Hours
mon: 10:00 - 16:00
tue: 10:00 - 15:00
wed: 10:00 - 15:00
thu: 10:00 - 16:00
fri: 07:00 - 16:00
sat: closed
sun: closed
ATM Fees
monthly fee: Monthly service fees range from $0 to $15.00. See institution about how these monthly fees can be waived.
Services
Overdraft Protection, Online Bill Pay, Activity Download, Unlimited Checks

Data Provided By:
Bayou Federal Credit Union - Baton Rouge General Med Ctr Branch
(225) 925-8800
3600 Florida Boulevard
Baton Rouge, LA
Hours
mon: 09:00 - 13:00
tue: closed
wed: 09:00 - 13:00
thu: closed
fri: 09:00 - 13:00
sat: closed
sun: closed
ATM Fees
monthly fee: Monthly service fees range from $0 to $15.00. See institution about how these monthly fees can be waived.
Services
Overdraft Protection, Online Bill Pay, Activity Download, Unlimited Checks

Data Provided By:
Bayou Federal Credit Union - Ladai Branch
(225) 925-8800
5825 Florida Boulevard
Baton Rouge, LA
Hours
mon: 10:00 - 14:00
tue: closed
wed: closed
thu: 10:00 - 14:00
fri: closed
sat: closed
sun: closed
ATM Fees
monthly fee: Monthly service fees range from $0 to $15.00. See institution about how these monthly fees can be waived.
Services
Overdraft Protection, Online Bill Pay, Activity Download, Unlimited Checks

Data Provided By:
Regions Bank - Lobdell Ave Branch
(800) 734-4667
450 North Lobdell
Baton Rouge, LA
ATM Fees
monthly fee: Monthly service fees range from $0 to $20.00. See institution about how these monthly fees can be waived.
ATM fee note: There is a $2 fee each time you use an ATM that's not a Regions ATM. (Fee does not apply to all accounts.)
Services
Mobile & Text Banking, Debit Reward Programs, Overdraft Protection, Email Alerts, Online Bill Pay, Activity Download, Free Checks, Unlimited Checks

Data Provided By:
Chase - Florida Boulevard Branch
(877) 682-4273
7474 Florida Boulevard
Baton Rouge, LA
ATM Fees
monthly fee: Monthly service fees range from $0 to $35.00. See institution about how these monthly fees can be waived.
ATM fee note: There is a $2.00 fee each time you use a non-affiliated ATM. (Fee does not apply to all accounts.)
Services
Mobile & Text Banking, Overdraft Protection, Email Alerts, Online Bill Pay, Activity Download, Free Checks, Unlimited Checks

Data Provided By:
Neighbors Federal Credit Union - Goodwood Office
7844 Goodwood Boulevard
Baton Rouge, LA
Hours
mon: 09:00 - 16:30
tue: 09:00 - 16:30
wed: 09:00 - 16:30
thu: 09:00 - 16:30
fri: 09:00 - 17:30
sat: closed
sun: closed
ATM Fees
monthly fee: Monthly service fees range from $0 to $3.00. See institution about how these monthly fees can be waived.
ATM Fee Rebate Noe: Some accounts provide rebates of ATM Surcharge Fees. Contact Neighbors Federal Credit Union for details.
Services
Mobile & Text Banking, Debit Reward Programs, Overdraft Protection, Email Alerts, Online Bill Pay, Activity Download, Unlimited Checks

Data Provided By:
Chase - Mid-City Branch
(877) 682-4273
3012 Government Street
Baton Rouge, LA
ATM Fees
monthly fee: Monthly service fees range from $0 to $35.00. See institution about how these monthly fees can be waived.
ATM fee note: There is a $2.00 fee each time you use a non-affiliated ATM. (Fee does not apply to all accounts.)
Services
Mobile & Text Banking, Overdraft Protection, Email Alerts, Online Bill Pay, Activity Download, Free Checks, Unlimited Checks

Data Provided By:
Capital One - Government Street Branch
(888) 655-2265
5220 Government Street
Baton Rouge, LA
ATM Fees
ATM fee note: There is a $2.00 fee each time you use a non-affiliated ATM.
Services
Mobile & Text Banking, Debit Reward Programs, Overdraft Protection, Email Alerts, Online Bill Pay, Activity Download, Unlimited Checks

Data Provided By:
Chase - Essen Lanealbertsons Branch
(877) 682-4273
7515 Perkins Road
Baton Rouge, LA
ATM Fees
monthly fee: Monthly service fees range from $0 to $35.00. See institution about how these monthly fees can be waived.
ATM fee note: There is a $2.00 fee each time you use a non-affiliated ATM. (Fee does not apply to all accounts.)
Services
Mobile & Text Banking, Overdraft Protection, Email Alerts, Online Bill Pay, Activity Download, Free Checks, Unlimited Checks

Data Provided By:
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Commercial Loan Refinancing

Commercial loans once acquired are often never reexamined to insure that the best financing value has been negotiated. It is an understatement to say that the business world is dynamic and economic conditions are always evolving. Changes often occur that might indicate the need for the reevaluation of a company or individual position with respect to commercial loans . There are several important reasons that might cause one to consider refinancing of a commercial loan . A few of these reasons are enumerated below;

1. Taking advantage of equity gains that may be realized which could enable the borrower to free up capital for other expenses or ventures. This option is often referred to as "cashing out" and offers an opportunity to invest the equity that has accrued in a manner that offers a higher return.

2. Interest rates may have declined or another commercial lender is offering a lower rate and it is prudent to take advantage of reduced payments. Reduced loan payments obviously affect cash flow and enhance one's financial position.

3. Another acquisition may provide an opportunity to combine loans and recognize increased cash flow or take advantage of more favorable terms and conditions. Combining notes may offer the opportunity to take advantage of the equity that has built up in one note to obtain more favorable financing for another. It also offers an opportunity to strengthen a financial statement by closing out a note under favorable conditions.

4. Taking advantage of an opportunity to lengthen the period of the loan and realize an increased cash flow as well as to take advantage of tax concessions.

5. It may be appropriate to pay down some of the note and renegotiate terms and conditions to strengthen one's financial statement.

These potential reasons have been highlighted for illustrative purposes, but there are other reasons that may cause one to seek commercial loan refinancing . Each individual or company circumstance will dictate differing responses. As with any decision, an evaluation of the advantages and disadvantageous is necessary to insure that the effort is worth the reward. One needs to assess the total impact of the decision with regard to tax implications, the advantages of cashing out equity, the effect on one's present financial statement, the opportunities for additional investment and the actual savings that may be available.

It is important to note that a detailed analysis may ...

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